Practice Profile and Services - SMSF Offer and more

1. Nicole Pertzel* CFP®, DipFP
Financial Adviser
SMSF Specialist AdviserTM
Geelong & South Melbourne
‘Partnering with you to achieve financial wellbeing’
Nicole is a Certified Financial Planner and Self Managed Superannuation Fund (SMSF) Specialist Adviser.
Nicole has over 15 years experience in partnering clients to achieve personal financial wellbeing.
Nicole and her team operate from offices in Geelong and South Melbourne and offer the following
Financial Wellbeing Programs:
Family Superannuation Funds – Partnering with you to take the burden out of managing
your own super fund. We guide you as trustees through the complexities of taxation and
superannuation regulations in order to maximise legislative and investment opportunities.
Pre-Retirees and Retirees – Partnering with you to provide you with the confidence and
security of knowing whether you are on track to achieve a sound retirement and ensuring
you maximise investment and legislative opportunities.
Wealth Accumulators – Partnering with you to provide you with peace of mind and financial
guidance to support your family’s needs both now and in the future.
Business Owners – Partnering with you to protect your business and cashflow through the
use of business estate planning strategies and funding mechanisms. In addition we provide
peace of mind to ensure your family’s financial position is optimised.
255 Moorabool Street Level 8, 114 Albert Road
Geelong, Victoria 3220 South Melbourne, Victoria 3205
Phone: 03 5222 7466 Phone: 03 8682 6319
Mobile: 0408 541 272 Fax: 03 8682 6399
Email: nicole@wellbeingfs.com.au Email: info@wellbeingfs.com.au
* Nicole Pertzel is an authorised representative of Australian Unity Personal Financial Services Limited
(ABN 26 098 725 145) AFS Licence No. 234459, 114 Albert Road, South Melbourne VIC 3205.

2. Financial Wellbeing Programs for:
Family Superannuation Funds – Partnering with you to take Pre-Retirees and Retirees – Partnering with you to provide
the burden out of managing your own super fund. We guide you with the confidence and security of knowing whether
you as trustees through the complexities of taxation and you are on track to achieve a sound retirement and ensuring
superannuation regulations in order to maximise legislative you maximise investment and legislative opportunities. Our
and investment opportunities. Our services include: services include:
l Strategic and structural advice l Identify and articulate lifestyle goals
l Tax saving strategies l Strategic and structural advice
l Facilitate establishment of fund l Tax saving strategies
l Estate planning advice l Superannuation advice
l Risk management advice l Pension advice
l Investment advice: l Centrelink advice and liaison
w Portfolio construction l Estate planning advice
w Direct share advice l Insurance advice
w Direct property options l Investment advice:
w Specialist investment opportunities w Portfolio construction
l Cashflow management w Direct share advice
l Finance options w Specialist investment opportunities
l Regular portfolio reporting l Cashflow management
l Online portfolio viewing l Facilitate consolidation of investments
l Facilitate consolidation of investments l Investment administration
l Fund administration and compliance l Investor education
l Trustee education l Ongoing support and advice
l Ongoing support and advice
Wealth Accumulators – Partnering with you to provide you Business Owners – Partnering with you to protect your
with peace of mind and financial guidance to support your business and cashflow through the use of business estate
family’s needs both now and in the future. Our services include: planning strategies and funding mechanisms. In addition
we provide peace of mind to ensure your family’s financial
l Identify and articulate lifestyle goals
position is optimised. Our services include:
l Wealth accumulation strategies
l Wealth protection strategies and advice l Wealth accumulation strategies
l Tax saving strategies l Wealth protection strategies and advice
l Family superannuation advice l Business protection strategies
l Estate planning advice l Business succession planning
l Finance and gearing options l Insurance funding options
l Investment advice: l Family superannuation advice
w Portfolio construction l Finance and gearing options
w Direct share advice l Estate planning advice
w Specialist investment opportunities l Investment advice:
l Cashflow management w Portfolio construction
l Investment administration w Direct share advice
l Regular portfolio reporting w Specialist investment opportunities
l Online portfolio viewing l Investment administration
l Investor education l Employee education
l Ongoing support and advice l Ongoing support and advice
255 Moorabool Street Level 8, 114 Albert Road
Geelong, Victoria 3220 South Melbourne, Victoria 3205
Phone: 03 5222 7466 Phone: 03 8682 6319
Mobile: 0408 541 272 Fax: 03 8682 6399
Email: nicole@wellbeingfs.com.au Email: info@wellbeingfs.com.au