1. Addresses of different statements in She-2 package
Column-1 Column-2
A-7 Capital Cost I-2
A-48 Proposed Financial Plan I-47
A-96 Working Capital Requirment I-94
A-140 Bld. and Civil work I-139
A-171 Motors & Vehicals I-185
A-185 Funiture & Fixture I-212
A-206 Pril. Expenses I-284
A-233 Pre-production Expenses I-332
A-253 Interest during Construction I-373
A-267 Land & Develop I-403
A-283 Plant & Machinery I-423
A-411 Total Plant Cost. I-470
2. he-2 package
Column-2 Column-3
Projt. Income Statement W-2 Loan Repayment
Projt. Cash Flow W-47 Loan Repayment
Projt. Balance Sheet(Asst) W-94 Loan Repayment
Projt. Balance Sheet(Liab) W-139 Loan Repayment
Depreciation Schedule W-186 IFRR
Projected Sales W-232 Cost Benefit Ratio
Raw material requirement W-280 Payback Period
Manpower requi. W-327 Cost Benefit Ratio Discounted
Utilities W-372 Break even analysis
Stores & Spares
Gen. & Selling Exp.
Detailed working Capital
3. Financial Analysis 3- .
Project Title : Boutique and Garment Factory
Location : Distt. Lahore
Table-1
CAPITAL COST OF THE PROJECT
(Rs. in ,000)
Description Local Foreign Total
- Land 0 0 Appendix-1
- Building & Civil Works 0 0 Appendix-2
- Plant & Machinery 207 0 207 Appendix-3
- Errection & Installation % of P. & Machin 10 21 21
- Motors & Vehicles 0 0 Appendix-4
- Furniture & Fixture 473 473 Appendix-5
- Preliminary Expenses * take from Appendix-6 3464 3464 Appendix-6
- Pre-production Expenses 77 77 Appendix-7
- Intrest During Construction 0 0 Appendix-8
- Contingencies 424 0 424
Fixed Capital Cost 4666 0 4666
Working Capital 2455 2455 Table-3
Total 7121 0 7121
Construction Period = 1 Year
Local Contingencies excluding land & motor & vehicles % 10
Foreign Contingencies % 0
4. Financial Analysis 3- .
Table-2
PROPSED FINANCIAL PLAN:
(Rs. in ,000)
Description Local Foreign Total
Equity
- Local Sponsors 7121 7121
- Foreign Sponsors 0 0
- Bridge Financing 0 0
Total Equity 7121 0 7121
Loans
- Foreign Currency 0 0
- Suppliers Credit 0 0
- LMM 0 0
- Long Term Finance 0 0
- Custom Debenture 0 0
Total Debts 0 0 0
Total Investment 7121 0 7121
Debt % 0 0
Equity % 100 7121
5. Financial Analysis 3- .
Table-3
Working Capital Requirement
Description Period(Days) Amount
Rs. (000)
Raw material imported 0 0
Raw material Local 0 0
Work in Process 0
Packing Material 0 0
Salaries 30 0
Utilities 30 90
Overheads 30 1
Selling & Admin. Expenses 30 196
Finished Goods Inventory 0 0
Accounts Recievable 45 668
Advances & Deposits 500
Cash 1000
Sub Total 2455
Accounts Payable 0 0
Short Term Borrowing @ % of stocks 0 0
Sub Total 0
Net Initial Working Capital 2455
6. Financial Analysis 3- .
Appendix-2
BUILDING & CIVIL WORKS
Description Dimension Area Rate Total
Ft. x Ft. Sq. Ft Rs. /Sq.Ft. Rs. (000)
Buildings 0 0 0 0 0
Raw Material Store 0 0 0 0 0
Stores & Spares 0 0 0 0 0
Finished Goods Store 0 0 0 0 0
Workshop 0 0 0 0 0
Display shop 0 0 0 0 0
Labratory 0 0 0 0 0
Canteen 0 0 0 0 0
Dispensary 0 0 0 0 0
Admin Block 0 0 0 0 0
Time Office 0 0 0 0 0
Staff Colony-A 0 0 0 0
Staff Colony-B 0 0 0 0
Elecctric Sub-station 0 0 0 0
Toilets 0 15 0 150 0
Cooling Pond 0 0 0 0
Boudary Wall (running feet) 0 0 0 0
Drain (open Excludind Pumps) 1 0 0 0 0
Cooling Tower 1 0 0 0 0
Tubewell 0
Water Tanks(under ground) 0 0
Water Tanks(Over head) 0 0
Internal Roads 0 0 0 0 0
Others 0 0 0 0 0
Total 0 0
Appendix-4
MOTORS & VEHICLES
Description NOs. Value Total
Rs. (000) Rs. (000)
