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Product
Presentation
July 06, 2012
  PBRDC Sales Office,
  Paciano, Calamba City
PALM BEACH REALTY AND
     DEVELOPMENT
     CORPORATION
ARTICLES OF
INCORPORATION



                SEC REGISTRATION
                     NUMBER:
                   A199809621




            DATE OF REGISTRATION
                   July 3, 1998
PROJECTS
HANDLED
MAJADA OUT, CALAMBA CITY
PROJECT AREA : 4.1 HECTARE
  507 TOWNHOUSE UNITS
TOWNHOUSES
CLUBHOUSE
THE
HERITAGE PARK
 (C-5, Taguig City)
PROJECT PROFILE
Sitio Manggahan, Palo-Alto
   Calamba City, Laguna
  PERMITS SECURED

  License to Sell No. 25322 dated Feb. 13, 2012
  Certificate of Registration
  Development Permit and Locational
   Clearance
  DAR Conversion Clearance   
  Environmental Compliance Certificate (ECC)
  Socialized Housing Compliant
THE PROPERTY
            Situated in Sitio Manggahan, Brgy. Palo-
Alto, Calamba City  




                                                       LOCATION
 
                  ACCESSIBILITY
The proximity of the project site to the following sites:

    Mayapa/Canlubang  SLEX Exit - 2.0          kms.
    Science Park Calamba       -      3.4      kms.
    Majada in –going to Canlubang  -  4.0      kms.
    Paseo Uno (Checkpoint)     -      4.0      kms.
    Jollibee Crossing          -      5.6      kms.
    Science Park Crossing      -     8.1       kms.
LOT AREA

Total Lot Area- 47,678 square
meters

Project Area -     42,183 square meters
THE SITE IS RELATIVELY FLAT AND HAS A 
  FULL VIEW OF MOUNT MAKILING.  
IT HAS A TOTAL FRONTAGE OF APPROXIMATELY 300 METERS.
A DORMANT CREEK IS LOCATED AT THE BACK OF THE PROPERTY.
Site
Developmen
      t
SITE DEVELOPMENT PLAN
SITE DEVELOPMENT FEATURES
The land development shall conform to the rules and
standards
of BP 220. Basic features of the land development
include the following:

     Concrete Roads;
     Concrete Curbs And Gutters;
     Underground Drainage System;
     Centralized Water System;
     Electrical System;
     Concrete Catch-basins And Manholes;
     Multi-purpose Hall;
     Basketball Court;
     Open Spaces; And
     Guarded/Landscaped Entrance
GATE AND GUARDHOUSE PERSPECTIVE
Entrance Gate
ROAD LOTS
ROAD LOTS
Retaining Walls
Retaining Walls
HOUSE
MODELS
Lizelle
SINGLE ATTACHED

  Floor Area:
     57 sq.m.
Average Lot Area:
     66 sq.m
ENTRANCE DOOR




LIZELLE
LIZELLE
STEPHANIE
SINGLE ATTACHED
Floor Area:
  57 sq.m.
Average Lot
   Area:
  66 sq.m.
ENTRANCE DOOR




STEPHANIE
STEPHANIE
STEPHANIE




                                LIZELLE




   Floor Area:
     57 sq.m.
Average Lot Area:
     66 sq.m.
ALEXI
   TOWNHOUSE


  Floor Area:
    52 sq.m.
Average Lot Area:
    45.1 sq.m
ENTRANCE DOOR
                        ENTRANCE DOOR




                ALEXI
ALEXI
BELLE
 TOWNHOUSE


  Floor Area:
    52 sq.m.
Average Lot Area:
    45.1 sq.m
ENTRANCE DOOR

ENTRANCE DOOR




                BELLE
BELLE
BELLE




                        ALEXI


                     LIZELLE
BELLE




   Floor Area:
     52 sq.m.
 Average Lot Area:
     45.1 sq.m
HOUSE
FEATURES
TWO-STOREY
CONCRETE WALLS
AND SLABS
(REINFORCED
CONCRETE)

ROOFING
• Pre-painted long-
  span with gutter
  and downspouts
• Galvanized roof
  purlins

CEILING
• 2.4 - 2.6 meter
ceiling (Hardiflex)

