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Friends Provident Premier Advance
                                              SPECIAL OFFER (expires 31 October 2011)




                                                      Terms and Conditions
                            Any new business will benefit from the offer terms, provided the following criteria are met:

                • To qualify, application forms must be received at Friends Provident International’s offices on or before 31 October 2011.

          • There will be a grace period until 30 November 2011 to enable Friends Provident International to complete the new business process.

                                        • Applications received after 31October 2011 will receive standard terms.

                           • The minimum premium for a Premier proposal to qualify for extra allocation is USD500*per month.

                                                     • The minimum term to Option Date is ten years.

                                           • A maximum term of 25 years applies when calculating offer terms.

                                  • Extra offer allocations will invest into Initial Units for the 18-month Initial Unit Period

                  *For your information, the minimum premiums in the other available currencies are given in the table below:

Minimum Amounts                       USD                                    GBP                                    EUR                        HKD
     Monthly                           500                                    334                                    500                      4,000
     Quarterly                        1,500                                  1,000                                  1,500                     12,000
    Half-Yearly                       3,000                                  2,000                                  3,000                     24,000
      Annual                          6,000                                  4,000                                  6,000                     48,000

                     To access this offer please contact Kastle Offshore on info@kastleoffshore.com or call +44 203 086 7770 today.

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Special Offer 112 5% To 147 5%

  • 1. Friends Provident Premier Advance SPECIAL OFFER (expires 31 October 2011) Terms and Conditions Any new business will benefit from the offer terms, provided the following criteria are met: • To qualify, application forms must be received at Friends Provident International’s offices on or before 31 October 2011. • There will be a grace period until 30 November 2011 to enable Friends Provident International to complete the new business process. • Applications received after 31October 2011 will receive standard terms. • The minimum premium for a Premier proposal to qualify for extra allocation is USD500*per month. • The minimum term to Option Date is ten years. • A maximum term of 25 years applies when calculating offer terms. • Extra offer allocations will invest into Initial Units for the 18-month Initial Unit Period *For your information, the minimum premiums in the other available currencies are given in the table below: Minimum Amounts USD GBP EUR HKD Monthly 500 334 500 4,000 Quarterly 1,500 1,000 1,500 12,000 Half-Yearly 3,000 2,000 3,000 24,000 Annual 6,000 4,000 6,000 48,000 To access this offer please contact Kastle Offshore on info@kastleoffshore.com or call +44 203 086 7770 today.