How to take control of your personal finances and raise funding for your business

1. COMPLETE FINANCIAL
Personal Financial
Management
&
Funding Your Business
Independent Advice & Financial Freedom

2. What Does Complete Financial Do? COMPLETE FINANCIAL
What do we Do?
• Advise Individuals & Companies, Directors & Self-Employed, 50+
• Help people manage their Money, Insurance, Investments, Retirement
• Repair and Protect-Prevention is better than cure
How do we do it?
1.Online Financial Plan
2.Complete & Consolidate Approach
3.Educate-Newsletter/Blog
4.Your Goals & Deadline Driven
5.Meetings & Reviews

3. What is Wealth? COMPLETE FINANCIAL
“Wealth is a measure of your ability to do what you would like to do, when
you would like to do it”

4. What's Your Goal? COMPLETE FINANCIAL
YOUR GOALS
•Make Money
•Have Fun
•Help People
•Be in Control
•Have Time to do what you want
•Take care of You & Your Family
•Financial Freedom

5. Why Bother Planning COMPLETE FINANCIAL
Because if you don’t
THEY will…
COST
SAVINGS

6. Key Financial Planning Areas COMPLETE FINANCIAL
Inheritance & Protection
Will Provisions •Income
•Estate Planning •Mortgage
•Statement of Affairs •Life
•Will / EPOA •Serious Illness
Retirement / Business
Investments Protection
•Capital Protection •Keyman Insurance
•Fund Profiling •Shareholder Insurance
•Business Expansion •Partnership
Savings •Group Risk
•Tax Planning
Savings
•High/Med/Low Risk
•Short/Medium Term
•Regular/Lump
•Emergency/Kids/Tax
Car/Expenses

7. Financial Review Process-Roadmap COMPLETE FINANCIAL
Current
Situation
Review
Review 1.Goals
& 2.Priority
3.Deadlines
Adjust
KPI’s
Goal Key Financial Goals
Destination Key Business Goals
Key Personal Goals
What
motivates
you

8. Personal Financial Roadmap COMPLETE FINANCIAL
Process
1.Current Review
2.Financial Plan
3.Roadmap to get there
4.Prioritise
5.Implement
6.Review

9. How do I achieve my Goal? COMPLETE FINANCIAL
ACTIONS
1. Have a Financial Plan for You
a) Target Income now and in 5 years
b) Target Income in Retirement, What age
c) Passive v Active Income
2. Have a Financial Plan for your Business
a) Target Income
b) Net Income and BEP
c) Structure-Sole v Other
d) How do you take money out?
3. Measure and Review-Annually at a minimum, Monthly
4. HAVE A FINANCIAL HEALTH CHECK

10. Next Steps COMPLETE FINANCIAL
1. Consider the many benefits of Financial Planning
2. Complete Financial Review today
3. Write Down Your Personal Goals and Plan
4. Write Down Your Business Goals and Plan
5. Focus on the Key things-80/20 Rule
6. Be ruthless with your Time & Resources
7. Create, Maintain and Transfer Wealth
Complete Financial- Independent Advice & Financial Freedom

11. FUNDING YOUR BUSINESS COMPLETE FINANCIAL
 Traditional Funding routes are very Tight
 Why are you trying to Fund?
 Grow Your Income / Business
 Reduce your Costs to a Minimum-Bootstrapping
 What's Your Breakeven Point?
 Benefits v Costs
Things You Need To Have / Do
 3 Year Business Plan and Detailed Financials
 Is your Business a Commodity or a Service?
 Why would an Investor/Bank Invest
 Share of Profits, Profit on Sale, Interest on Loan
 Looking At-How you manage Your Finances & Business
 What is Your return on Investment
 Others Benefits-Investment Partner
• Other Sales Channel, Experience, Skills
• Do that already

12. FEEDBACK COMPLETE FINANCIAL
Appreciate Your Feedback on Our
1. Online Financial Review
2. Newsletter
3. Blog-Irish Financial Adviser
4. Website
Complete Financial- Independent Advice & Financial Freedom