1. 1
Risk Management Advisory & Consulting
Riskpro, India

2. 2

3. 3
Riskpro’s Network Presence
New Delhi
Mumbai
Bangalore
Ahmedabad
Pune
Agra
Salem
Kolkata
Hyderabad
Chennai
Jaipur

4. 4
Who is Riskpro… Why us?
ABOUT US
 Riskpro is an organisation of member firms
around India devoted to client service
excellence. Member firms offer wide range
of services in the field of risk management.
 Currently it has offices in three major cities
Mumbai, Delhi and Bangalore and alliances
in other cities.
 Managed by experienced professionals with
experiences spanning various industries.
MISSION
 Provide integrated risk management
consulting services to mid-large sized
corporate /financial institutions in India
 Be the preferred service provider for
complete Governance, Risk and Compliance
(GRC) solutions.
VALUE PROPOSITION
 You get quality advisory, normally delivered
by large consulting firms, at fee levels
charged by independent & small firms
 High quality deliverables
 Multi-skilled & multi-disciplined organisation.
 Timely completion of any task
 Affordable alternative to large firms
DIFFERENTIATORS
 Risk Management is our main focus
 Over 200 years of cumulative experience
 Hybrid Delivery model
 Ability to take on large and complex projects
due to delivery capabilities
 We Hold hands, not shake hands.

5. 5
Governance, Risk and Compliance (GRC)– Need of today
• Increasing complexity in the regulatory and compliance
requirements
• Global reach of companies and related compliance
issues
• HITECH- Health industry, Solvency II-Insurance
Global regulatory
Driven
• All Listed companies required to comply with SEBI
• Regulatory intervention in role of Independent Directors
• Investors expectations and protection
Compliance
Eg. Clause 49
• Stepping stone to Enterprise Risk Management
• Competitive Pressures
• Manage internal scams and external frauds
• Quality conscious
Best Practices

6. 6
Risk Management Advisory Services
Training Recruitment
Basel II/III Advisory
 Market Risk
 Credit Risk
 Operational Risk
 ICAAP
Corporate Risks
 Enterprise Risk Assessment
 Fraud Risk
 Risk based Internal Audit
 Operations Risk
 Forensic services
IT Risk Advisory
 IS Audit
 IT Service Management
 IT Assurance
 IT Governance
Operational Risk
 Process reviews
 Policy/ Process Review
 Process Improvement
 Compliance Risk
 Insurance Risk
Governance
 Corporate Governance
 Business Strategic risk
 Fraud Risk
 Forensic Accounting
Other Risks
 Business/Strategic Risk
 Reputation Risk
 Outsourcing Risk
 Contractual Risk
 Banking – E Learning
 Corporate Training
 Regular Risk Management Training
 Online Training material
 Workshops / Events
 AML-KYC/ ISO standards- 31000
 Independent Directors for Corporates
 Virtual Risk Managers
 Full Time Risk Professionals
 Part time Risk Professionals
 Risk Managers on call – free
SERVICES

7. 7
Risk Management Offering – BFSI + Basel / Technology
Market Risk Credit Risk Operational Risk GRC/ ERM
Consulting
Advisory
Technology
Solutions
Basel II
Advisory
Training
Recruitment
Data
Management
& Analytics
Audit and
Assurance
Market Risk
Framework
ALM / FTP
Framework
System Testing, UAT Support, Internal Parallel Run, External Parallel Run
Risk Measures Modeling, Metrics, Model Validation, Stress Testing, Back Testing
Policies and procedures, Current State Assessment, Target State Roadmap, Gap
Analysis, Risk Business Architecture Development and Review
Training, Risk Recruitment, Placement of Contract consultants
Info Risk Mgmt,
Fraud, Forensic
Basel II Validation and Benchmarking advisory.
Standard Data Interfaces, Risk Data Warehouse, Data Marts, Data Sourcing, Data
Validation and Transformation, Reconciliation
PD Model for
Corporate /Retail
Policies -RCSA,
KRIs, Dashboards
Integration Approach for
ORM, Audit & Compliance
Basel II Implementation including Pillar II-ICAAP
LGD Modeling
& validation
AML/Regulatory
Compliance
AMA
Modeling
ERM, Corporate
Governance, Risk
Appetite