TRELLIS
• Pre-fabricated
  concrete beams
  with 2 coats
WINDOWS
•      aluminum
       powder-
coated sliding
windows

DOORS
•          Powder
coated Steel Panel
Door
WALLS
•          Cast in
place      (reinforced
           concrete)
•          3-coats
painted wall finish
           (exterior)
•          1 ½ coats
           painted
wall finish
(interior)
STAIRS                            TOILET AND BATH
All Steel with wooden steps and   Wall finish – Glazed Ceramic Tiles
metal handrails                   Floor Finish – Unglazed Ceramic Tiles
                                  (with provision of T&B at the 2nd Floor)
Granite kitchen counter top with stainless
kitchen and laminated base cabinet
OTHER HOUSE FEATURES
 FLOORINGS
 • Ground Floor- Plain cement Finish
 • Loft- Reinforced concrete slab and plain
   cement finish

 SEPTIC TANK
 • CHB-3 Chamber Cement Tank

 ELECTRICAL WORKS
 • 40 amps Circuit Breaker with complete
   rough-ins/outlets

 CONCRETE PATHWALK
PRICING SCHEME
   SALES TERMS
       SCHEMES
      DISCOUNTS
    INTEREST RATES
PRICING
SINGLE ATTACHED UNITS
 (inclusive of Misc. Expenses)

    P 1,256,000.00

  TOWNHOUSE UNITS
 (inclusive of Misc. Expenses)

    P 1,020,835.00
PURCHASE ON CASH BASIS


1.   SPOT CASH (30-DAY)
     7% Discount on the Selling Price of the House and
     Lot Unit

       Scheme:
       a.Payment of the required Reservation Fee
       b.Payment of the Total Contract Amount (TCA)

         within 30 days from RA Date
 
2.   DEFERRED CASH (365 DAYS/ 1 YEAR)
         No interest, no discount
      
     Scheme:
     a Payment of the required Reservation Fee
     b Payment of the remaining balances for 12 equal monthly
     installments to start 30 days from RA Date. Monthly installment
     shall be covered by a Post Dated Checks (PDC) payable to PBRDC.
      
     If paid in advance, the remaining balance shall be subject to
     the following discounts:
      
         60-day cash         -       5% Discount
         90-day cash        -         3% Discount
      
PURCHASE THROUGH IN-HOUSE FINANCING


1.   IN-HOUSE FINANCING

      TERM                 INTEREST RATE            FACTOR RATE
     5 years                  16%                     0.0243180571
     7 years                  17%                      0.0204358049
     10 years                   18%                    0.0180185199

     PAYMENT SCHEME:
     •    Payment of the required Reservation Fee

     •          Payment of 20% Equity Requirement
                (Reservation Fee included) at a maximum term of
                12 months.

     •          Payment of 80% Balance to start 30 days after full
                payment of Equity (Buyer to issue at least 24 PDCs
     to         cover 24-monthly installments)
2. PURCHASE THROUGH PAG-IBIG or BANK FINANCING

A buyer may opt to purchase through Pag-IBIG Housing Loan
or Bank Financing from any of the banks accredited by
PBRDC.

Payment Scheme:

•      Payment of the required Reservation Fee

•Payment of 20% Equity Requirement (Reservation Fee
included) at a maximum term of 12 months.

•      Balance of the TCA or the Estimated Loan Value shall
be paid by way of assignment to PBRDC the net proceeds of
the Buyer’s housing loan.
DISCOUNTS ON EQUITY
Buyers who shall opt to purchase through financing may avail of
the following discounts for the early completion of their equity:

1.      SEVEN PERCENT (7%)
        upon payment in full of the required equity within 30
days from date of Reservation Agreement (RA).

2.      FIVE PERCENT (5%)
        upon payment of any amount in excess of the required
equity within 30 days from date of RA.

3.      THREE PERCENT (3%)
        upon 90-day advance payment on the installment due.
To avail on any of these schemes, a buyer should
comply with the following requirements:

•Payment of the Reservation Fee and execution of the
Reservation Agreement.
•Submission of complete set of required documents for
pre-approval of the financing institution. (Incomplete
documents shall not be accepted)
•Remittance of the required downpayment which are
necessary in the loan processing.

