This document discusses the benefits of opening an NJ Trading & Demat account. Key benefits include one-time documentation, ability to transact in mutual funds and capital markets through multiple modes (online, call & transact, offline), access to a wide range of products from different AMCs, and convenience through features like consolidated applications and statements. Transaction processes like purchases, redemptions, switches, and STPs can be done online or offline. The account also allows easy nomination transfer and centralized customer service.

1. Presenting
NJ Trading & Demat Account
Presenting Power for Your Investments

2. Need of Change ….???
Current Transaction System Modern Transaction System

3. Accurate Transaction, Zero
Queries
Speedy Transaction
Execution
Need of Change....???

4. Benefits of NJ Trading & Demat AC
One time documentation
No Need to Maintain KYC / Pan
records of each client.
No Need to fill up Bank Mandate every
time along with SIP application.
For any modification to be done only in
single application required.

5. Benefits of NJ Trading & Demat AC
Multiple mode of transaction.
All Transaction can be registered in any mode of transaction
Call N TransactOnline
Through Net
banking
Offline -
Using single
application & cheque

6. Benefits of NJ Trading & Demat AC
Mutual Funds
Capital Market & ETF
Bouquet of products
Smarter way of building
Liquid AUM @ low
operational cost

7. Benefits of NJ Trading & Demat AC
All types of Transactions
possible.
In mutual Funds
SIP
Purchase
Redemption
Inter AMC Switch & STP
In Capital Market
Buy / Sell
Equity SIP
EFT SIP

8. Benefits of NJ Trading & Demat AC
Multiple options of payment remittance for
Lumsum purchase using online mode.
Any Bank offering Visa Debit Card can remit the
money online.
6 Largest Bank for payment remittance
through net banking.

9. Benefits of NJ Trading & Demat AC
ECS Facility for all banks subject to ECS
location.
Payment collection through ECS & Auto
debit Facility for SIP for Online, on call &
offline.
8 Banks through Auto Debit for SIP.
ICICI , HDFC , AXIS , SBI , BOB , UBI ,
IDBI & CITI BANK

10. Benefits of NJ Trading & Demat ACBenefits of NJ Trading & Demat AC
Saves operational time &
effortsConsolidated Application for multiple
schemes.
No more multiple application for
advising different schemes.
Saves lot of travlling time & cost
High accuracy ratio hence minimum
queries.
Time saved can be utilised for
business generation activities resulted
in to high revenue.

11. Benefits of NJ Trading & Demat AC
Safe & Secured online
Transaction
High Quality services
with Lowest possible
cost.
- Instant alerts on all transaction done.
- call N transact facility as never before.
- periodical statements

12. Benefits of NJ Trading & Demat AC
Ease of charging
Fees from clients
Expand your reach
beyond the geographical
barrier.

13. Benefits of NJ Trading & Demat AC
Simple an uncomplicated process
to transfer units to nominee.
Open trading & demat ac in the name of
nominee.
Provide the death certificate
Fill up transmission form.
with in couple of day all holing units will
be transfered to nominee's account.
Note :- Above mentioned process is applicable assuming nominee is registered.

14. Benefits of NJ Trading & Demat AC
Centralized Customer
Care (18002000155)
For Clients
Current Mutual Fund holding
Can be Converted in demat.

15. MF Trading on Exchange
Transactions

16. Purchase
Redemption
SIP transactions offered on stock Exchange.
Exchange Transactions – Mutual Fund
Note :-Switch & STP will be available soon

17. Mode's of Exchange Transactions -Online
On line
through Net
Banking

18. Lumsum Purchase transactions,
Banks Account required for remitting the money online are
– HDFC, ICICI, AXIS
– Yes Bank, IDBI, SBI
Amount debited from bank account will include investment + brokerage amount
POA is Mandatory to avail this facility.
Cutoff time for same day NAV is 2:00 pm.
Instant email notification.
SMS alerts on each debit & credit.
Mode's of Exchange Transactions - Online

19. Transaction Demo – On
line
Mode's of Exchange Transactions - Online

20. Login Screen

21. Login main menu

23. Important note:
Payment can only be done from the bank, which is registered with your Trading
Account.
If multiple transaction are added, a single payment will be made after consolidating all
the amount.
Total Amount will be Investment Amount + Brokerage charges.
Mode's of Exchange Transactions - Online

24. Purchase Transaction - Confirmation

25. Bank Login - Payment & Confirmation

27. Off-line through physical applications

28. Lumsum Purchase transactions,
All Bank Account cheques accepted.
Cheque Amount would be Transaction Amount + Brokerage Amount
Cheque amount below 1 lac, same day NAV applicable.
Cheque amount above 1 lac, NAV of Cheque realization.
Cutoff time for same day NAV is as per branch.
Mode's of Exchange Transactions -Offline