8. 8
Risk Management Trainings – Three Delivery Methods
Onsite- Instructor Led Online- Web based Webinars
 Corporate Institutional trainings
for senior management with
strategic interest areas
 Classroom trainings for junior/
mid level executives
 Delivered by knowledgeable
experts across industry
domains
 Multi city delivery capability for
training to large audience
 Suitable for frontline staff for
induction and onboarding
requirements
 Delivered live by experts
providing topic outline
framework
 Low cost model at regular
intervals or fixed duration e-
learning platform
 Interactive webinars on hot
topics or customized areas for
global access audience
 Complimentary or Recorded
versions for self paced re-cap
and reference
 On demand services with select
topics
 Conducted by industry experts
with Q&A session

9. 9
Our Recruitment services
Full Time Staffing
 Riskpro is constantly building its network of Risk Professionals across India
 Today, we can help you hire risk professionals at all levels of experience
 We differentiate from other recruitment firms, because, as Risk Managers ourselves, we
are able to better match your requirements and candidate experience
 Our charge out rates are competitive
 Slab rates. As we do more business with you, the rates come down.
Temporary Staffing - The Project Team
 Pool of highly qualified staff with deep risk expertise
 Available for your short to medium term needs
 Varying levels of professionals available. Experience starting from 4 years to 20 years.
All will have CA, ICWA or equivalent qualification.
 The Project employees pool will be available as per your needs and the employees on
site can start/stop projects as per your master project plan.
RECRUITMENT

10. 10
Risk Based Internal Audit How we Do
Transaction
Audit
Control
Reviews
Process
Reviews
Risk
Assessment
Fraud
Mitigation
Enterprise Risk
Assessment
Increasing Enterprise Risk Focus
NeedofOrganizations
Internal Auditing helps an organization
accomplish its objectives by bringing a
systematic, disciplined approach to evaluate
and improve the effectiveness of risk
management, control and governance
processes.
Source: The Institute of Internal Auditors 1999 (IIA)
Benefits of Risk based Audit
• Traditional audit view value added
techniques
•Risk profile of Businesses
•Internal Controls & Ops Risk reviews
•Cost reductions recommendations
•Review of Fraud Risk Controls

11. 11
Our Solution for Fraud Investigation
Based on our understanding of your requirements, we have customized a package of our
solution offerings to meet your needs.
To detect and prevent fraud
and evaluate Code Of
Conduct Compliance on
following parameters :
 Fraud Detection
 Fraudulent Vendor
 Recruiting new dealers,
suppliers, franchisees or
distributors
 Anti-Fraud Measures
 Monitoring Compliance and Aut
horization
 Workplace Practice
 Background check for
employees
 Background check for
customers
 Prevent default of high value
bills
Our Solution For you
Analyze
Investigate
Resolve
Understanding
Your Supply
Chain
To Monitor Your
Process
Evaluating your
need
Source Root
cause of
Problem
Obtaining And
securing
Evidence
Confidential
Interviews
with vendors
Prioritize
solutions and
remedial
measures
Quantify Loss
and Suggest
possible Actions
Solve
Compliances
Issues
Benefits To You
 Protects you from any
Monetary or Reputation
damage
 Code of conduct
establishment
 Enables you to identify
risks / control gaps
 Helps you identify any
undisclosed production
 Risk Mitigation

12. 12
Enterprise Risk Management (ERM) - Methodology
1 Foundation 2 RISK IDENTIFICATION
•ERM vision
•Goals and objectives
•Policies
•Organization structure
•Alignment to strategies
•Risk Assessment
•Gap Analysis
•Risk Mapping
3 BASIC ERM
Foundation
•FOUNDATION TASKS
•RISK ASSESSMENT TASKS
•Risk Mgmt for 2-3 critical risks
•Evaluate existing RM structures
•Enhanced management reports
•Dashboards
•Monitoring tools
•Risk based Communication
4 ENHANCED ERM
Foundation
•Foundation Tasks
•RISK Identification
•Enhanced Framework
Risk Identification Risk Identification
You select the level and size
of ERM efforts to suit your
needs and budget.
How we Do

