This document discusses considerations for initiating a county-run foreclosure prevention program and provides examples from various counties. It outlines preparatory work needed including assessing agency needs, identifying key players, and developing marketing and funding plans. Successful programs capitalize on existing counseling agencies, provide education to borrowers, and encourage cooperation across government and private organizations. Barriers include predatory lenders and limited funding, while benefits include reduced vacant homes, increased cooperation, and focused efforts to prevent foreclosure.