1. An Open Source platform for Micro Finance Pierre PEZZIARDI, President Vincent BIOT, Chief Operating Officer
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6. Why Open Source ? costs value Procurement -led : the user is a customer (1960-2000) t value costs Adoption -led : the user becomes a customer (2000+) t Test alone Deploy with an expert Innovate with another expert RFP, MIS in-a-box maintenance, new licenses
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8. Our positioning 20% of our revenues 80% of our social impact 80% of our revenues and energy 20% of our social impact Tiers 1 (banks) Tiers 2 : profitable MFIs Tiers 3 : small MFIs
9. Business model SaaS Services & Consulting A hosted service that totally manages MFIs’ MIS Customers, loans, savings, accounting, reporting Training Setup Coaching Specific developments Funding : MFI (fee as a % of revenues if profitable) Funding : MFI , Institutional
10. Social impact : some of our users Oxus (Afghanistan) MUNCSMED (Fiji) African Gate Support (Ghana) Informatici Senza Frontiere (Madagascar) AIRDIE (France) Oxus (Kyrgyzstan) Bardar (Kyrgyzstan) Pik and Cie (Kyrgyzstan) Sambahav (India) MSS (India) IIMC (India) Oxus (Tajikistan) ABM Credit (Kazakhzstan) Baï jurt (Kyrgyzstan) GFI (Cameroun) …
Aliénation (j’achète un package up front, à un fournisseur, j’ai des coûts cachés à terme) versus Liberté (j’achète quand je veux, comme je veux, à qui je veux) Prédiction Gartner : d’ici 2012, 90% des logiciels commerciaux contiendront un composant Open Source.