13. 13
Legal Risk Advisory Services How we do
Completion:
Board & Shareholder Resolutions
Statutory filings
Monitoring Compliance with Agreements
Structuring:
Determine the tax efficient & legal compliant
structure for grants and funds
Market Entry Strategy
Instruments for the implementation of the agreed
terms
Due Diligence:
Investor’s Perspective
Risk Assessment
Legal& commercial affairs of the company
Documentation:
Term Sheet
Agreements
Legal Advisory and Opinion

14. 14
IT Risk Advisory Service
Information
Technology
Service
Management
Information
Security
Management
Information
Security
Audit
Information
Technology
Assurance
Information
Technology
Governance
How We Do

15. 15
IT Governance Offerings How we Do
IT ASSURANCE
• Business Continuity Planning
• Computer Crime Investigations
• Training in IT
• Compliance with IS Policies &
Procedures
INFORMATION SECURITY
• Penetration Testing
• Application Systems - Security review
• Review of IS Controls
• BS 7799 / (ISO 27001) Implémentation
• Formation of IS Security Policy
• Compliance with IS Policies & Procedures
IT GOVERNANCE
• COBIT
• Val IT
• Balanced Scorecard
• IT & Business Maturity Models
IS AUDIT
• Operating Systems Audit
• Database Audit
• Networking Audit
• Firewall Audit
• IDS Audit
• Web Application, Data Center Audit
• Internet Banking, Core Banking Audit
• Performance & Forensic Auditing
• Application Systems - Functional review
• Compliance with IS Policies & Procedures

16. 16
Riskpro Clients Our Clients
*Any trademarks or logos used throughout this presentation are the property of their respective owners
Banking/
Insurance
Corporate
MNC
Banking
Intl
Consulting
IT / Others

17. 17
Team Experiences Our Experiences
*Any trademarks or logos used throughout this presentation are the property of their respective owners
Our team members have worked at world class Companies

18. 18
RESUMES – Our team
 Co-Founder - Riskpro
 CA, CPA, MBA-Finance (USA), FRM (GARP)
 Over 10 years international experience – 6 years in Bahrain and 4 years USA
 15 years exp in risk management consulting and internal audits, Specialization in
Operational Risk, Basel II, Sox and Control design
 Worked for Ernst & Young (Bahrain), Arab Investment Company (Bahrain),
Navigant Consulting(USA), Kotak Mahindra Bank (India) and Credit Suisse(India)
 Sox Compliance project for Fannie Mae, USA ( $900+ Billion Mortgage Company)
ManojJain
 Co- Founder - Riskpro
 CA (India), MBA (Netherlands), CIA (USA)
 Over 15 years of extensive internal and external audit experience in India and
abroad.
 Worked with KPMG United Arab Emirates, PKF South Africa, Ernst and Young
Kuwait, Deloitte Netherlands and KPMG India.
 Worked with clients in a wide variety of industries and countries including trading,
retail and consumer goods, NGO, manufacturing and banking and finance. Major
clients include banks, investment companies, manufacturing organizations,
aviation etc.
RahulBhan
Credentials

19. 19
RESUMES - Our team
 Co-Founder and Director - Riskpro
 PGD (Electrical & Electronics & Computer Programming)
 30 years of experience in Information & Communications Technology (ICT) Solutions
for Retail, Garments, Manufacturing, Services Industries.
 Has created Companies, Divisions, Products, Brands, Teams & Markets.
 Consulting in Business, Technology, Marketing & Sales & Strategic Planning.
 Advisory, Training, Workshops & Implementation in Systems Thinking, Systems
Modeling & Balanced Scorecard
 Worked with TIFR, Mahindra, Ambience, Communico-Graphique & Ionidea Inc, USA,
CasperAbraham
Credentials
 Director
 MBA, PDFM,NSE-NCFM, PMP, CSSGB,ISO 9001:2000 I.A,GARP-FBR, ITILV3,CPP-BPM
 Professional with 17 years of rich experience into diverse Consumer finance/ Lending
operations ,Risk Management,BPMS, Consumer Banking, NBFC, Management Consulting &
Housing finance in BFSI industry having successfully led key business strategic
engagements across multi-product environment in APAC, Australia and US regions.
 Worked with GE, ABN AMRO Bank, Citigroup, Accenture, Deutsche Postbank
 Highly skilled and expert Trainer in Risk areas across Credit, Fraud, Operational, Corporate
Risk management.
 Specializes in Fraud Control, AML/KYC Compliance ,QA ,ERM and Regulatory governance.
HemantSeigell