Toyota SA Salon 1975cc 0 0 0
Honda VTI Auto 1590CC 0 0 0
Suzuki Baleno 1300cc JXR 0 0 0
Mercedez Bus 0 0 0
T-3500 Cargo Truck 0 0 0
Fork Lifters 0 0
Tractors (Dozer & Cultivator) 0 0
Total 0 0
7. Financial Analysis 3- .
Appendix-5
FURNITURE & FIXTURE
Description NOs. Value Total
Rs. (000) Rs. (000)
Computers 5 30 150
Printers (Dot Matrix) 2 6 12
Printer (Laser) 1 20 20
Fax Machine 1 10 10
Type Writer (manual) 0 0 0
Cabnets 6 15 90
Office Tables with Chairs 6 1.5 9
Chairs 12 1 12
Executive Chairs & Tables etc. 5 5 25
Telephones & Exchange 15
Conference Room 40
Air Conditoners 2 20 40
Others 50
Total 473
Appendix-6
PRELIMINARY EXPENSES
Description Amount Period * Rate Charged
(months) (%) Rs. (000)
Project Examination Fee 0 0 0
Commitment Charges
- FCY Loan 0 6 0 0
- LMM Loan 0 6 0 0
- LCY Loan 0 6 0 0
- Short Term Finance Certificate 0 6 0 0
Legal Documentation Fee 0 0
Project Supervision Fee 0 0
Company Incorporation 5
Electric Connection 10
Consultancy 0
Others 20
Total 35
* Based on one year construction period.
8. Financial Analysis 3- .
Appendix-7
PRE-PRODUCTION EXPENSES
Description Amount Period Rate * Charged
(months) (%) Rs. (000)
Salaries 2160 1 15 27
Utilities 191 1 1 0
Administrative Expense 0 1 1 0
Staff Training 0
Travelling/Entertainment etc. 0
Raw Material 0 0
Trial/Commisioning
Others 50
Sales of Goods
Total 77
* Calculated on the basis of first year expenses
Appendix-8
INTEREST DURING CONSTRUCTION
Description Amount Period * Rate Charged
(months) (%) Rs. (000)
FCY Loan 0 0 0 0
LMM Loan 0 0 0 0
LCY Loan 0 0 0 0
Others
Total 0
Appendix-1
LAND & DEVELOPMENT
Description Area Rate Total
(kanals) Rs. (000) Rs. (000)
Land 0 0 0
Legal Fee @ 10 % 0
Access Road/Right of Way @ 5 % 0
Developmenr Charges @ 2 % 0
Others
Total 0
9. Financial Analysis 3- .
Appendix-3
PLANT & MACHINERY
Description Rate NOs. Rate Total
%age Rs. (000) Rs. (000)
Main Equipment:
(A)- Imported FOB Value:
- Rotary Belt Dryer 0 0 0
- Centrifuge 0 0 0
- Rotary Belt Vacuum Filter 0 0 0
- Plate Type Exchanger 0 0 0
- Shell & Tube Exchanger 0 0 0
- Evaporators 0 0 0
- 0
- 0
- 0
- 0
- 0
- 0
- 0
-
- Piping & Valves @ % of Eq. cost 0 0
Subtotal 0
Freight % of FOB 0 0
C&F Value 0
Insurance % of FOB 0 0
CIF Value 0
Duties % of CIF 0 0
Sales Tax % of (CIF + Duties) 0 0
Iqra Surcharge of CIF 0 0
Flood Relief % of CIF 0 0
Import Licence Fee % of C&F 0 0
Bank Charges % of C&F 0 0
Clearing Charges 0.5% of FOB 0 0
Inland Freight * 0
Inland Insurance % of CIF 0 0
Sundry Expenses** 0
Total 0
* Freight is charged Rs. 1000 per ton from Karachi to up country site.
** Sundry Expenses includes Port handling, Octroi etc.
Continued....
24. Financial Analysis 3- .
Appendix-14
Working Capital Requirement
Year 1 2 3 4 5 6 7 8 9 10
Period Capacity Utilization in %age
DESCRIPTION (Days) 70 80 90 100 100 100 100 100 100 100
CURRENT ASSETS:
Raw material imported 0 0 0 0 0 0 0 0 0 0 0
Raw material Local 0 0 0 0 0 0 0 0 0 0 0
Work in Process 0 0 0 0 0 0 0 0 0 0
Packing Material 0 0 0 0 0 0 0 0 0 0 0
Labour 0 0 0 0 0 0 0 0 0 0 0
Utilities 30 90 101 112 123 123 123 123 123 123 123
Factory Overheads 0 0 0 0 0 0 0 0 0 0 0
Selling & Admin. Expenses 0 0 0 0 0 0 0 0 0 0 0
Finished Goods Inventory 0 0 0 0 0 0 0 0 0 0 0
Accounts Recievable 0 0 0 0 0 0 0 0 0 0 0
Advances & Deposits 500 0 0 0 0 0 0 0 0 0
Cash 500 500 500 500 500 500 500 500 500 500
Sub Total 1090 601 612 623 623 623 623 623 623 623
CURRENT LIABILITIES:
Accounts Payable 30 0 0 0 0 0 0 0 0 0 0
Short Term Borrowing 60 0 0 0 0 0 0 0 0 0 0
@ % of stocks
Sub Total 0 0 0 0 0 0 0 0 0 0
Net Initial Working Capital 1090 601 612 623 623 623 623 623 623 623
25. Financial Analysis 3- .
Appendix-16
LOAN REPAYMENT SCHEDULE
Loan Type : Foreign Currency
Total Loan Amount: 0 0 e33
Rate of Interest : 18 % 18
Repayment Period: 3.5 Year A. F = 27.66 9
Grace Period : 0.5 Year 1
Per Year Installments : 12 (half yearly) 2
Total Installments : 36
Installment Amount : 0 (including intrest during construction for half year)
Total Amount to be Paid 0
Total Mark-up Amount 0
Rs. (000)
Due Date Principal Paid Instal. of Balance Mark-up Installment Yearly
Int. D. Cons Interest
1 0 0 0 0 0 0
2 0 0 0 0 0 0 0
3 0 0 0 0 0 0
4 0 0 0 0 0 0 0
5 0 0 0 0 0 0
6 0 0 0 0 0 0 0
7 0 0 0 0 0 0
8 0 0 0 0 0 0 0
9 0 0 0 0 0 0
10 0 0 0 0 0 0 0
11 0 0 0 0 0 0
12 0 0 0 0 0 0 0
13 0 0 0 0 0 0
14 0 0 0 0 0 0 0
15 0 0 0 0 0 0
16 0 0 0 0 0 0 0
17
18
19
20
26. Financial Analysis 3- .
Appendix-17
LOAN REPAYMENT SCHEDULE
Loan Type : LMM
Total Loan Amount: 0
Rate of Interest : 8%
Repayment Period: 9 Year A. F = 11.65
Grace Period : 1 Year
Per Year Installments : 2 (half yearly)
Total Installments : 16
Installment Amount : 0 (including intrest during construction for half year)
Total Amount to be Paid 0
Total Mark-up Amount 0
Rs. (000)
Due Date Principal Paid Instal. of Balance Mark-up Installment Yearly
Int. D. Cons Interest
1 0 0 0 0 0 0
2 0 0 0 0 0 0 0
3 0 0 0 0 0 0
4 0 0 0 0 0 0 0
5 0 0 0 0 0 0
6 0 0 0 0 0 0 0
7 0 0 0 0 0 0
8 0 0 0 0 0 0 0
9 0 0 0 0 0 0
10 0 0 0 0 0 0 0
11 0 0 0 0 0 0
12 0 0 0 0 0 0 0
13 0 0 0 0 0 0
14 0 0 0 0 0 0 0
15 0 0 0 0 0 0
16 0 0 0 0 0 0 0
17
18
19
20
27. Financial Analysis 3- .
Appendix-18
LOAN REPAYMENT SCHEDULE
Loan Type : LCY Loan
Total Loan Amount: 0
Rate of Interest : 8%
Repayment Period: 9 Year A. F = 11.65
Grace Period : 1 Year
Per Year Installments : 2 (half yearly)
Total Installments : 16
Installment Amount : 0 (including intrest during construction for half year)
Total Amount to be Paid 0
Total Mark-up Amount 0
Rs. (000)
Due Date Principal Paid Instal. of Balance Mark-up Installment Yearly
Int. D. Cons Interest
1 0 0 0 0 0 0
2 0 0 0 0 0 0 0
3 0 0 0 0 0 0
4 0 0 0 0 0 0 0
5 0 0 0 0 0 0
6 0 0 0 0 0 0 0
7 0 0 0 0 0 0
8 0 0 0 0 0 0 0
9 0 0 0 0 0 0
10 0 0 0 0 0 0 0
11 0 0 0 0 0 0
12 0 0 0 0 0 0 0
13 0 0 0 0 0 0
14 0 0 0 0 0 0 0
15 0 0 0 0 0 0
16 0 0 0 0 0 0 0
17
18
19
20
28. Financial Analysis 3- .
Appendix-19
LOAN REPAYMENT SCHEDULE
Loan Type :
Total Loan Amount: 0
Rate of Interest : 4%
Repayment Period: 8 Year A. F = 0
Grace Period : 1 Year
Per Year Installments : 2 (half yearly)
Total Installments : 0
Installment Amount : 0 (including intrest during construction for half year)
Total Amount to be Paid 0
Total Mark-up Amount 0
Rs. (000)
Due Date Principal Paid Instal. of Balance Mark-up Installment Yearly
Int. D. Cons Interest
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20