http://www.nathanbangs.com/
Nathan Bangs is a Tampa REALTOR ® who is sensitive to the needs of his clients – particularly when a homeowner wants to buy or sell a house quickly – and that’s why we take a team approach to every transaction we handle. We employ specialists to supervise every phase of buying and selling a house, from creating effective listing and marketing strategies, to successfully showing and closing on a property. Our commitment to world-class customer service means that our real estate agents also make it a priority to provide our clients with up-to-the-minute information regarding the sale or purchase of a home. You’ll never be in the dark when you work with the dedicated REALTORS ® at Nathan Bangs & Associates.
2. About Nathan Bangs
MISSION STATEMENT
Our purpose and goal is to set the highest standards of professional excellence in the neighborhoods we serve,
and to provide the highest quality of services available. We dedicate ourselve’s to excellence by striving to
exceed our clients’ expectations so they may remain loyal for life. Through our commitments, we strive to make
important contributions to our neighborhoods and to maintain the leadership position in our marketplace.
Nathan Bangs
Short Sale SOLD!
We had one of the most difficult short sales imaginable, basically because we were dealing with a horrible HOA.
Our home was on the marked for 529 day and Nathan stuck with us the entire time. 8 buyers later our house is
FINALLY sold! I can guarantee that this would not have happened without their help. They are VERY knowledgeable
and helpful. They definitely go above and beyond to get the job done!
Shari M.
Helping to save you money!
Thank you so much for the Lowe's gift card and all of your assistance throughout my home purchase process. I
absolutely love my new condo! I'm totally moved in and almost done hanging the last few pictures.
I really appreciate how much time you dedicated to me. I know how demanding I can be and you certainly lived up
to my high expectations. I also wanted to thank you for letting me know about the Bank of America no closing cost
mortgage. That saved me money and I would not have found it without you.
Thanks again to both you and Nathan for a great job. Although I don't plan to leave for a long time, I will
recommend you both to any home bfuyers I know of.
Katie
South Tampa Townhome SOLD!
Gregg and I owe Nathan Bangs a long overdue testimonial. We were so glad to have Nathan represent us in selling
our townhome in South Tampa. After we attempted to sell our home for almost 1 year we asked Nathan to help us.
He was to the point, easy to talk to, extremely knowledgeable about the South Tampa area, and offered us valuable
tips to getting our home sold. We really enjoyed doing business with Nathan and appreciate him very much. If we
ever move back to Tampa and need a relator, we know who to call. Thank you so much.
Rachel & Gregg H.
3. Different Choices For Homes
For Sale
The real estate market is filled with everything
that you will want. They have different kinds of
homes, from luxurious kinds to simple ones. They
also have new properties and even pre-owned
houses that are still in good condition. Prior to
shopping for your new abode, decide first on
your budget and the kind of house that you will
want.
Since there are many properties to see and
consider, make sure that you will make a list of
the ones that appeal to you most. Don’t forget
that you have a budget to think about. It is
better if you will make it as a guide when you
make the list, so that it will be easier for you to
narrow down your choices. Also, by sticking to it,
you will not have a hard time with your finances
because there will be other expenses that you
will have to pay for later on.
There are homes that are newly built that are on
the market. These are preferred by some
people who have the money to spend. This kind
of property can be expensive since it is brand
new. From the structure to the fixtures, they are
all in mint condition and have never been used.
If this is what you want to avail, you can be
assured that even if the price is a bit too much, it
will still be worth it in the long run. There will be
no repairs to do, renovation to think about, and
appliances and fixtures to change. This is the
best option that you can have, but of course,
your budget will still be prioritized.
Pre-owned houses are also up for grabs. The
only catch with this is that it is not new. They are
previously owned by people who want to sell
them for different reasons. It can be because
they want to move to a better place or another
location, or it can be because they want to live
in a newly constructed one. There are also some
private companies and banks who have
confiscated homes that are used as collateral.
These kinds of properties are priced accurately
by the firms. This is beneficial for you because
the amount that you will spend on it is correct.
To get an affordable house, look for the ones
that are being sold by its original owner. Banks
and private companies add charges to it so that
they could gain profit from it as well. If you will
transact with the owner, there is a bigger chance
that you can haggle with them and eventually, in
the end they will give in to your price. This is
ideal for buyers who have limited budget.
