Tired of carrying cash? Can't get a bank account? Got bad credit? Want to have a way to rebuild it? Visit www.prepaidcreditprofessionals.com

1. ==== ====
Guides and Tips for Credit Repair Problems
www.prepaidcreditprofessionals.com
==== ====
Prepaid credit cards, also known as prepaid debit cards, are becoming popular among people
unable to qualify for a checking account or credit card. With all the card options, it's always helpful
to know what you are doing before you go out and get a card.
Often, people look at prepaid credit cards as being all the same; however, different cards have
different types of fees, features and services. This article will guide you through the process of
finding a prepaid card that is right for you.
Step One: Identify Card Use
If you are in the market for a prepaid credit card, the first thing you should do is identify why you
are getting the card. Will you be using it on a regular basis? Or will it only be used for special
occasions? The majority of cardholders use prepaid cards to handle their personal finances, such
as paying for groceries, bills, and other necessities. On the other hand, some people like using
prepaid cards for special occasions, such as vacations, traveling, and online shopping. Identifying
how you will be using your prepaid card will help narrow down your card options.
Step Two: Identify Card Features
From the previous step, you identified how you plan on using your prepaid card, now you need to
identify what card features you are looking for. ATM withdrawal and direct deposit is common
among most prepaid credit cards and usually a necessity; however; some features, such as SMS
text alerts and short-term loans, are more of a luxury and only offered on select prepaid credit
cards. For example, a card with higher deposit limits and free bill pay may be more important
features if you're using the card to handle most of your personal finances, but not as necessary for
someone using it just for vacation. Make a list of features you need, a list of features you want,
and a list of features you can deal without. This will come in handy when you begin searching card
offers.
Step Three: Identify Card Fees
The last thing you will need to identify when choosing the right prepaid credit card are the fees.
Every card is set up differently and has its own fee structure. Not all prepaid cards charge the
same type of fees, but some of the more common fees you can expect to see are: activation fees,
monthly fees, bill pay fees, ATM fees, and transaction fees. Identify all the possible fees you can
expect to pay along with an ideal and maximum amount you are willing to pay for each fee. This
step helps by set a budget for how much you are willing to spend on your prepaid credit card.
Step Four: Card Comparison Sites

2. Now that you have an idea of what you are looking for in a prepaid credit card, it is now time to
start shopping around to find the card that fits your needs. With so many prepaid cards available to
choose from, it can be quite time consuming searching through so many card offers online, this is
why card comparison sites are so useful. Most credit card comparison sites have categories for
prepaid credit cards, but since these sites are formatted for traditional credit cards, the prepaid
information may not be as useful. It is better to use a card comparison sites that are designed
primarily for prepaid credit cards. These websites are great information resources for finding the
right prepaid card; you can compare prepaid credit cards, read card reviews, and get information
on a variety of prepaid credit cards without searching the internet for each card individually.
Step Five: Apply and Review
Now that you have used a prepaid card comparison site to find the prepaid card that matches what
you need in a card and what you are willing to pay, all you have to do is apply. Once you have
applied for the prepaid card that is right for you, write a card review on the prepaid card
comparison site that you used. By writing card reviews, you can contribute to the community of
prepaid card shoppers by sharing your own personal experience with the card.
Prepaid101.com is a card compare website designed exclusively for prepaid cards. Read prepaid
card reviews from the site's editor as well consumers like yourself or submit a review of your own.
Compare prepaid credit cards side-by-side, up to 5 different cards at a time, or use the prepaid
card calculator to find a prepaid card that fits your needs.
Article Source:
http://EzineArticles.com/?expert=Anthony_T_D
==== ====
Guides and Tips for Credit Repair Problems
www.prepaidcreditprofessionals.com
==== ====