Managing balance sheet liquidity and long term funding • Do the company have the right cash management processes? • The importance of accurately forecast company cash flow with liquidity management • Looking at your balance sheet frequently: Do the company has sufficient funding sources? • Ensuring the right balance of credit and non-credit service utilisation for funding process • Learning about rebuilding the balance sheet and turning their problem into growth • Establishing long term stability and security of our funding in turn helps protect our liquidity position in the crisis • Building necessary tools and methods to achieve properly structured balance sheet • Managing complex situations precisely through flexible values (general direction), values with longer lifespan than goals or objectives and past and present corporate actions

1. Managing Balance sheet Liquidity & Long Term Funding Presented by Dr. Rajeev Jain

2. Summary Form of Balance Sheet Slide 1

10. Ensuring the right balance of credit and non-credit service utilization for funding process Slide 6 Maintain a right balance between credit and non-credit services with a minimum cost and a target of maximum return on investment

13. Slide 7.a

15. The basic schematic is shown in the diagram: Slide 8.a

23. Reported in Gulf News, UAE Slide 12.b