29. Let's Chek
SIP Enrollments

30. Registration of Bank Mandate is compulsory.
SIP's of multiple AMCs / Schemes can be registered.
For ECS Location – All Banks eligible for SIP registration.
For Non ECS Centers Auto Debit facility available for below banks
(Axis, CITI, ICICI , IDBI & UBI,SBI,HDFC ,IDBI, BOB)
On Stock Exchange SIP can be registered in all mode of
transaction.
Online , Offline , On call
First installment Cheque is not required.
SIP will be registered in 10 working days
SIP on Exchange

31. Online SIP
Registration
Online SIP can be registered irrespective of any Bank AC

32. Click here to register New SIP
Transaction Menu

33. SIP Registration

34. Registration Menu

36. Registration receipt

37. Offline SIP Registration from

38. Redemption
Transaction
- Screen

39. Switch through TA-DA
Switch on
Exchange

40. Switch through TA-DA
Switch Important Points:
Inter AMC transaction switch available
NJ is offering the Transaction platform.
Two separate transactions (Redemption & Purchase respectively) shall be executed for single switch
transaction submitted by client – Whether switch made in same AMC or inter AMC
Customer enters Switch-In amount or gives “All units” switch
Scheme investment criteria of purchase & redemption shall be applicable
Brokerage shall be levied only on Switch in Transaction (Purchase)
No brokerage shall be levied on switch-out (redemption).
If switch out is rejected switch in transaction will also be rejected.
If switch in transaction is rejected the switch out amount will be credited to client's registered bank
account.
There are 2 options for Switch transaction execution i.e.
– T day
– Fund realization

41. Modes available for Switch at NJ
Switch through Multiple Modes
Switch can be made using any of the modes as convenient by the customer
All modes available for switch Transactions
Online Physical
(selected centers only)
Through Call

42. Switch through TA-DA
T day - Important Points
Both Switch-Out & Switch-In transactions are executed on same day
Maximum switch in transaction limit shall be Rs 1,99,999.
A nominal transaction charges will be levied for T-day execution type.
Charge Structure as below:
Transaction charges & Brokerage will be collected from the redemption amount.

43. Switch through TA-DA
Fund Realisation - Important Points
Switch-In transaction will be executed on receipt of Switch-out redemption amount.
No fund limit on Fund realization option
No transaction charge applicable on the said option.
If Switch In transaction (Purchase) gets rejected by Exchange, the Switch out Amount shall be refunded
to the client.
Brokerage if any will be deducted from the received switch out amount, the switch-in amount as
mentioned by client will be then executed & the balance amount will be maintained in client running
account & refunded.

44. Switch on Exchange
Switch Online

46. STP through TA-DA
STP on Exchange

47. STP through TA-DA
Key Features STP through TA-DA
Inter AMC STP available for MF on exchange platform
Monthly frequency available with STP dates of 5,12 & 20
Only Fund Realization option available for STP registration
Minimum gap of 10 days between STP registration & first installment date.
There will be two option to register the STP
– Till balance available(Funds)
– Number of Installments.
Depending upon scheme type the Switch-out transaction will be triggered in
advance.
Scheme investment criteria of purchase & redemption has to be full field for
each STP installment, else the particular installment will not be generated.
STP can be registered through all the modes available.

48. Capital Market Segment
Launch & Training of
Capital Market Segment
Transaction

49. Difference between Cash & Mutual Fund SegmentDifference between Cash & Mutual Fund Segment
Cash Segment:
Buyers & Sellers are available.
Trade takes place real-time & price
fluctuates every second.
Settlement of shares & funds is done on
T+2 day by 10:30 am.
There is a concept of Running account
in Cash Segment
Fund payment & Transaction
processing are independent activities
Settlement of funds & shares is done on
Net basis.
Shares allotment is not garunteed.
Mutual Fund Segment:
One party from Seller / Buyer shall always be AMC
Only order is placed on Exchange before cutoff,
while price is released EOD called NAV (Net Asset
Value)
Settlement of Fund is done T+1 day by member to
exchange and Settlement of Units is done on T+2
day
No concept of Running account in Mutual Fund
Segment
Fund payment & Transaction processing are
connected activities ie fund is collected at the time
of transaction itself.
Settlement of funds & units is done on gross-basis.
Unit allotment is garunteed.

