Scott Schang

calstrs home loans 80/17 calpers fha teacher first california time sales short buyer education purchase credit buyers market homebuyer foreclosures real estate down payment buying va calhfa programs tax estimate faith closing housing terms process assistance mortgage agent hiring 7500 good costs loan 100 financing forclosures costsgfegood qualifyingloan application foreclosuresshort €10000 new state usda (certificates) assitance hr1 8000 realtor what duties fiduciary relationships agency listings internet searching homeownership modifications prevention foreclosure employees homeowner flags red analysis scams avoiding gfe teachers rate term cash out streamline approval qualifying refinance cost/benefit money personal low protection program