http://tameen.ae/en/ Call 8004746(Toll Free) Oman Insurance company can offer a quick, easy online quote for your travel insurance needs.Comprehensive Travel Insurance covers illness, emergency evacuation, trip cancellation, theft and provides many other benefits. Read guide to buy a travel insurance.

1. TRAVEL INSURANCE
The guide to buying travel insurance

2. Why do I need Travel Insurance?

3. • Travel hassle-free: Minimize your financial
risks
• It covers all kinds of contingencies:
• accidents
• illness
• missed flights
• cancelled tours
• lost baggage
• theft
• terrorism
• travel-company bankruptcies
• emergency evacuation
• getting your body home if you die

4. A traveller’s potential loss

5. A traveller’s potential loss depends on:
• What part of your trip is prepaid?
• Refundability of your air ticket
• Your health condition
• Your luggage value
• Your destination
• Financial stability of your tour operator
• Existing insurance cover

6. ABCs of Travel Insurance

7. ABCs
• Travel insurance covers five main areas:
• Trip cancellation and interruption
• Medical reasons
• evacuation
• Baggage
• flight insurance
• Supplemental policies can be added to cover other
specific areas like identity theft or political evacuation.
• “Comprehensive insurance” covers all of the five areas
and also expenses incurred in case your trip is
delayed or due to a missed flight or if your agent
changes the tour plan.

8. Travel Insurance FAQs

9. FAQs
What are the types of Coverage?
1. Trip-Cancellation or Interruption Insurance
Trip cancellation is when you don’t go on your trip at all.
Trip interruption is when you need to cut your journey short, which entails you to only partial reimbursement of your trip.
A standard trip-cancellation or interruption insurance policy covers the
nonrefundable financial penalties or losses incurred when prepaid tour or flight
gets cancelled for acceptable reasons, like the following:
– Sickness , death, layoff or other “acceptable” reasons
– Your tour company or airline goes bankrupt or can’t perform as promised
– A family member at home gets sick (carefully study the fine print to see how a family member’s pre-existing sickness might affect coverage)
– A missed flight or an emergency flight for a reason outside your control (because of a car accident, bad weather, or a strike).
This type of travel insurance works best for group travel insurance or for independent travel. It covers flight and any nonrefundable hotel reservations

10. FAQs
2. Evacuation insurance covers the cost of getting
you to a place where you can receive appropriate
medical treatment if an emergency occurs.
3. Baggage insurance — for luggage that is lost,
delayed, or damaged.
4. Flight insurance (“crash coverage”) is a life
insurance policy that covers you if you’re on a
plane.
5. Collision coverage- are for rental cars, often
part of comprehensive travel insurance plans or
available as an upgrade on others.

11. FAQs
6. Medical Insurance
 Opt for a medical travel policy even if your existing health plan
provides international cover for expenses your health plan doesn’t
cover.
 For overnight stays or costly procedures, the hospital usually links
directly with the travel insurance provider. For a quick visit to a
doctor, you can bring the documentation back home for a
reimbursement.
 Many pre-existing conditions are also covered by medical and trip-
cancellation coverage. This would depend upon the time you buy
the coverage and how recently you’ve been treated for the illness.
 If you are over 70 years old, buying travel medical insurance can
be expensive. Compare the cost of a travel medical plan with
comprehensive insurance, which come with good medical and
evacuation coverage that can otherwise be very expensive.
 Always inform your travel insurer while you are travelling ,if you’ve
sought for medical help.

12. Final Word
• Always Shop Around - Travel Insurance comes in all shapes & sizes, you can even buying
travel insurance online.
• Carefully study each provider to understand their policies before committing.
• Don’t just study the prices, but you need to get to the brass tacks. Understand which travel
insurance company provides you with the best fit, that means paying a little bit more to get
the benefits that suits you. Check the travel insurance companies’ websites online to get
the right info.
• Be Prepared – Scheduled your travel plans ahead of time and you will be at the better
position to purchase the best policy.
• Read the fine print & ask a lot of questions to understand what is covered.

13. Oman Insurance is one of the leading insurance
providers in UAE.
If you are in Dubai or anywhere in the UAE, and
you are looking for travel insurance, visit our
website:
www.tameen.ae/en/for-businesses/business-travel-
insurance
or
call us at 8004746(Toll Free) for the best travel
insurance plans.