Late payment is subject to 2% penalty/month on the amount
due.
CURRENT PROMO
1. P50,000.00 Discount
  for the 1st 50 Buyers


2. P5,000.00 Reservation
  Fee
  for the first 50 buyers
RESERVATION PERIOD

 Buyer’s basic documentary requirements:
1. Income Documents 
               Certificate of Employment
               Payslip,
               Income Tax Return


2. Proof of Billing Address 
               Meralco/Water Bill
               Cellphone/Phone Bill
               Others Billings


3. Two (2)valid IDs 
               Government Issued
               Company ID
COMPUTATION
SAMPLE COMPUTATION
             IN-HOUSE & BANK
A. SELLING PRICE

  Total Selling Price          P
  1,167,900.00
  Add: Other Charges           99,271.50
  TOTAL CONTRACT AMOUNT   P 1,267,171.50


B. DOWNPAYMENT/EQUITY
   20% Downpayment          P 253,434.30
   Less: Discount              50,000.00
  Net Downpayment           P 203,434.30
  Less: Reservation Fee          5,000.00
  TOTAL DOWNPAYMENT          P 198,434.30
PAYMENT SCHEDULE OF DOWNPAYMENT

   P 198,434.30 - Total Downpayment


  P16,536.19 per month
  to start 30 days after the Reservation Date
C. REMAINING BALANCE/ESTIMATED LOAN
  VALUE
     (TO BE FINANCED THROUGH IN-HOUSE)

     Loan Amount               -   P   1,013,737.20
     Factor Rate (5yrs-16%)    -     x .0243180571
     Monthly Amortization      -   P      24,652.12
     Plus: MRI                -    P        415.00

           Fire               -             324.00


Total Monthly Amortization - P          25,391.12
C. REMAINING BALANCE/ESTIMATED LOAN
 VALUE
    (TO BE FINANCED THROUGH PAG-IBIG)

     Loan Amount                  -   P   1,013,737.20
     Factor Rate (9.5% -30yrs)    -     x 0.00840854
     Monthly Amortization         -   P      8,524.05
     Plus: MRI                   -    P        415.00
           Fire                  -              324.00
           Additional Cont.      -              250.00

Total Monthly Amortization- P                9,513.05
HOLDING PERIOD

The holding of a particular unit in favor of a
particular broker/agent shall be allowed for a
period of ONLY 24 HOURS subject to the
submission of a Client’s Registration Form
(PBF) or any equivalent document duly signed
by the buyer and broker/agent.

Each broker shall be allowed for only two (2)
24-hour consecutive holding period.
End of Presentation…..

  Thank you so
     much !!!!

 HAPPY SELLING
 TO EVERYONE!