50. Below mentioned are NJ policy for clients transacting in Capital Market Segment :
Exposure of 1x (time) on the available Margin
Selling of security from the available Holding
Intraday buy / sell will be allowed, but intraday short sell will not be allowed.
Securities bought on T day, will be available for selling on T+3 day after delivery is
received from Exchange.
Fund transferred through NOW online can be used for trading realtime.
Fund transferred (before 6 pm) through NJ online website shall be updated on T+1
day.
NJ Policy for Transaction -

51. NJ Policy for Transaction - Collateral Margin
Collateral Margin
The cash margin given to buy new securities against the existing securities held in the
demat AC.
NJ will be offering a collateral Margin only against liquid Bees (Liquid ETF)
Benefit of offering collateral margin is client will earn the interest on the holding of liquid
ETF
Margin given will be equivellent to the value of securities available in demat account.
No other securities apart from liquid bees will be allowed in collateral Margin.

52. Modes of transactions provided by NJ
Dual modes provided by NJ.
Online
On Call

53. NJ Offering
Transaction facility through below modes :
Online through NOW platform (www.nowonline.in)
Call & Transact (call on 0261 3987500)
Fund transfer request through below modes :
NOW online platform
Trading Account online platform
Call & Transact
Reports related to transactions on Client / Partner / DDSD / Online trading desk
SIP in Stocks / ETF (coming soon..)

54. Transaction flow (Exchange) - Buy
Member updates margin on
Terminal (NOW)
Client transfer Margin (fund) from
registered a/c to Member
Client places order from Terminal
Using online or CNT facility
Client margin equivalent to the buy
order will be reduced on Terminal
After market hours, exchange provides
trade file where all order
details are provided (T day)
On T+1 day fresh margin (fund) limit is
uploaded on Termincal
Member uploads the security (Holding)
of client on Terminal for
selling on T+3 day
Securities are received from exchange
to Member on T+2 day
Member transfers security to client
account on T+2 day

55. Fund Transfer Process Flow -
Banks available for Now online -
Currently HDFC / ICICI / AXIS / KOTAK bank client can transfer fund using NOW payment
gateway from www.nowonline.in
Online Trading Accont – New utility called Capital Market will be available for fund
transfer for Capital Market transactions. Fund can be transferred through 2 options viz:
Net-banking (HDFC / ICICI / AXIS / SBI / IDBI / YES)
Debit Card (Any bank registered Visa Debit card)
Call & Transact -
Client with registered Bank mandate of HDFC / ICICI / AXIS can avail this facility
Client have to call on - 0261 3987500 & give the fund transfer request before 3:30 pm.
Fund transfer limit upto the Mandate limit specified.

56. Margin update
Limit update TAT Cut off Remarks
Real time - -
T+1 3:30 pm Any amount
Call & Trade T+1 3:30 pm Any amount
Same Day (>2 lacs) 3:00 pm
Call & Trade Same Day (>2 lacs) 3:00 pm
Online (NOW)
Online (NJ)
Online (NJ)
On receiving customer
request
On receiving customer
request
Fund withdrawal
NA NA
3:30 pm T+1
Call & Trade 3:30 pm T+1
Client cut-off to submit
request
Processing TAT of
NJ
Online (NOW)
Online (NJ)
Margin & Fund Withdrawal TAT

57. Client Registration for Trading & Demat
Case
1
NJ
2
NJ
3 Not required Not required Not required Not required Bank Proof Not required
Client
Category
Current
status with
KRA
Procedure
for KYC
In Person
Verification
Requirement
Partner
category
In Person
Verification
By
KYC
Processing
By
Documentation
required
Additional
requirement
KYC Non
Complaint
(New Client)
Not
Available
Fresh KYC
application to
be submitted
Mandatory as
per the SEBI
regulations
If Registered
Authorized
Person (AP)
with NJ
IPV Can be
carried out by
AP
PAN Card Copy,
Address Proof &
Bank Proof
No additional
Requirement
Not
Registered as
an Authorized
Person (AP)
Can be
carried out as
KYD
Compliant
ARN Holder
Reliance
AMC
Zero folio
application &
easy invest form
of Reliance with
Cancelled
Cheque
Old MF KYC
Complaint
MF- Verified
by CVL MF
Change KYC
Application to
be submitted
Mandatory as
per the SEBI
regulations
If Registered
Authorized
Person (AP)
with NJ
Can be
carried out by
AP
PAN Card Copy,
Bank Proof
No additional
Requirement
If not
Registered as
an Authorized
Person (AP)
Can be
carried out by
KYD
Compliant
ARN Holder
Respective
AMC of
existing
investment
Account
statement of
respective AMC
KRA KYC
Compliant
Client (After
1st
Jan 2012)
Verified By
CVL KRA
No KYC
procedure
required