1. World Class Target Allocationsm Program

3. Evaluated and Reallocated on a regular basis

4. Not Market Timing

5. 100% Mutual FundsSocially Responsible

7. Based on current economic conditions

8. Quarterly reallocation Socially Responsible

10. Goldman Sachs Commodity Index (GSCI)

11. 2 to 10 Year Treasury Note Spread

12. University of Michigan Consumer Sentiment

13. Long Term Interest Rates

14. Dollar Exchange Rate

15. Federal Funds Rate

16. Copper

17. Gold Socially Responsible

19. Market Sectors from fixed income to equity

20. Allocated into the sectors that we feel will outperform during the next quarter

21. Has varied from 100% equity to 100% fixed income

22. Most quarters are predominantly comprised of equity sector investments Socially Responsible

23. Lighthouse Investments Portfolio Decision Making Weighted economic and market indicators Screen total available funds using Morningstar Various performance and risk measures are used to determine funds(annual performance, Morningstar rating, Sharpe ratio, and average annual performance) Screen each fund if Socially Responsible or Values Based portfolio Evaluate prospectuses to determine minimum holding period and possible redemption fees Socially Responsible

25. Moderate Growth

26. Conservative Growth

27. Balanced Socially Responsible

29. Values Target Allocation

30. Fundamental Target Allocation Socially Responsible

31. Lighthouse Investments Socially Responsible (Green) Target Allocation Socially Responsible Portfolios commonly referred to as Green or Environmentally Friendly Socially Responsible

32. Lighthouse Investments Potential Screening Criteria Portfolios composed of mutual funds identified by Morningstar as Socially Responsible verified by investigation of company website and prospectus. Socially Responsible

33. Lighthouse Investments A Systematic Approach To all Aspects of Portfolio Management Socially Responsible

34. Lighthouse Investments Focus on Continuous Improvement in Portfolio Returns and Risk Control Socially Responsible

35. Lighthouse Investments Questions? Money Concepts International, Inc. 11440 N. Jog Road Palm Beach Gardens, FL 33418 Tel: 561.472.2000 www.moneyconcepts.com All Securities through Money Concepts Capital Corp. Member FINRA/SIPC Money Concepts Advisory Service is a Registered Investment Advisor with the SEC All Non Securities and Non Advisory Products through Money Concepts International, Inc. Providers of Financial Services Since 1979 Socially Responsible