2. About Us – Andromeda Group
• Largest financial distribution company in India touching a monthly
disbursal figures of Rs. 250 Crore plus
• Andromeda group also runs India’s third largest domestic BPO
• Working with all the leading financial institutions
• More than 9000 professional employees
• Established across top 10 cities, driven by a highly experienced
leadership team
• Andromeda, being a pioneer in financial distribution has grown over
the last 20 years
• First partners of Citibank loans/Credit Cards in India
• Over 5 lakh satisfied customers
• Received the ‘AAA’ Rating from Credit Agencies
• Navis Capital is the PE Investor in Andromeda
3. Why AndromedaWhy Andromeda –– as your preferred loan partner?as your preferred loan partner?
•• We are IndiaWe are India’’s largest ones largest one--stopstop--shop Power House for Financial productsshop Power House for Financial products –– servingserving
retail/SME/Corporate clientsretail/SME/Corporate clients
•• Today Andromeda is the biggest financial distributor in the counToday Andromeda is the biggest financial distributor in the countrytry –– our monthly disbursalour monthly disbursal
touches 250 +touches 250 + crorescrores of Secured (HL/of Secured (HL/ LAP)andLAP)and Unsecured (PL/BL/Working Capital) loansUnsecured (PL/BL/Working Capital) loans
•• Partnered with top financial institutes of IndiaPartnered with top financial institutes of India
•• Sourcing a product through Andromeda means ensuring an endSourcing a product through Andromeda means ensuring an end--toto--end solution for the customerend solution for the customer
•• ExceptionalExceptional TAT(TurnTAT(Turn Around Time)Around Time)
•• PersoanlizedPersoanlized loan counselingloan counseling
•• Loans worth overLoans worth over RsRs. 10,000. 10,000 CroreCrore disburseddisbursed
•• Ability to offer multiAbility to offer multi--financier/multifinancier/multi--funding options to our customersfunding options to our customers
4. Confused???Confused???
Andromeda is here to help!Andromeda is here to help!
• Secure best rates & terms for our valued
clients
• Free you from the limitations of raising
finance from local banks
• Help you understand your finance raising
options
• Provide tailor made solutions for your
business
• Protect you from hassles and
complications caused by policy changes
at banks
• Truly personalised and door-step services
5. Products we have to offer
•• Unsecured Salaried Personal LoansUnsecured Salaried Personal Loans uptoupto RsRs. 1. 1
CroreCrore
•• Unsecured Business LoansUnsecured Business Loans uptoupto RsRs. 3. 3 CroresCrores
•• Homes LoansHomes Loans uptoupto RsRs.. RsRs. 25. 25 CroresCrores
•• Loans Against PropertyLoans Against Property uptoupto RsRs. 25. 25 CroresCrores
•• Life InsuranceLife Insurance
•• Real Estate AdvisoryReal Estate Advisory
•• Loans Against Equity Shares & MutualLoans Against Equity Shares & Mutual
FundsFunds
•• Loans Against Gold Bars, Gold Coins &Loans Against Gold Bars, Gold Coins &
GoldGold JewelleryJewellery
•• Loans for Purchase of CommercialLoans for Purchase of Commercial
PropertyProperty
•• Working Capital, OD/CC.LC, BG andWorking Capital, OD/CC.LC, BG and
BuyerBuyer’’s credits credit
6. Secured Loans
(Home loans and Loan Against Property)
• We disburse 200We disburse 200 CroresCrores of secured loans HL/LAP on a monthly basisof secured loans HL/LAP on a monthly basis
•• Provide end to end financial solutions forProvide end to end financial solutions for CorporatesCorporates,, HNIsHNIs andand ExpatsExpats
•• Assist clients in choosing the right financial institution at bAssist clients in choosing the right financial institution at best possible commercial termsest possible commercial terms
•• Being on the panel of several corporates, our team has the experience and expertise to deliver
the right deal for our customers
• Ensure Hassel-free and transparent transactions
* All loans are at the sole discretion of the bank / financing company
7. UnsecuredUnsecured LoansLoans
(Personal loans, Business loans, Working Capital)(Personal loans, Business loans, Working Capital)
••Currently disbursing 50Currently disbursing 50 CroresCrores plus of unsecured loan every month across 10 locationsplus of unsecured loan every month across 10 locations
•• Most preferred choice ofMost preferred choice of SMEsSMEs
••Biggest distributor of unsecured loans for HDFC BankBiggest distributor of unsecured loans for HDFC Bank
••Exceptional Turn Around Time for clientsExceptional Turn Around Time for clients
* All loans are at the sole discretion of the bank / financing company
8. SalariedSalaried ::
1) Pan card copy1) Pan card copy
2) Residence address proof ( Bank Statement/utility bill/driving2) Residence address proof ( Bank Statement/utility bill/driving
license/passport/rentlicense/passport/rent agmtagmt/property/property agmtagmt etc)etc)
3) 3 month salary slip3) 3 month salary slip
4) Last two years form 16 copy4) Last two years form 16 copy
5) Last 6 months bank stmt with salary credits5) Last 6 months bank stmt with salary credits
6) Copy of property papers with previous6) Copy of property papers with previous agmtsagmts, share certificate front, share certificate front
and back side copy, OC copy and draftand back side copy, OC copy and draft agmtagmt for the property purchase (for the property purchase (
Anything extra depending on the property)Anything extra depending on the property)
7)Colour photograph7)Colour photograph
-- All the property owners to be the coAll the property owners to be the co--applicants and point 1 and 2applicants and point 1 and 2
required for them.required for them.