20. 20
RESUMES – Our Team
Executive Vice President - Riskpro
 Banking and Risk Management professional, M.com, CAIIB, ACMA
 29 years of Banking experience - Credit management, Branch and operations
management and Risk Management in India and Middle East
 Past 10+ years experience in Risk Management – setting up enterprise wide risk
management frame work, managing risks, implementing Basel 2 requirements
 Most recent employment with TAIB Bank, Bahrain, as Chief Risk Officer. TAIB
Bank is a leading bank based in Bahrain having multinational operations in
Kazakhstan, Turkey, UAE and India. Before TAIB, 6 years in senior position in
risk management in Al Ahli Bank of Kuwait
PrasannaRath
Credentials
 Senior Advisor – Basel II & Banking
 Ex- Head of Integrated Risk Management department at Bank of Maharashtra
 Responsible for implementation of Risk management guidelines issued by RBI from
time to time on Credit risk, Market Risk and Operational risk and reporting regularly to
Risk Management Committee of the Board and Board of Directors.
 Put in place all policies relating to Risk Management, ALM Policy, ICAAP Policy;
Stress Testing Policy, Business Continuity Planning Policy, Outsourcing Policy.
 Validated Credit Risk Rating and put in place techniques for identifying and measuring
of Pillar 2 risks such as concentration risk, Liquidity risk, IRRBB, Earnings risk,
strategic risk etc.
R.Muralidharan

21. 21
RESUMES - Our team
 Head – Taxation Risk Advisory
 B.Com, FCA
 Senior Partner with 48 year old Delhi based Chartered Accountant firm, Mehrotra
and Mehrotra
 Over 19 years of experience in the field of Audit, Taxation, Company law matters.
 Major clients served are NTPC, BHEL, Bank of India, PNB, Airport Authority of
India etc.
RajeshJhalani
Credentials
President – Banking & Financial Services
 A senior researcher in Applied Mathematics leading to Ph.D after MSc (Mathematics),
CWA, CAIIB
 Combined experience of 25+ years in corporate banking, risk management,
international trade finance, development of risk rating models, project finance, credit
monitoring and NPA management
 Since 2006 conducting open / in-house training on the above domains to all Top
public/ new and old private sector banks, top MNC banks (India and abroad), leading
NBFCs and corporates in manufacturing and financial services space; Worked on IFC
(World Bank) funded projects for MSMEs in India and abroad
 Worked for Bank of Baroda and ICICI Bank – bestowed Top Performer Award
continuously two years during his tenure; widely travelled abroad for business
relations, seminars, offering training, investor meetings, NYSE listing and for
processes involving establishment of representative Office in USA
Sivaramakrishnan

22. 22
Executive Vice President – Risk Management ( Banking & Financial Services)
 A hands-on banking professional {BSc (Mathematics), CAIIB} with considerable
domestic and international experience
 An aggregate experience of 24+ years across industry, mainly BFSI in several
functional areas including Retail and Commercial Banking, Corporate Lending, team
member of the Business Process Re-Engineering project (BPR); conceptualizing and
setting up shared services centres for centralized operations for the Bank in India.
 Management through ERM framework overseeing all key areas of the business
through various Operational Risk tools like KRI / RCSA matrices. Managing of major
project implementation of Basel II and Compliance risk framework
 Directing, reviewing and advising Board of Directors on various compliance issues and
representing the bank to the Central Bank regulatory offices.
 Worked for ANZ Grindlays Bank, Standard Chartered, Bahraini Saudi Bank and Dubai
Holdings ( subsidiary)
KashiBanerjeeRESUMES - Our team Credentials
Consultant – Information Security & IT Governance
 LLB, CA, CISA, CWA, CS, CFE and others
 Over 15 years of experience in the field of Audit, Taxation, Investigations.
 Specializing in the field of Systems Audit, Cybrex Audit, Computer Crime
Investigations, IS Forensics
 International Committee Member of Governmental and Regulatory Agencies
Board and Academic Relations Committee of ISACA, USA
AnjayAgarwal

