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Mintegrate Developer Program
Mint Wireless Limited
(ASX:MNW)
Feb 2014
Mintegrate is perfect for beginners and experts alike

Page 2
Integrate Mobile Payments
Into Your App
Accept Credit Card Payments In Your iOS or Android App

mPOS

mPOS1
Total payments
transaction value

Page 4
Accept Credit Card Payments In Your iOS or Android App

Make 10% of Our Transaction Fees
We will kickback 10% of our transaction fees to you for
any transaction that was initiated through your app*.

Make Your Customers Life Easier
Integrate Mint mPOS into your app and take away your
customers reconciliation nightmares.
mPOS

Make Your Own Life Easier
Mintegrate covers any payment compliance
requirements and certifications from PCI-DSS, P2PE
encryption to EMV Level 1 & 2.

Simple Pricing Structure.
No Hidden Cost.
Your customers can select one of our three simple
pricing plans – no hidden cost, no payments lingo.

Bank Grade Security
Chip & Sign payments technology and our bank
grade infrastructure guarantee the highest level of
security.
mPOS1
Total payments
transaction value

Support All Cards
Mint offers one payment solution for all card
acceptance, including: Visa, MasterCard, Debit Card
& EFTPOS Card**.

Page 5
Mintegrate provides all the elements for a simple but powerful
mobile payments integration
APIs and SDKs
Use our free APIs and SDKs to integrate
with any iOS or Android app.

Card Reader
From integration to the clients order and fulfilment,
Mint handles the whole process.

Merchant Onboarding
Mint offers a quick and easy onboarding
process that enables your clients to settle
their transactions into any Australian bank
account.

Merchant Admin Portal
Mint hosts a complete merchant portal with
dashboard, user management, transaction history,
settlement reports, etc. for your clients.

Developers Portal
Have full control over all your Mintegrate
app integrations, the number of clients live
on your system as well as you revenue
share.

Customer Service
Mint supports your customers during every step of
the way.

Page 6
Simple Pricing For Your Merchants – No Hidden Cost
No Setup Fees

Integrated app

No Cancelation Fees

Free Card Reader For Testing

No Contract

Flexible Plans

Page 7
Mintegrate App Switch Overview
Add payment to your app with Mintegrate App Switch.
App Switch is a fun and easy integration and development approach.
The concept is simple.

On your development phone, load your app to the mobile device, install the Mint mPOS
simulator "Mintegrate".

Step 1
Merchant presses "Pay" in your app.

Step 2
Your app submits payment request to Mint
mPOS via URL scheme.
Step 3
Merchant performs payment with Mint mPOS.

Step 4
Mint mPOS returns response to your app via
URL scheme.
Done!
Your app processes response.

Page 8
Full Documentation on https://developer.mintpayments.com
Structure of a custom url

App Switch

A request and response custom url conforms to the following structure:
<custom-url-scheme>://<operation>?<parameters>

App Switch is an integration mechanism that
utilises Custom Url scheme in various mobile
platforms.

In a request url:
<custom-url-scheme> is mintegrate for Test and mintmpos for Production (see Go Live Guide).
<operation> is the name of the requesting operation (refer to the details page of each operation).
<parameters> is the list of request parameters common to all operations and specific to the
requesting operation (refer to the details page of each operation).

Integration is achieved by communication between
two native mobile apps.
1.Your mobile app
2.Mint mPOS Simulator "Mintegrate"

In a response url:
<custom-url-scheme> is the custom url scheme supported by your app. This needs to be supplied in each
request as one of the common request paramaters).
<operation> is the name of the operation originally requested.
<parameters> is the list of response parameters common to all operations and specific to the
requesting operation (refer to the details page of each operation). "Mintegrate" returns data to your app via
<parameters>.

Your app will send request to "Mintegrate" and
"Mintegrate" will return response to your app.
Both request and response utilities custom url
mechanism.

