Learn what to do when your credit improves. Get a free credit report and score every 6 months from http://quizzle.com

1. Better Credit
What to do when your credit
improves
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2. Improved Credit Checklist
Nothings cooler than better credit!
It’s kind of crazy, but the better your credit the more cash stays in your pocket.
Here are just a few things you should do with your improved credit:
 Get better interest rates on your credit cards
 Get better rates on your insurance
 Get better rates on your mortgage
 Get your utility deposits back
 Get a better cell phone plan
Get a Free Credit Report and Score every 6 months
from Quizzle.com
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3. Credit Cards
When you credit improves, call you credit cards.
 Ask all your credit card companies to lower your interest rates
 Ask for them for better rewards or cash back
 If they hesitate, assure them they won’t be your primary card anymore
Credit cards are notorious for charging astronomically
high interest rates on less than perfect credit.
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4. Insurance Rates
When your credit improves, shop for better
insurance rates
 Like your credit card companies, ask for a rate review
 The difference between good and bad credit can be 20-30%
 Don’t forget to check home, renters, auto and life policies
Many folks don’t realize that your credit affects the
insurance premiums you pay.
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5. Utility Deposits
When your credit improves, get your deposits
 Call your utility companies and get your deposits back
 Call your cable company and get your deposit back
 Call your cell phone company and get a better plan
Utility companies use deposits to ensure they get
paid. With improved credit and a good payment
history you can usually get it back.
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6. Mortgage Rates
Mortgages are a great way to reclaim lost cash.
 Get a better rate if you qualified with lower credit
 Finally qualify for a new home loan
 Check on historically low mortgage rates
Your monthly mortgage payment can change
significantly with just a little credit improvement.
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7. How is Your Credit Doing?
Regularly review of your credit report and score
• Check for mistakes and inaccuracies
• Protect yourself from identity fraud
• Look for opportunities to improve
Get a Free Credit Report and Score every 6 months
from Quizzle.com
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