1. Microfinance in
Action
Sustainable
Funding for 5
Talents UK
Ranajoy Basu
Andrzej Janiszewski
Theano Manolopoulou
Charlotte Watts
Kay Westmoreland

2. 5 Talents

3. Introduction
 Who are 5 Talents?
 What type of projects are 5 Talents
engaged in?
 Lending schemes
 Savings schemes
 Business training
 Where do 5 Talents operate?

4.  91% - Percentage of program participants who are women
 $3-$175 - Range of initial loans offered in 5 Talents programs
 95% - Average repayment rate in 5 Talents programs
 Currently support 12 microfinance partners in 12 countries, with over
68,000 clients and a loan portfolio of more than $2.6 million
 average loan outstanding $126 pp
 Businesses supported by a 5 Talents loan provide, on average, 1.7
jobs and support 9 people.

5. Sustainable Funding
 What is sustainable funding?
 5 Talents want to raise enough donations
to have access to matched funding from
DfID BUT that is only a part of achieving
sustainable funding
 Diversification of funding
 New media solutions for increased exposure
 Strategic partnerships
 Anglican network

6. Payroll Giving Platform
 Concept
 Established platform
 Allows access to a large number of
institutions for direct funding

7. Funding Solution: Shared
Impact Platform
 Donation model
 Lending model
 5 Talents could use sustainable projects to
back loan finance
 Target high net worth individuals and
large foundations

8. Crowd funding
 Concept
 Can be donation or investment based
 Increase visibility
 Work on a project by project basis

9. Strategic Partnerships
 Building effective networks and
partnerships
 Appointing “ambassadors” /
spokespersons
 Utilising innovation
 Tapping the church network

10. Conclusion
 Sustainable funding is about
diversification of funding sources
 Donation led funding
 Investment funding model
 Utilisation of network and new media
 Strategic partnerships

11. Questions?