Page 9
Market Overview
The new trillion dollar market
The mobile payment (or “mPOS”) markets have been heating up in the US and EU for the last two years

2017

18m
8m

2013
Global market trends:
Exponential growth in number of user adoption

Millions of
Companies using mPOS
Worldwide 1

Exponential growth in transaction dollar values
Trillion dollar global market by 2016 2

1. Annapolis Consulting Group, 2012
2. BI Intelligence Mobile Payments Transaction Value Forecast, June 2013

Page 11
Mint provides a leading mobile payments platform in AU & NZ
Australia represents a great opportunity as the competition is low and the barrier of
entry high due to regulatory hurdles

$172bn

$579bn

$464bn

$35
$7bn bn
mPOS

+185%
Expected growth for mPOS

Total payments
transaction value
Australia

EFTPOS & mPos
in billion $

$20bn
mPOS1
Total payments
transaction value

2014

2017

1. IE Market Research

Page 12
The Mint Platform
Mint’s got all the pieces ready to go
With it’s modular technology Mint is flexible enough to support multiple needs and solutions
Mint Backend

Front-End Interface
App
White
Label

Payment Server
BYO
App

User
Mgmt.

Merchant
Mgmt

Business
Logic

APIs

EMV Kernel

Authentication

Database

APIs

Hardware
Chip &
Pin

Banks
Payment Switch

Chip &
Sign

APIs

APIs

Web Portals
Merchant
Portal

Admin
Portal

Services
SMS

Email

Page 14
State-of-the-art native iPhone and Android apps

Page 15
Mint has compliant and secure mobile payments hardware
Mint finished all necessary compliance work and is offering a bank grade secure mobile platform
plus state-of-the art hardware:

PCI-DSS
P2PE Security
Chip and Pin
Contactless
EMV I & II
HSM – Hardware Security Module

Page 16
Turn Key Bank and Merchant Portal

Page 17
Mint’s Product Offerings
Mint’s simple, but powerful mobile payments platform
Mint simplifies the integration of card payments into existing mobile solutions
by easily providing bank grade payments infrastructure to third parties.
The Mint Platform is the base of Mint’s three main product offerings:
Minterprise for large corporations
Mintegrate for developers
Mint mPOS for merchants as a proof of concept / Mintegrate app

Page 19
Minterprise Corporate Solutions

White label
Quick: Speed to market
Easy: Low touch solution
Future proof: Expandable anytime
Native apps: iOS & Android

Custom Solutions
Branded: Perfectly integrated into
your customer experience
Seamless: Deep integration into
your existing or new applications

Corporate Distribution Partners: Partners such as banks, telco’s and solution providers who plan to resell co-branded or
white labeled solutions to their customers. Example partner: MYOB, BNZ
Corporate Enterprise Solutions: Enterprise partners who are looking for a mobile payment solution for their own workforce.
Example customer: EasyJet, Cadbury Schweppes

Page 20
Mintegrate Developers Program

Mint runs Australia’s most flexible, open and competitive developers program for anybody who wants to expand
their customers ability to accept payments on mobile devices.

This open platform will provide developers with everything to integrate mobile card payments into their apps:
APIs
SDKs for iOS, Android and Windows
Brandable portal
Compatible hardware
Reporting tools
Revenue share

Page 21
Mint mPOS for Merchants as part of Mintegrate
Mint offers Australia’s most convenient payment solution on mobile devices to micro
merchants and small merchants.
Build up on the Mint Platform, Mint will offer a stand alone, Mint branded consumer
solution of it’s white label product to merchants.

Free mobile payment apps
for iPhones, iPad and
Android smartphones.

Simple pricing and no
lock-in contract.

Affordable credit and
debit card reader.

Secure Chip &
Sign.

Page 22
Established customers

Page 23
Bank of New Zealand’s PayClip App – powered by Mint

TV Commercial for BNZ Payclip:
http://www.youtube.com/watch?v=lKgJ8sDOPck
See how PayClip works:
http://www.youtube.com/watch?v=SislR_5Y9Dc
Link to the PayClip App in the Apple App Store:
https://itunes.apple.com/nz/app/bnz-payclip/id717070941?mt=8

Page 24
Contact
Phone: +61 2 8752 7888
Email: info@mintwireless.com
Website: www.mintpayments.com
Twitter: www.twitter.com/mintpayments
Google+: http://tinyurl.com/mintpayments
Sydney: Level 4 Unit 3 450 Victoria Road, Gladesville NSW 2111, Australia
London: 450 Bath Road, Heathrow, UB7 0EB, United Kingdom
Singapore: Marina Bay Financial Centre Tower Two, Level 39 10 Marina Boulevard, Singapore 018983

