LIV Capital Group is offering an investment opportunity in an 8-unit row home development project in the Bankers Hill neighborhood of San Diego. The project will involve building 2-3 bedroom, 1500-2400 square foot homes over 2-car garages. The location offers panoramic views of San Diego Harbor and proximity to downtown and Balboa Park. Investors are sought to provide $1.3 million in equity to fund project costs in exchange for 50% ownership. The presentation provides project details such as site plans, budgets, and estimated returns, with a projected 50% ROI within 18 months of completion.

1. BANKERS HILL ROW HOME
DEVELOPMENT
Real Estate Investment Opportunity

2. Confidential
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All materials and concepts herein, or provided in
discussion of this presentation, belong to LIV
Capital Group, its Principals and/or affiliates; and
cannot be used by any other entity for distribution,
re-use, marketing, soliciting, or gain without explicit
permission from LIV Capital Group .

3. Group Investing
LIV Capital Group Offers investment
opportunities for individuals to own shares of
real estate in San Diego. Using the
crowdfunding method, LIV Capital Group
empowers individuals to pool their money with
other like-minded individuals and invest in a
local real estate project.
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4. Real Estate Investors
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 The Real Estate Investor’s Struggle
 Finding Investments to place their cash for a good return
 Trust Deeds
 Rentals
 Rehabs
 Time to think “outside-the-box”
 If there is no inventory…create inventory
 Join forces for Real Estate Ownership
 Reduce Capital Exposure (Diversification)
 Lack of Available Financing
 Economies of Scale
 Shields from Liability
 Typically Higher Yields

5. Project Summary
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Bankers Hill Row Homes– Urban Living at its Finest
 Building 8 Row Homes
 With improved plans to start within 6 months
 2 Stories over 2-car garage
 2-3 Bedroom
 1500-2400+ SF
 Superb location on Bankers Hill
 Positioned in a central location of San Diego
 Panoramic views of San Diego Harbor
 Minutes from Downtown
 Walk to Balboa Park
 Minutes to San Diego Bay
 Market timing couldn’t be better
 Low inventory
 No Brand New Inventory
 Low interest rates
 Ready to Build

6. Site & Location

7. Bankers Hill
Location: Bankers Hill is a long established uptown
San Diego neighborhood near Balboa Park. It is bordered
to the north by Hillcrest to the south, past Date Street, by
Downtown to the east by Balboa Park, and the west by
Interstate 5, Little Italy and the neighborhood known as
Midtown.
Attractions:
•Balboa Park, 1,200-acre urban cultural park in San Diego, California. In addition to
open space areas, natural vegetation zones, green belts, gardens and walking paths, it
contains museums, several theaters, and the world-famous San Diego Zoo
•Mr. A’s, fine dining with panoramic views of downtown and San Diego Harbor
•Extraordinary Desserts, decadent dessert stop for all to enjoy
•Superb restaurants with many offering live music and fine dining for eclectic taste buds
•Panoramic Views of San Diego Bay as well as Balboa Park
Style:
•Unique, urban, vibrant culture , art-centric, hip and young at heart,
•Artist’s lofts, condos, historical Victorian homes and quaint B&Bs, studios, shops
scattered throughout Bankers Hill
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8. Location Map
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9. Site Location
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10. Current Site Views
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11. Site Plan
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12. Bankers Hill Investment

13. Highlights
 Return On Investment
 50% ROI within 18 months
 Ready to Start Building in 6 months
 Seller’s Market
 BH Inventory - Between 0-3 Months
 Absorption 2 homes per month
 Average over $500/sf
 Break-Even = 16 months (Dec 2015)
 Upon first 5 closings
 Pre-Sales/Marketing
 Can close within 30 days of Completion
 Aggressive Online marketing
 SofiaLiving.com
 Fit Properties.com
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14. Investment Ownership
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 Ownership
 Bankers Hill 1, LLC
 Real Estate
 Funds Needed
 $1,300,000
 Owners
 Equity Partners (Investors)
 Richard Montano
 Matthew Gordon
 Priority Distributions
 Equity Paid back 1st
 Timeline
 16-18 months for Profits

15. Equity
Partner
50%
Gordon
25%
Montano
25%
Ownership Structure
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 Bankers Hill LLC
 Current Owners Retained Ownership
 Richard Montano 25%
 Matthew Gordon 25%
 Equity Partner – Investors
 Cash Investors
 Provide equity totaling up to $1,300,000
 Own 50% of project
 LIV Capital Group
 Managers
 Richard Montano
 Matthew Gordon

16. Estimated Proceeds
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1st Distribution 2nd Distribution
Example
Invested
Amount % of Equity Return of Equity Profit
Sep-15 Oct-15
$10,000 0.38% $10,000 $5,002 50%
$20,000 0.77% $20,000 $10,004 50%
$50,000 1.92% $50,000 $25,011 50%
$100,000 3.85% $100,000 $50,021 50%
$200,000 7.69% $200,000 $100,042 50%
ROI
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17. Timeline
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MONTH
1
Raise total
Funds of
$1.3 Million
Obtain
$5 Million
Construction
Loan
Start
Pre-Sales
Build-Out
Start
Construction
First
Closings
Close -Out
First
Distributions
Final
Distributions
2
18
17
5
9
16
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18. How to Invest

19. LIV Investment Process
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20. Investment Doc Review
 Review Investment Presentation, FAQ & Financials
 Read and Sign
 Operating Agreement
 Subscription Agreement
 Complete for LIV investor approval
 Wire Investment Capital
 Cash, IRA, Real Estate, etc…
 Become an Owner
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21. Back-Up Slides