all the documents to be self attested by the customerall the documents to be self attested by the customer
List of Documents:
9. Self EmployedSelf Employed
1) Pan card copy1) Pan card copy
2) Residence address proof ( Bank Statement/utility bill/driving2) Residence address proof ( Bank Statement/utility bill/driving
license/passport/rentlicense/passport/rent agmtagmt/property/property agmtagmt etc)etc)
3) Office address proof of the business3) Office address proof of the business
4) Last 3 years financials with ITR, Computation of income, P&L,4) Last 3 years financials with ITR, Computation of income, P&L, BalanceBalance
Sheet, SchedulesSheet, Schedules
5) Last 1 year bank statement (All the A/C)5) Last 1 year bank statement (All the A/C)
6) Copy of property papers with previous6) Copy of property papers with previous agmtsagmts, share certificate front and, share certificate front and
back side copy, OC copy and draftback side copy, OC copy and draft agmtagmt for the property purchase (for the property purchase (
Anything extra depending on the property)Anything extra depending on the property)
7)Colour photograph7)Colour photograph
For partnership firmsFor partnership firms
a) Partnership deeda) Partnership deed
b) List of Partners and their profit sharing ratio on the CA leb) List of Partners and their profit sharing ratio on the CA lettertter
For Private Limited CompanyFor Private Limited Company
a) MOA and AOAa) MOA and AOA
b) List of directors and shareholders with their shareholding pb) List of directors and shareholders with their shareholding patternattern
on CA letter headon CA letter head
All the partners to be on the loanAll the partners to be on the loan
At least 76% shareholders to be on the loan for aAt least 76% shareholders to be on the loan for a pvtpvt ltd co.ltd co.
All the property owners to be the coAll the property owners to be the co--applicants and point 1 and 2 requiredapplicants and point 1 and 2 required
for them.for them.
all the documents to be self attested by the customerall the documents to be self attested by the customer
11. Our List of Banks and NBFCs:
• HDFC
• Citibank
• Standard Chartered
• Axis
• ICICI
• Deutsche
• Barclays
• Kotak
• DCB
• Dhanalaxmi
• ING Vysya
• IDBI
* All loans are at the sole discretion of the bank / financing company
• Bajaj Finance
• DHFL
• India Infoline
• Magma Fincorp
• Fullerton India
• Indiabulls
• Tata Capital
• Deutsche Post
• Barclays Finance
• Reliance Capital
• Edelweiss
12. Andromeda RealtyAndromeda Realty
(servicing only in Mumbai & Delhi)(servicing only in Mumbai & Delhi)
•• We provide credible information on properties available inWe provide credible information on properties available in
the marketthe market
••We have an excellent database of clients and propertyWe have an excellent database of clients and property
listings and thus, ensure quick closure of dealslistings and thus, ensure quick closure of deals
••Excellent network established with corporate realtorsExcellent network established with corporate realtors -- both inboth in
the residential and commercial segmentthe residential and commercial segment
••We have an inWe have an in--house legal team to provide solutions for allhouse legal team to provide solutions for all
property issuesproperty issues
•• Also offer management of properties under one roofAlso offer management of properties under one roof
14. Life InsuranceLife Insurance –– our partner MAX NEW YORK LIFEour partner MAX NEW YORK LIFE
•• Max New York Life Insurance Company Ltd. is a joint venture between Max India
Limited, one of India's leading multi-business corporations and New York Life International,
the international arm of New York Life, a Fortune 100 company
• The company has positioned itself on the quality platform. In line with its vision to be the
most admired life insurance company in India
• It has developed a strong corporate governance model based on the core values of
excellence, honesty, knowledge, caring, integrity and teamwork.
••Plans Offered:Plans Offered:
LPP (Life Partner Plus)LPP (Life Partner Plus)
LGP (Life Gain Plus)LGP (Life Gain Plus)
15. Our Major Corporate Clients
India’s top 100 Corporate are our clients, including:
• Reliance Group
• Essar Group
• Tata Group
• Aditya Birla Group
• Leighton Contractors
• B.B.C
• Tata Motors
• Citibank
• Barclays Bank
• Louis Berger
• Yates Desbuild JV
• Planet M
• WNS Global Services
• GTL Limited
16. Andromeda Marketing Pvt. Ltd.
19, Creative Industrial Estate, Sunder Nagar, Kalina, Santacruz (East), Mumbai – 400 098
Call us: 9820836518 Email: martin@andromeda.in Website: www.andromedaloans.com Blog: www.androindia.com
Disclaimer: The information contained in this presentation is indicative of the kind of services that are proposed. It does not constitute part of an offer or
contract. All the product features are subject to change from time to time and from institution to institution.