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iOS and Android Mobile Payment Developers Program - Mintegrate

  • 1. Mintegrate Developer Program Mint Wireless Limited (ASX:MNW) Feb 2014
  • 2. Mintegrate is perfect for beginners and experts alike Page 2
  • 4. Accept Credit Card Payments In Your iOS or Android App mPOS mPOS1 Total payments transaction value Page 4
  • 5. Accept Credit Card Payments In Your iOS or Android App Make 10% of Our Transaction Fees We will kickback 10% of our transaction fees to you for any transaction that was initiated through your app*. Make Your Customers Life Easier Integrate Mint mPOS into your app and take away your customers reconciliation nightmares. mPOS Make Your Own Life Easier Mintegrate covers any payment compliance requirements and certifications from PCI-DSS, P2PE encryption to EMV Level 1 & 2. Simple Pricing Structure. No Hidden Cost. Your customers can select one of our three simple pricing plans – no hidden cost, no payments lingo. Bank Grade Security Chip & Sign payments technology and our bank grade infrastructure guarantee the highest level of security. mPOS1 Total payments transaction value Support All Cards Mint offers one payment solution for all card acceptance, including: Visa, MasterCard, Debit Card & EFTPOS Card**. Page 5
  • 6. Mintegrate provides all the elements for a simple but powerful mobile payments integration APIs and SDKs Use our free APIs and SDKs to integrate with any iOS or Android app. Card Reader From integration to the clients order and fulfilment, Mint handles the whole process. Merchant Onboarding Mint offers a quick and easy onboarding process that enables your clients to settle their transactions into any Australian bank account. Merchant Admin Portal Mint hosts a complete merchant portal with dashboard, user management, transaction history, settlement reports, etc. for your clients. Developers Portal Have full control over all your Mintegrate app integrations, the number of clients live on your system as well as you revenue share. Customer Service Mint supports your customers during every step of the way. Page 6
  • 7. Simple Pricing For Your Merchants – No Hidden Cost No Setup Fees Integrated app No Cancelation Fees Free Card Reader For Testing No Contract Flexible Plans Page 7
  • 8. Mintegrate App Switch Overview Add payment to your app with Mintegrate App Switch. App Switch is a fun and easy integration and development approach. The concept is simple. On your development phone, load your app to the mobile device, install the Mint mPOS simulator "Mintegrate". Step 1 Merchant presses "Pay" in your app. Step 2 Your app submits payment request to Mint mPOS via URL scheme. Step 3 Merchant performs payment with Mint mPOS. Step 4 Mint mPOS returns response to your app via URL scheme. Done! Your app processes response. Page 8
  • 9. Full Documentation on https://developer.mintpayments.com Structure of a custom url App Switch A request and response custom url conforms to the following structure: <custom-url-scheme>://<operation>?<parameters> App Switch is an integration mechanism that utilises Custom Url scheme in various mobile platforms. In a request url: <custom-url-scheme> is mintegrate for Test and mintmpos for Production (see Go Live Guide). <operation> is the name of the requesting operation (refer to the details page of each operation). <parameters> is the list of request parameters common to all operations and specific to the requesting operation (refer to the details page of each operation). Integration is achieved by communication between two native mobile apps. 1.Your mobile app 2.Mint mPOS Simulator "Mintegrate" In a response url: <custom-url-scheme> is the custom url scheme supported by your app. This needs to be supplied in each request as one of the common request paramaters). <operation> is the name of the operation originally requested. <parameters> is the list of response parameters common to all operations and specific to the requesting operation (refer to the details page of each operation). "Mintegrate" returns data to your app via <parameters>. Your app will send request to "Mintegrate" and "Mintegrate" will return response to your app. Both request and response utilities custom url mechanism. Page 9