23. 23
RESUMES - Our team Credentials
PhanindraPrakash
 Vice President – Riskpro India
 FCA [India], ACMA [India], CFE [USA], CertIFRS [UK]
 Over 16 years of extensive consulting experience which includes financial & systems audit,
process transformation, implementation of internal controls, SOX compliance, fraud audits
& due diligence, US-India taxation
 Engaged in consulting roles as trusted advisor to finance, internal audit and information
technology executives of multiple Fortune 1000 companies with project sites in US,
Canada, Europe & Asia
 Worked with E&Y and Deloitte Consulting in USA
 Some of the major clients served internationally are GE Capital, UBS, McKesson, Eaton,
Imation, Albertsons
ShriramGokte
 EVP - Risk Management
 BTech MBA (USA)
 22 years of work experience, 16 of which were in risk management domain, 11 years
of global experience in USA & UK
 Ex Chief Risk Officer of Birla Sun Life Insurance & CMS Info System .
 Managed Risk & Compliance for two UK based insurance KPOs (Paternoster India &
JLT India)
 Core expertise in ERM, Capital Valuation, Operational Risk, Information Security,
BCM, Governance & Internal Audit
 CISA, CIA, CMA, FLMI, MBCI qualified

24. 24
Executive Vice President – Risk Management ( Banking & Financial Services)
 Professional Risk Manager with considerable domestic and international experience
 An aggregate experience of 30 + years across industry, mainly Banking in several functional areas
including Wholesale Credit Risk, Operational Risk, Trade Finance , Retail Banking and Islamic Financial
Services.
 Track record of setting up of excellence in the set-up, and management of credit and operational risk,
compliance and credit administration functions in retail, commercial , Islamic Banking and offshore banking
entities in the Middle East.
 Key strength includes Corporate Credits, Risk Management in IT, implementation of Risk Management
module in core banking Bank’s Policies, procedures, Country Risk. Played an active role in 3 core banking
software implementations
 Worked for a Private Sector Bank in India, ABN AMRO Bank, Bahrain, Bank Muscat Bahrain and BMI Bank
Bahrain as AGM Risk Management.
VijayanGovindarajanRESUMES - Our team Credentials
 Specialist Risk Consultant – ERP & IT Compliance
 SAP Certified, MBA (Finance), SAP Security trained (from SAP India), SAP GRC Access Controls trained
(from SAP India)
 Over 7 years of experience working in the area of ERP/IT Risk advisory, primarily focusing on SAP, for
‘Fortune 500’ clients in around 8 countries including US, UK, UAE, Hong Kong, etc
 Specializes in SAP Risk & Controls Advisory, SAP Business Process Controls Audit, SAP Security &
Segregation of Duties Control Audit, ERP Trainings,
 Strong Industry experiences ranging from Beverages, Insurance, Energy, FMCG, Pharmaceutical, Retail,
Telecommunication to IT Services
 Worked for risk advisory teams of reputed organizations like Ernst & Young, EXL Services
GouravLadha

25. 25
RESUMES - Our team Credentials
 Vice President & Head – IT Risk Advisory
 Over 14+ Years of Experience in Information Security and Risk Management & CISM
certified
 Headed the Global Information Security team of Daimler (Mercedes-Benz) Worldwide at
Bangalore for 9 years, previously worked at organization like Wipro, Bangalore Labs
 Multi-sector experience including Banking, Insurance, Finance, Energy, Manufacturing,
Retail, Hi-Tech & Telecom, and Automobile
 Well known Ethical hacker: Was featured in BusinessWorld Magazine in an article about
leading ethical hackers in India and published several articles in Print and Online Media
 Rich experience in Information Security Audits across Corporations, 3rd Party Suppliers, Joint
Ventures across several countries in the world including US, UK, China, Germany
AashishShrivastavRavikiranBhandari
 Vice President – Legal Risk Advisory
 B.B.A. LL.B. (Hons.)
 About half a decade experience in legal services to client’s with respect to Contract
and Commercial Laws, Joint Ventures, Inbound & Outbound Investments, Private
Equity Investment Transactions, Real Estate & Infrastructure, Energy and General
Corporate.
 Have advised various social enterprises and start ups in setting up business in
India.
 Worked for the leading law firms of India such as FoxMandal Little.