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Southwynd residences

  • 1. Product Presentation July 06, 2012 PBRDC Sales Office, Paciano, Calamba City
  • 2. PALM BEACH REALTY AND DEVELOPMENT CORPORATION
  • 3. ARTICLES OF INCORPORATION SEC REGISTRATION NUMBER: A199809621 DATE OF REGISTRATION July 3, 1998
  • 5. MAJADA OUT, CALAMBA CITY PROJECT AREA : 4.1 HECTARE 507 TOWNHOUSE UNITS
  • 8.
  • 9.
  • 10.
  • 11.
  • 12. THE HERITAGE PARK (C-5, Taguig City)
  • 13.
  • 15. Sitio Manggahan, Palo-Alto Calamba City, Laguna
  • 16.   PERMITS SECURED License to Sell No. 25322 dated Feb. 13, 2012 Certificate of Registration Development Permit and Locational Clearance DAR Conversion Clearance    Environmental Compliance Certificate (ECC) Socialized Housing Compliant
  • 17. THE PROPERTY Situated in Sitio Manggahan, Brgy. Palo- Alto, Calamba City   LOCATION
  • 18.    ACCESSIBILITY The proximity of the project site to the following sites: Mayapa/Canlubang  SLEX Exit - 2.0 kms. Science Park Calamba     - 3.4 kms. Majada in –going to Canlubang  -  4.0 kms. Paseo Uno (Checkpoint) - 4.0 kms. Jollibee Crossing - 5.6 kms. Science Park Crossing -     8.1 kms.
  • 19. LOT AREA Total Lot Area- 47,678 square meters Project Area - 42,183 square meters
  • 21. IT HAS A TOTAL FRONTAGE OF APPROXIMATELY 300 METERS.
  • 22. A DORMANT CREEK IS LOCATED AT THE BACK OF THE PROPERTY.
  • 25. SITE DEVELOPMENT FEATURES The land development shall conform to the rules and standards of BP 220. Basic features of the land development include the following:  Concrete Roads;  Concrete Curbs And Gutters;  Underground Drainage System;  Centralized Water System;  Electrical System;  Concrete Catch-basins And Manholes;  Multi-purpose Hall;  Basketball Court;  Open Spaces; And  Guarded/Landscaped Entrance
  • 26. GATE AND GUARDHOUSE PERSPECTIVE
  • 33. Lizelle SINGLE ATTACHED Floor Area: 57 sq.m. Average Lot Area: 66 sq.m
  • 36. STEPHANIE SINGLE ATTACHED Floor Area: 57 sq.m. Average Lot Area: 66 sq.m.
  • 39. STEPHANIE LIZELLE Floor Area: 57 sq.m. Average Lot Area: 66 sq.m.
  • 40. ALEXI TOWNHOUSE Floor Area: 52 sq.m. Average Lot Area: 45.1 sq.m
  • 41. ENTRANCE DOOR ENTRANCE DOOR ALEXI
  • 42. ALEXI
  • 43. BELLE TOWNHOUSE Floor Area: 52 sq.m. Average Lot Area: 45.1 sq.m
  • 45. BELLE
  • 46. BELLE ALEXI LIZELLE BELLE Floor Area: 52 sq.m. Average Lot Area: 45.1 sq.m
  • 47.
  • 49. TWO-STOREY CONCRETE WALLS AND SLABS (REINFORCED CONCRETE) ROOFING • Pre-painted long- span with gutter and downspouts • Galvanized roof purlins CEILING • 2.4 - 2.6 meter ceiling (Hardiflex) TRELLIS • Pre-fabricated concrete beams with 2 coats
  • 50. WINDOWS • aluminum powder- coated sliding windows DOORS • Powder coated Steel Panel Door WALLS • Cast in place (reinforced concrete) • 3-coats painted wall finish (exterior) • 1 ½ coats painted wall finish (interior)
  • 51. STAIRS TOILET AND BATH All Steel with wooden steps and Wall finish – Glazed Ceramic Tiles metal handrails Floor Finish – Unglazed Ceramic Tiles (with provision of T&B at the 2nd Floor)
  • 52. Granite kitchen counter top with stainless kitchen and laminated base cabinet
  • 53. OTHER HOUSE FEATURES FLOORINGS • Ground Floor- Plain cement Finish • Loft- Reinforced concrete slab and plain cement finish SEPTIC TANK • CHB-3 Chamber Cement Tank ELECTRICAL WORKS • 40 amps Circuit Breaker with complete rough-ins/outlets CONCRETE PATHWALK
  • 54. PRICING SCHEME SALES TERMS SCHEMES DISCOUNTS INTEREST RATES
  • 55. PRICING SINGLE ATTACHED UNITS (inclusive of Misc. Expenses) P 1,256,000.00 TOWNHOUSE UNITS (inclusive of Misc. Expenses) P 1,020,835.00
  • 56. PURCHASE ON CASH BASIS 1. SPOT CASH (30-DAY) 7% Discount on the Selling Price of the House and Lot Unit Scheme: a.Payment of the required Reservation Fee b.Payment of the Total Contract Amount (TCA) within 30 days from RA Date  
