1. Ramy Mohamed Said
El Teseen Street, 5th Settlement
New Cairo, Egypt
Mobile :(0122) 479-8857
E-mail: RAMY.SAIED@HOTMAIL.COM
OBJECTIVE
Seeking a job opportunity with a multinational organization where my educational
background and work experience can be applied and further enhanced.
EDUCATION
2000-2004 Helwan university Cairo, Egypt
Faculty of commerce, business administration department.
Grade: Good
1998-2000 High School
Orman school
Processing CTP 2015
SKILLS
Communication & Personal Skills:
Ability to enhance and create.
Very hard worker.
Quick learner.
Enjoy teamwork.
Communicate well with people.
Organized.
Computer skills:
Excellent knowledge of Windows Applications: MS. Office (word, Excel,
Outlook, Access and power point).
Very good knowledge of Internet navigation.
Language skills:
Native language Arabic.
Very good command of both written and spoken English.
EXPERIENCE
From July (2015 ) Till now Saint-Gobain Egypt
Treasury supervisor
Forecast cash flow positions, related borrowing needs, and available funds for investment
Ensure that sufficient funds are available to meet ongoing operational and capital investment
requirements
2. Use hedging to mitigate financial risks related to the interest rates on the company's
borrowings, as well as on its foreign exchange positions
Maintain banking relationships
Maintain credit rating agency relationships
Arrange for equity and debt financing
Invest funds
Invest pension funds
Monitor the activities of third parties handling outsourced treasury functions on behalf of the
company
Advise management on the liquidity aspects of its short- and long-range planning
Oversee the extension of credit to customers
Maintain a system of policies and procedures that impose an adequate level of control over
treasury activities.
Manage and lead the treasury team.
November. (2012) Till July 2015 Zewail City of Science and Technology Cairo, Egypt
Finance Department:
Senior Accountant (Treasury).
Preparing cash position worksheet.
Manage cash & investments on the short term in order to maximize earn and minimize
expected expenses.
Handling all the financial institutions &banks meeting.
Monitoring cash deposit & grants at banks
Working closely with other units such as account receivables &account payable &….. to
ensure that smooth and effect operational flow.
Handling all the tasks related to the bank’s transaction such as (hold TD,CD ,open letter of
credit , letter of grantee , outgoing transfer, Donations and saving the currency in USD or EUR
or…….) .
Review all the LC’s and LG’s before sending to the bank to ensure compliance with bank
regulations.
Responsible for any amendments, acceptance and cancelation regarding the LC’s and LG’s.
Responsible for the bank’s statement reconciliation.
Working with Hazem Hassan auditing firm to make sure that there are no differences in our entries and
bank’s reconciliation.
Review all the payments requests that we receive from the other departments and review the petty cash
or replenishment requests.
Responsible for the bank’s transactions entries in GP system.
Managing all students’ accounts and preparing the required reports &analysis for the student
tuition fees.
Handles scholarships, fellowships and financial aid accounts.
3. Manages external-funded projects such as grants, gifts and endowments.
Verbally communicate procedures and policies clearly to students, parents, sponsors, staff and
faculty.
Perform other related tasks assigned by department head.
May. (2012) Till November. (2012) CIB Cairo, Egypt
Customer Credit Life Cycle Specialist :
Handling all customers' complains regarding loans and credit card payments.
Working with product team and business management to solve any issue or problem faced the
customers.
Persuade the customers to keep their investments and credit facilities in the bank.
While retaining the customers we have to make sure they are fully aware of all bank's products.
Handle all inquiry mails from different units regarding loan calculations and credit card
payments.
Share the business team to develop and launch new products in the Egyptian market to satisfy
the customers.
Convince the customers to invest their money in the bank and provide them any information
about the bank's products (CDs – TDs - Investments).
Follow up with the other units to finalize customers' requests in time to satisfy the customer.
Receive all customers' requests to close loans and credit cards.
April. (2009) Till April. (2012) Citibank N.A Cairo, Egypt
RetailBanking Operations Supervisor:
Maintain the necessary training plans of new hires as well as the processing manuals of the
different transaction within the unit.
Ensures the adherence of A & P, Central Bank local requirements and standard operating
procedures.
Lead and Manage the Retail Banking Operations “Loans Team”
To ensure the integrity of all financial transactions in line with all policies and procedures.
Authorization of all loans customers payments / PIL and Auto loans booking authorization.