  • 11. The new trillion dollar market The mobile payment (or “mPOS”) markets have been heating up in the US and EU for the last two years 2017 18m 8m 2013 Global market trends: Exponential growth in number of user adoption Millions of Companies using mPOS Worldwide 1 Exponential growth in transaction dollar values Trillion dollar global market by 2016 2 1. Annapolis Consulting Group, 2012 2. BI Intelligence Mobile Payments Transaction Value Forecast, June 2013 Page 11
  • 12. Mint provides a leading mobile payments platform in AU & NZ Australia represents a great opportunity as the competition is low and the barrier of entry high due to regulatory hurdles $172bn $579bn $464bn $35 $7bn bn mPOS +185% Expected growth for mPOS Total payments transaction value Australia EFTPOS & mPos in billion $ $20bn mPOS1 Total payments transaction value 2014 2017 1. IE Market Research Page 12
  • 14. Mint’s got all the pieces ready to go With it’s modular technology Mint is flexible enough to support multiple needs and solutions Mint Backend Front-End Interface App White Label Payment Server BYO App User Mgmt. Merchant Mgmt Business Logic APIs EMV Kernel Authentication Database APIs Hardware Chip & Pin Banks Payment Switch Chip & Sign APIs APIs Web Portals Merchant Portal Admin Portal Services SMS Email Page 14
  • 15. State-of-the-art native iPhone and Android apps Page 15
  • 16. Mint has compliant and secure mobile payments hardware Mint finished all necessary compliance work and is offering a bank grade secure mobile platform plus state-of-the art hardware: PCI-DSS P2PE Security Chip and Pin Contactless EMV I & II HSM – Hardware Security Module Page 16
  • 17. Turn Key Bank and Merchant Portal Page 17
  • 19. Mint’s simple, but powerful mobile payments platform Mint simplifies the integration of card payments into existing mobile solutions by easily providing bank grade payments infrastructure to third parties. The Mint Platform is the base of Mint’s three main product offerings: Minterprise for large corporations Mintegrate for developers Mint mPOS for merchants as a proof of concept / Mintegrate app Page 19
  • 20. Minterprise Corporate Solutions White label Quick: Speed to market Easy: Low touch solution Future proof: Expandable anytime Native apps: iOS & Android Custom Solutions Branded: Perfectly integrated into your customer experience Seamless: Deep integration into your existing or new applications Corporate Distribution Partners: Partners such as banks, telco’s and solution providers who plan to resell co-branded or white labeled solutions to their customers. Example partner: MYOB, BNZ Corporate Enterprise Solutions: Enterprise partners who are looking for a mobile payment solution for their own workforce. Example customer: EasyJet, Cadbury Schweppes Page 20
  • 21. Mintegrate Developers Program Mint runs Australia’s most flexible, open and competitive developers program for anybody who wants to expand their customers ability to accept payments on mobile devices. This open platform will provide developers with everything to integrate mobile card payments into their apps: APIs SDKs for iOS, Android and Windows Brandable portal Compatible hardware Reporting tools Revenue share Page 21
  • 22. Mint mPOS for Merchants as part of Mintegrate Mint offers Australia’s most convenient payment solution on mobile devices to micro merchants and small merchants. Build up on the Mint Platform, Mint will offer a stand alone, Mint branded consumer solution of it’s white label product to merchants. Free mobile payment apps for iPhones, iPad and Android smartphones. Simple pricing and no lock-in contract. Affordable credit and debit card reader. Secure Chip & Sign. Page 22
  • 24. Bank of New Zealand’s PayClip App – powered by Mint TV Commercial for BNZ Payclip: http://www.youtube.com/watch?v=lKgJ8sDOPck See how PayClip works: http://www.youtube.com/watch?v=SislR_5Y9Dc Link to the PayClip App in the Apple App Store: https://itunes.apple.com/nz/app/bnz-payclip/id717070941?mt=8 Page 24
  • 25. Contact Phone: +61 2 8752 7888 Email: info@mintwireless.com Website: www.mintpayments.com Twitter: www.twitter.com/mintpayments Google+: http://tinyurl.com/mintpayments Sydney: Level 4 Unit 3 450 Victoria Road, Gladesville NSW 2111, Australia London: 450 Bath Road, Heathrow, UB7 0EB, United Kingdom Singapore: Marina Bay Financial Centre Tower Two, Level 39 10 Marina Boulevard, Singapore 018983