  • 57. 2. DEFERRED CASH (365 DAYS/ 1 YEAR) No interest, no discount   Scheme: a Payment of the required Reservation Fee b Payment of the remaining balances for 12 equal monthly installments to start 30 days from RA Date. Monthly installment shall be covered by a Post Dated Checks (PDC) payable to PBRDC.   If paid in advance, the remaining balance shall be subject to the following discounts:   60-day cash - 5% Discount 90-day cash - 3% Discount  
  • 58. PURCHASE THROUGH IN-HOUSE FINANCING 1. IN-HOUSE FINANCING TERM INTEREST RATE FACTOR RATE 5 years 16% 0.0243180571 7 years 17% 0.0204358049 10 years 18% 0.0180185199 PAYMENT SCHEME: • Payment of the required Reservation Fee • Payment of 20% Equity Requirement (Reservation Fee included) at a maximum term of 12 months. • Payment of 80% Balance to start 30 days after full payment of Equity (Buyer to issue at least 24 PDCs to cover 24-monthly installments)
  • 59. 2. PURCHASE THROUGH PAG-IBIG or BANK FINANCING A buyer may opt to purchase through Pag-IBIG Housing Loan or Bank Financing from any of the banks accredited by PBRDC. Payment Scheme: • Payment of the required Reservation Fee •Payment of 20% Equity Requirement (Reservation Fee included) at a maximum term of 12 months. • Balance of the TCA or the Estimated Loan Value shall be paid by way of assignment to PBRDC the net proceeds of the Buyer’s housing loan.
  • 60. DISCOUNTS ON EQUITY Buyers who shall opt to purchase through financing may avail of the following discounts for the early completion of their equity: 1. SEVEN PERCENT (7%) upon payment in full of the required equity within 30 days from date of Reservation Agreement (RA). 2. FIVE PERCENT (5%) upon payment of any amount in excess of the required equity within 30 days from date of RA. 3. THREE PERCENT (3%) upon 90-day advance payment on the installment due.
  • 61. To avail on any of these schemes, a buyer should comply with the following requirements: •Payment of the Reservation Fee and execution of the Reservation Agreement. •Submission of complete set of required documents for pre-approval of the financing institution. (Incomplete documents shall not be accepted) •Remittance of the required downpayment which are necessary in the loan processing. Late payment is subject to 2% penalty/month on the amount due.
  • 62. CURRENT PROMO 1. P50,000.00 Discount for the 1st 50 Buyers 2. P5,000.00 Reservation Fee for the first 50 buyers
  • 63. RESERVATION PERIOD  Buyer’s basic documentary requirements: 1. Income Documents   Certificate of Employment  Payslip,  Income Tax Return 2. Proof of Billing Address   Meralco/Water Bill  Cellphone/Phone Bill  Others Billings 3. Two (2)valid IDs   Government Issued  Company ID
  • 65. SAMPLE COMPUTATION IN-HOUSE & BANK A. SELLING PRICE Total Selling Price P 1,167,900.00 Add: Other Charges 99,271.50 TOTAL CONTRACT AMOUNT P 1,267,171.50 B. DOWNPAYMENT/EQUITY 20% Downpayment P 253,434.30 Less: Discount 50,000.00 Net Downpayment P 203,434.30 Less: Reservation Fee 5,000.00 TOTAL DOWNPAYMENT P 198,434.30
  • 66. PAYMENT SCHEDULE OF DOWNPAYMENT P 198,434.30 - Total Downpayment P16,536.19 per month to start 30 days after the Reservation Date
  • 67. C. REMAINING BALANCE/ESTIMATED LOAN VALUE (TO BE FINANCED THROUGH IN-HOUSE) Loan Amount - P 1,013,737.20 Factor Rate (5yrs-16%) - x .0243180571 Monthly Amortization - P 24,652.12 Plus: MRI - P 415.00 Fire - 324.00 Total Monthly Amortization - P 25,391.12
  • 68. C. REMAINING BALANCE/ESTIMATED LOAN VALUE (TO BE FINANCED THROUGH PAG-IBIG) Loan Amount - P 1,013,737.20 Factor Rate (9.5% -30yrs) - x 0.00840854 Monthly Amortization - P 8,524.05 Plus: MRI - P 415.00 Fire - 324.00 Additional Cont. - 250.00 Total Monthly Amortization- P 9,513.05
  • 69. HOLDING PERIOD The holding of a particular unit in favor of a particular broker/agent shall be allowed for a period of ONLY 24 HOURS subject to the submission of a Client’s Registration Form (PBF) or any equivalent document duly signed by the buyer and broker/agent. Each broker shall be allowed for only two (2) 24-hour consecutive holding period.
  • 70. End of Presentation….. Thank you so much !!!! HAPPY SELLING TO EVERYONE!