Ensure that all proofs / NCL and integrity issues are properly handled and closed with
respective control units.
Storage and filling of all loans payments documents.
Manage and coordinate the UAT of the new projects and system enhancements.
Responsible for second day Status change report review as well as the proper filing and
documentation.
Co-ordination with other Units for customers’ instructions processing.
Problems solving to ensure smooth Operational flow.
Ensure timely submission/generation of the Unit’s MIS.
Coordinate the RCSA for the retail banking operation unit and ensure timely submission, also
close all CAPS with QA.
4. Lead and motivate existing team to ensure strong delivery of established goals and objectives.
Rationalize existing expense to meet plan numbers and ensure unnecessary expenses are
eliminated.
Ensure high standards of quality through the continuous performance evaluation.
Ensure that all proofs and integrity issues are properly handled and closed with respective
control units.
Awarded certificate Citibank N.A Cairo, Egypt
Distinguished employee certificate "Top Performance Award" (2009)
Employee of the Month "Outstanding Performance in April" (2010)
March.. (2008) Till April (2009) Citibank N.A Cairo, Egypt
Loans payments processor:
Ensure that all proofs / NCL and integrity issues are properly handled and
Closed with respective control units.
Storage and filling of all loans payments documents.
Responsible for second day reports review of demographics maintenance & Status
change report review as well as the proper filing and documentation.
Co-ordination with other Units for customers’ instructions processing.
Processing for all loans payments transactions.
Handling all loans payments mails.
Monitoring and tracking the reversed loans.
December (2006) Till March (2008) Citibank N.A Cairo, Egypt
Retail Banking operations specialist:-
Position Objective
Supporting Daily Processing Of Personal & Auto loans
Operation to ensure the integrity of all financial transaction
In line with all policies and procedures.
Responsible for all functions related to the maintenance of
Customers accounts as well as documentation custody.
Personaland Auto loans processor:
responsible for all payoff requests submitted by the customer’s and sent to retail
banking operations unit in order to proceed.
Processing of loans customers’ payments.
Personal and Auto loans booking.
Responsible for reconciliation of loans payments sundries and receivables.
Responsible for loans payments system integrity.
Storage and filling of all loans payments documents.
Being part of some projects teams, making necessary UATs.
Ensure adherence to Citigroup policies & procedures.
Account opening and documentation processor:
5. Responsible for all functions related to documentation& review of customers accounts
data as well as documentation custody.
Job description:
Responsible for all functions related to the maintenance of customers’
accounts as well as documentation custody.
Responsible to obtain customers documentation as per the approved
checklist.
Full responsibility for reviewing documentation filled out by customers
along with the obtained documents.
Full responsibility for maintenance of customer's data on systems (UWS
& GRB).
Monitoring discrepant and not received customer's documentation.
Adherence to Citigroup policies and procedures.
Nov. 2005 to Nov.2006 IML Group Algeria
Direct Supervisor
Company Main Duties:
Marketing for widerange clients like: Nokia & Canon & Kraft &
Raya….
Full responsibility for marketing team in Algeria and Cover most of
outlets in the capital & important regions in the country and provide
them with Nokia advertising materials.
Receiving all Dealers recommenditions and send the feedback to
NOKIA to make the needful analysis.
Events and shows for canon in big malls to show Canon new models.
Aug. 2005 to Nov.2005 IML Group Egypt
Direct Supervisor
Full responsibility for marketing team in Egypt.
Cover important outlets in capital and provide them with new Nokia advertising
materials.
Events in malls in order to collect information from the customers about the products.
Sep. 2004 to Aug. 2005 IML Group Egypt
Field Officer
Responsible for No. of outlets and provide them with new Nokia advertising materials.
Trainings& Courses
6. (2007) British council
5 levels of business English from British council
(2011) Citibank
Client Excellence.
O&T(operation & Technology).
Reengineering Process.
(2013) Egyptian Banking institute
Trade Finance
(2013) Dynamic.
5 Minuets interaction.
(2013) Egyptian Resuscitation Council sponsored by American Resuscitation Council.
First Aid course.
(2013) CIVIL DEFENSE PROTECTION.
Firefighting training.
(2014) Attended CMA part 1
INTERESTS
Reading.
Football.
Internet navigation.
PERSONAL INFORMATION
Date of birth : 17/01/1982
Marital status : Married
Military status : Exempted
References furnished upon request.