4. Seven Steps to Buying a
Second Home
Maybe you fell in love with Treasure Island
while visiting family in Tampa, or you're a native
Floridian who's always wanted a waterfront
condo on St. Petersburg Beach. Our area has
always been a popular destination for second-
home buyers. If you're in the market for a
weekend or vacation home, follow these steps to
make the process easier.
1. Get to know the area. Small details, like
the location of the closest supermarket
and gas station, can make a huge
difference. Talk to the locals about their
take on the area. Your goal here is to get
to know the place as more than a tourist.
2. Think about the long term. If you'll
eventually live in your second home full-
time, you'll need to think about factors
like the availability of health care and
traveling distance to visit your loved
ones.
3. Hire a local real estate agent. Housing
markets vary widely from region to
region, so find a real estate agent who's
familiar with the area where you're
looking to buy. Choose someone who has
experience working with absentee home
buyers and sellers.
4. Choose the type of home that's right for
you. The most important decision is often
“single-family home or condo?” Condos
are the low-maintenance option, while
single-family homes offer more privacy.
5. Research rental requirements and
opportunities. If you'll only be in your
second home for part of the year, you
may want to rent it out. It may be
preferable to find a property with on-
site property management. As you check
out prospective properties, also find out
about any HOA restrictions on renting.
6. Get the best deal on your mortgage.
Many homeowners simply go to the
lender they used for their first home. But
shopping around can yield much better
mortgage terms. Why not save yourself a
little money (or a lot)?
7. Factor in other expenses. Just as your
first home carries maintenance costs and
other expenses, so will your second home.
If you're not from Florida, you may not
know about things like flood insurance, so
make sure to do your research. Your real
estate agent can offer insight here, as
well.
Oh No! The Appraisal's too
Low!
5. If you're buying or selling a home, the
appraisal is an important step in the closing
process. Once an offer is made, the next
step is to call in an independent real estate
appraiser to assess the property's value. The
appraiser is specially trained to assess a
home's value and puts together a report to
explain the appraisal value.
Mortgage lenders require that the home's
appraised value be close to the price of the
accepted offer. If the home is appraised
much higher than the offer price, that could
be a red flag that something is amiss with
the transaction. If the appraisal is much lower
than the offer price, the lender may adjust
the amount of the loan and force the buyer
to make up the difference with cash.
It's more common for the appraisal to come
in lower than expected.This can certainly be
frustrating, but it doesn't have to derail the
entire deal. Both buyer and seller should
know what to do when the appraisal comes
in low.
1. Review the appraisal carefully. An
appraisal is a long, complicated
document, and even the most
seasoned appraiser can make
mistakes. As you review, be sure that
the appraiser has included all relevant
upgrades. Meanwhile, you may learn
that you hadn't taken some factors into
consideration. For instance, unpermited
additions might have added square
footage--but not contributed to the
home's value.
2. Check out the comps. Appraisers use
comparable properties, aka comps, to
help estimate the value of your
property. These are similar homes that
have already sold, so comps represent
actual market value, rather than
asking price. Ask your real estate
agent to double check that all comps
are accounted for, and that the
properties chosen as comps are
actually relevant. The buyer's and
seller's agent may have to work
together to relay any additional
information to the appraiser and/or
lender.
3. Prepare to renegotiate. Even if you
don't agree with the report and offer
additional information, the appraiser's
report may not change. In that case,
you may need to go back to the
negotiation table. If both buyer and
seller are motivated, you'll likely be
able to reach a deal: the seller may
reduce the price, or the buyer may
find some cash to make up the
difference. But in a lopsided market,
either buyer or seller may walk away
and look for a more advantageous
deal. Your real estate agent can
advise you on the best course of
action.
4. Put your money where your mouth
is. If you're the buyer, you may have
to put some cash on the table and
purchase private mortgage insurance
if you're in love with the property. This
is especially true if there's not much
inventory on the market or the
property is particularly desirable.
Meanwhile, sellers who are running out
of time may have to help buyers with
additional incentives like money
toward closing.
6. The low appraisal is one of the many
situations where it's useful to have the help of
a knowledgeable real estate agent. Factors
like the home's condition and location aren't
the only elements that impact the appraisal
value; current market conditions also carry
heavy weight. Your agent can help you
make the best choices and maximize market
opportunities.
