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Presentation
Of
Types Of
E-Commerce
&
Payment Models
(B2B) – involves both electronic business
marketplaces and direct market links between
businesses(Supermarket and its suppliers).
• "B2B" Ecommerce business model are solely web
based .

Websites that are engaged in B2B
ecommerce:

 commodityindia.com
 Indiaconstruction.com
 clickforsteel.com
 Alibaba.com
 B2C means enterprises provide a new shopping environment for
consumers through the Internet – online stores, consumer can purchase
online and pay online.
 This mode saves the time and space of enterprises and customers, which
improve the transactional efficiency
Websites that are engaged in (B2C)
e-commerce
•
•
•
•
•
•
•

Amazon.com,
llbean.com
CompUSA.com
Travelocity.doc
hotels.com
chow.net
rediff.com
 (C2C) is the electronic commerce activity that provides the opportunity
for trading of products and service amongst consumers .
 Consumer to consumer (C2C) electronic commerce promotes the
opportunity for consumers to transact goods or services with other
consumers present on the internet
 In the C2C e-commerce, the consumer lists items for sale with
commercial auction site.
Websites engaged in C2C

 ebay.com
 baazee.com
 ICQ.com
 MSN.com
In this model, a consumer approaches website showing
multiple business organizations for a particular service.
Consumer places an estimate of amount he/she wants to
spend for a particular service.
• B2G model is a variant of B2B model.
• Such websites are used by government to trade and
exchange information with various business
organizations.
Government - to - Business
• Government uses B2G model website to approach
business organizations.
• Such websites support auctions, tenders and application
submission functionalities.
• E-Commerce sites use electronic payment where
electronic payment refers to paperless monetary
transactions.
• Electronic payment has revolutionized the business
processing by reducing paper work, transaction costs,
labour cost.
Credit
Cards

Debit
Cards

Emoney

Smart
Cards
EFT
Credit Cards
Credit card is small
plastic card with a
unique number attached
with an account.
It has also a magnetic
strip embedded in it
which is used to read
credit card via card
readers.
An example of the front in
a typical credit card:

1)Issuing Bank Logo
2)EMV chip
3)Hologram
4)Personal Account
Number
5)Card Network Logo
6)Expiration Date
7)Card Holder Name
8)Contactless Chip
An example of the
reverse side of a typical
credit card:
1) Magnetic Stripe
2) Signature Strip
3) Card Security Code
Debit cards
In case of Debit Cards
amount gets deducted
from card's bank
account immediately.
There should be
sufficient balance in
bank account for the
transaction to get
completed.
An example of the front
of a typical debit card:

1)Issuing bank logo
2)EMV chip
3)Hologram
4)Card number
5)Card brand logo
6)Expiration date
7)Cardholder's name
Types of Debit Cards:
Smart Cards:
It has a small
microprocessor chip
embedded in it.

 It has the capacity to
store customer work
related/personal
information.
Smart card can be
accessed only using a
PIN of customer
E-Money transactions
refers to situation where
payment is done over
the network.
 Amount gets
transferred from one
financial body to another
financial body without
any involvement of a
middleman.
 The process by which money is transferred electronically from one
financial institution to another is termed Electronic Fund
Transfer(EFT).
 Fund transfer can be done using ATM (Automated Teller Machine)
or using computer.
Types of E commerce & Payment Models

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Types of E commerce & Payment Models

  • 2. (B2B) – involves both electronic business marketplaces and direct market links between businesses(Supermarket and its suppliers). • "B2B" Ecommerce business model are solely web based . 
  • 3. Websites that are engaged in B2B ecommerce:  commodityindia.com  Indiaconstruction.com  clickforsteel.com  Alibaba.com
  • 4.  B2C means enterprises provide a new shopping environment for consumers through the Internet – online stores, consumer can purchase online and pay online.  This mode saves the time and space of enterprises and customers, which improve the transactional efficiency
  • 5.
  • 6. Websites that are engaged in (B2C) e-commerce • • • • • • • Amazon.com, llbean.com CompUSA.com Travelocity.doc hotels.com chow.net rediff.com
  • 7.  (C2C) is the electronic commerce activity that provides the opportunity for trading of products and service amongst consumers .  Consumer to consumer (C2C) electronic commerce promotes the opportunity for consumers to transact goods or services with other consumers present on the internet  In the C2C e-commerce, the consumer lists items for sale with commercial auction site.
  • 8.
  • 9. Websites engaged in C2C  ebay.com  baazee.com  ICQ.com  MSN.com
  • 10. In this model, a consumer approaches website showing multiple business organizations for a particular service. Consumer places an estimate of amount he/she wants to spend for a particular service.
  • 11.
  • 12. • B2G model is a variant of B2B model. • Such websites are used by government to trade and exchange information with various business organizations.
  • 13. Government - to - Business • Government uses B2G model website to approach business organizations. • Such websites support auctions, tenders and application submission functionalities.
  • 14. • E-Commerce sites use electronic payment where electronic payment refers to paperless monetary transactions. • Electronic payment has revolutionized the business processing by reducing paper work, transaction costs, labour cost.
  • 16. Credit Cards Credit card is small plastic card with a unique number attached with an account. It has also a magnetic strip embedded in it which is used to read credit card via card readers.
  • 17. An example of the front in a typical credit card: 1)Issuing Bank Logo 2)EMV chip 3)Hologram 4)Personal Account Number 5)Card Network Logo 6)Expiration Date 7)Card Holder Name 8)Contactless Chip
  • 18. An example of the reverse side of a typical credit card: 1) Magnetic Stripe 2) Signature Strip 3) Card Security Code
  • 19. Debit cards In case of Debit Cards amount gets deducted from card's bank account immediately. There should be sufficient balance in bank account for the transaction to get completed.
  • 20. An example of the front of a typical debit card: 1)Issuing bank logo 2)EMV chip 3)Hologram 4)Card number 5)Card brand logo 6)Expiration date 7)Cardholder's name
  • 21. Types of Debit Cards:
  • 22. Smart Cards: It has a small microprocessor chip embedded in it.  It has the capacity to store customer work related/personal information. Smart card can be accessed only using a PIN of customer
  • 23. E-Money transactions refers to situation where payment is done over the network.  Amount gets transferred from one financial body to another financial body without any involvement of a middleman.
  • 24.  The process by which money is transferred electronically from one financial institution to another is termed Electronic Fund Transfer(EFT).  Fund transfer can be done using ATM (Automated Teller Machine) or using computer.