26. 26
 Specialist Risk Consultant – Business Continuity
 Founder and 15-year Chairman of Survive, the first international user group for Business
Continuity professionals
 Founding director and first Fellow of the Business Continuity Institute
 Over 25 years international consulting expertise in Risk, Crisis, Emergency, Incident, and
Business Continuity and ICT Disaster Recovery Management
 Multi-sector experience including Banking, Insurance, Finance, Oil, Gas, Energy,
Manufacturing, Retail, Hi-Tech & Telecom
 Western Press Award for services to business, 1994; BCI/CIR nomination for
lifetime achievement in BC, 1999, London; inducted into BC Hall of Fame by CPM magazine,
2004, Washington DC.
AndrewHilesRESUMES - PARTNERSHIPS
 Specialist Risk Consultant – Enterprise Risk Management
 Highly skilled risk and insurance professional with 25 years of experience designing,
developing and implementing large, global corporate risk management programs for Fortune
500 firms.
 Principal Consultant and Founder - Excellence in Risk Management, LLC. (Texas, USA) Co-
founder and EVP, Professional Services, rPM3 Solutions, LLC (Maryland, USA).
 Past experiences include Head of Global Risk Management for USAA, PepsiCo/Tricon
Global and American National Red Cross
 Additional risk and insurance experience at Verizon Corp,. Marsh USA and Liberty Mutual
Insurance Co.
 2004 Risk Manager of the Year – 2007 recipient of the Alexander Hamilton Award for
“Excellence in ERM” (at USAA) – former President, Risk and Insurance Management
Society, Inc.
ChrisE.Mandel

27. 27
Key Contacts
Corporate Mumbai Delhi Bangalore
Riskpro India Ventures (P)
Limited
info@riskpro.in
www.riskpro.in
F 186, Sarita Vihar
New Delhi 110076
Manoj Jain
Director
M- 98337 67114
manoj.jain@riskpro.in
Shriram Gokte
EVP - Risk Management
M- 98209 94063
shriram.gokte@riskpro.in
Sivaramakrishnan
President – Banking & FS
M- 98690 19311
smaran.iyer@riskpro.in
Rahul Bhan
Director
M- 99680 05042
rahul.bhan@riskpro.in
Hemant Seigell
SVP – Risk Management
M- 99536 97905
hemant.seigell@riskpro.in
Casper Abraham
Director
M- 98450 61870
casper.abraham@riskpro.in
Vijayan Govindarajan
EVP – Risk Management
M- 99166 63652
vijayan.govindarajan@riskpro.in
Ravikiran Bhandari VP – IT
Risk Advisory
M- 99001 69562
ravikiran.bhandari@riskpro.in
Ghaziabad / Noida Chennai Kolkata Gurgaon
Siddhartha Ghosh
EVP - Finance
M- 9810058072
Siddhartha.Ghosh@riskpro.in
R Gupta - Insurance Risk
M- 98101 07387
R. Muralidharan
EVP – Risk Management
M- 95660 77326
murali@riskpro.in
Prasanna Rath
EVP – Risk Management
M- 90940 70458
prasanna.rath@riskpro.in
Kashi Banerjee
EVP – Risk Management
M- 98304 75375
kashi.banerjee@riskpro.in
Nilesh Bhatia
Head – Human Capital Mgt.
M- 98182 93434
nilesh.bhatia@riskpro.in
Asok Sit
EVP – Telecom Risk Advisory
M- 98105 03463
asok.sit@riskpro.in
Pune Salem Ahmedabad Hyderabad / Agra
M.L. Jain
Principal – Strategy Risk
M- 98220 11987
mljain@riskpro.in
Priti Tawari
M- 9011054085
Chandrasekeran
Recruitment franchisee
M – 94435 99132
Manoj Kumar
M – 98983 65320
Maulik Manakiwala
M – 98256 40046
Gourav Ladha
Phanindra Prakash (Hyderabad)
Member Firm
M- 95500 61616
Alok Kumar Agarwal (Agra)
Member Firm
M- 99971 65253