22. Team
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RICHARD MONTAÑO, CEO, LIV CAPITAL GROUP INC
Richard Montaño is a real estate and investment professional and entrepreneur. Over the past decade, he has founded two
successful real estate companies; LIV Capital Group Inc, an entrepreneurial real estate investment and advisory firm; as well
as Fit Properties, Inc, a local San Diego Real Estate Brokerage. Richard has an extensive background in identifying prime real
estate, structuring capital and executing business plans through all stages of the real estate investment cycle. Richard’s keen
sense of asset positioning and investment capital structure has earned him the opportunity to facilitate over $100 million in
successful real estate transactions. Richard currently manages multiple real estate investments as a General Partner, Manager,
Principle, and/or Sponsor. He has created, funded and managed various types of real estate ventures that include: new home
development, trust deed investments, apartment equity investments, and value-add projects. Richard earned two Bachelor
degrees in Engineering and Physics, attending Pepperdine University and San Diego State University. He also obtained
his Masters in Business Administration and is a California Real Estate Broker.
MATTHEW GORDON, DEVELOPER, LIV CAPITAL GROUP INC
Matthew Gordon is an entrepreneur in the food industry and a real estate developer with 30 years of experience working with
Fortune 500 Companies in distribution, manufacturing and sales. He has been a principal in over $100 million of transactions
in business acquisition and development owning over 700 apartment units. As managing partner of these investments he has
developed, rehabbed, repositioned and entitled mixed use, residential and commercial property in Chicago Illinois, Tampa
Florida and San Diego California. Matthew Gordon is passionate about energy efficient and environmentally friendly homes,
and this is why he has implemented a host of environmentally responsible building strategies on the “Golden Hill Row
Homes” project in San Diego. A few of these features are photovoltaic solar panels, high efficiency tank less water heaters,
LED lighting and additional building insulation. The eco-friendly row home development, designed by H2 | Hawkins &
Hawkins Architects, won a Golden Nugget Award in the Best on the Boards Multi-Family Project category at the 2010 Gold
Nugget Awards presented by the Pacific Coast Builders Conference at the Moscone Center, San Francisco

23. Current/On-going Projects
Golden Hill Row Homes
Lucia Apartments
Renew and Re-sell
Value-Add Apartments
Trust Deed
Buy, sell and originate
Non-owner occupied loans
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24. Current/On-going Projects
Carlsbad Town Homes
Imperial Beach Mixed Use
Mount Alice Resort & Marina
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25. Past Projects
Solomon Fletcher Building
Coast Hotel
Lofts at Moonlight Beach
Jupiter Building
Lofts on 4th & 5th
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Marin Building
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26. Alternative Exit Strategies
 Fire Sale
 Rental Price $7.3M ($503/SF)
 “Break-Even” Values ($469/SF)
 Lowest Bankers Hill comparable sale ($500/SF)
 Rent & Hold
 $2.00 - $2.25/sf
 4% yield
 Value $7.3M as rental
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27. Appraised Value
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MAI Appraisal for 7-unit parcel (August 2014)

28. Use of Funds
Total Capital Raise $ 1,300,000
Remaining Equity Required $ 1,172,000
Capital Costs $ 63,000
Legal/Admin $ 10,000
Reserve $ 55,000
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29. Budget
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PROJECT COSTS
LAND PARTNER BUYOUT 1,600,000$
PERMITS & FEES 318,956$
DEVELOPER FEES 100,000$
INSURANCE 60,000$
PROPERTY TAXES 24,000$
ARCHITECTURE & ENGINEERING 165,000$
CIVIL ENGINEERING 24,000$
TENTATIVE, CONDO & FINAL MAP 16,500$
G&A 72,000$
MARKETING EXPENSE 90,000$
MODEL MAINTENANCE 100,000$
TOTAL LAND AND DEVELOPMENT 2,570,456$
PROJECT COST PER SQ FT 177$
DIRECT CONSTRUCTION COSTS
DEMOLITION & GRADING 333,454$
MAPPING, STAKING & SURVEY WORK 28,000$
FIELD CONSULTANTS 30,000$
PARKING STRUCTURE incl
VERTICAL CONSTRUCTION 175$ 2,537,150$
CONTINGENCY 143,530$
TOTAL DIRECT CONSTRUCTION 3,072,134$
DIRECT COST PER SQ FT (BASE COSTS) 212$
FINANCE COSTS 5,200,000$
CONSTRUCTION LOAN INTEREST 9.00% 491,400$
ORIGINATION FEE 1.00% 52,000$
CONSTRUCTION LOAN POINTS 1.50% 78,000$
LOAN CLOSING COSTS -$
COST UNDERWRITTING... Fixed Fee 30,000$
TOTAL FINANCE COSTS 651,400$
VARIABLE COST PER SQ FT 45$
SALES COST BELOW THE LINE
SALES COMMISSION 4.00% 298,000$
CLOSING COSTS 1.00% 74,500$
WARRANTY 0.17% 12,293$
LENDER EXIT FEE 1.00% 74,500$
RECONVEYANCE FEE 2,500$
TOTAL SALES COSTS 461,793$
SALES COSTS PER SQ FT 32$
TOTAL COSTS 6,755,783$

30. Floor Plans: Level 1

31. Floor Plans: Level 2

32. Floor Plans: Level 3

33. Available Reports
 Appraisal*
 3rd Party Construction Estimate
 Construction Documents
 Budget*
 Approvals/Entitlements
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* Present in this package (part or in whole)