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RANDOLPH GROUP
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R
RANDOLPH GROUP



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                                                                       Tel: 802.237.8200
                     495 Main Street • Bridgewater, New Jersey 08802   Mobile: 802.995.1800
                                                                       Fax: 802.235.8201
WHY
                                                                                                          I BANK
                                                                                                          WITH
                                                                                                          blueharbor...




                                                               MORE MONEY
                                            4.00% APY* Neon Blue Checking
                                         2.50% APY** Blue Ultra Money Market
                                                     What are you earning at your bank?

                                                         MORE PERSONAL
                       82% of our customers say their blueharbor bank
                  relationship exceeds that of their other bank relationships
                         87% are net promoters and refer their friends,
                           family and colleagues to blueharbor bank

                                                                 MORE LOCAL
                   Serving the Lake Norman region as your home town bank




                                               www.blue ha rbo rba nk.co m
                               Mooresville Branch                                                      Huntersville Branch
                          Located at Morrison Plantation                                             Located at Gilead Commons
                             106 Corporate Park Drive                                                 104 North Statesville Road
                                     704-662-7700                                                            704-990-7200

Neon Blue Disclosures: *$100 minimum deposit. Other bank fees such as non-sufficient fund fees, fees for paying/returning overdrafts may be imposed based on customer
transactions and fees may reduce earnings. Interest compounded daily and credited to account monthly. Annual Percentage Yield (APY) on daily collected balances up to
$30,000 will be 4.00% APY if these qualifiers are met: Receive monthly account statement electronically by online banking and enroll in online banking with bill pay.
At least one bill payment transaction must be processed per statement cycle. Make at least 15 point of sale transactions per monthly statement period (ATM transactions
excluded). Receive a direct deposit or automatic debit transaction to or from the account at least once per statement cycle. If qualifiers are met, for daily collected balances
in excess of $30,000 interest will be paid on a split rate system. On daily collected balances in excess of $30,000, the APY will be 2.00%. If qualifiers are not met for the
current statement cycle, an APY of 1.00% will be paid on the entire balance. APY is accurate as of December 18, 2008. The interest rate is variable, may change after the
account is opened, and may change without notice.

Money Market Disclosures: *$1,000 Minimum deposit to open and $5,000 Average Daily balance required to avoid monthly maintenance fees. Annual Percentage Yield
(APY) earned are tiered based on average daily balance per statement cycle. The 2.50% APY quoted is based on balances $250,000 and greater. APY’s range from 2.00%
to 2.50%, please consult our Web site under “current rates” at www.blueharborbank.com for details. You are limited to six (6) pre-authorized electronic fund transfers, checks,
online banking payments, and online banking transfers per month. Of these six (6) transactions, you are limited to only three (3) transactions by check per month. We charge
a $10.00 fee for each transaction in excess of these limits.
Being a
homeless child is
 no way to live
  or to learn.
 Collaborating with the community
and Charlotte-Mecklenburg Schools
  since 1989, A Child’s Place has
 developed a nationally recognized
program of educational support and
 advocacy services for the children
  of families who are homeless or
   at risk of becoming homeless.

      Thank you for helping us
            help them.




        For more information,
   please call 704/343-3790 or visit
         www.achildsplace.org

       This ad is generously underwritten by
                  Integra Staffing.
Results are what count.
                (need we say more?)



The Business Journal has been an incredible resource and gives me
direct access to my target market. At a listing appointment recently,
the client laid my Business Journal ad on the table and said, “This
is why I called you.” That ad led to a million-plus home listing.


The Business Journal is the first place we went to promote our
new residential real estate company and the response has been
tremendous. It continues to be our main source for advertising.”

Patty Hendrix, Owner/Broker
HM Properties




          704.552.9292 l www.hmproperties.com
Kristin Simmer Portfolio
Kristin Simmer Portfolio
Kristin Simmer Portfolio

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Kristin Simmer Portfolio

  • 1.
  • 3. g R RANDOLPH GROUP > printing > signs > banners > digital services Tel: 802.237.8200 495 Main Street • Bridgewater, New Jersey 08802 Mobile: 802.995.1800 Fax: 802.235.8201
  • 4. WHY I BANK WITH blueharbor... MORE MONEY 4.00% APY* Neon Blue Checking 2.50% APY** Blue Ultra Money Market What are you earning at your bank? MORE PERSONAL 82% of our customers say their blueharbor bank relationship exceeds that of their other bank relationships 87% are net promoters and refer their friends, family and colleagues to blueharbor bank MORE LOCAL Serving the Lake Norman region as your home town bank www.blue ha rbo rba nk.co m Mooresville Branch Huntersville Branch Located at Morrison Plantation Located at Gilead Commons 106 Corporate Park Drive 104 North Statesville Road 704-662-7700 704-990-7200 Neon Blue Disclosures: *$100 minimum deposit. Other bank fees such as non-sufficient fund fees, fees for paying/returning overdrafts may be imposed based on customer transactions and fees may reduce earnings. Interest compounded daily and credited to account monthly. Annual Percentage Yield (APY) on daily collected balances up to $30,000 will be 4.00% APY if these qualifiers are met: Receive monthly account statement electronically by online banking and enroll in online banking with bill pay. At least one bill payment transaction must be processed per statement cycle. Make at least 15 point of sale transactions per monthly statement period (ATM transactions excluded). Receive a direct deposit or automatic debit transaction to or from the account at least once per statement cycle. If qualifiers are met, for daily collected balances in excess of $30,000 interest will be paid on a split rate system. On daily collected balances in excess of $30,000, the APY will be 2.00%. If qualifiers are not met for the current statement cycle, an APY of 1.00% will be paid on the entire balance. APY is accurate as of December 18, 2008. The interest rate is variable, may change after the account is opened, and may change without notice. Money Market Disclosures: *$1,000 Minimum deposit to open and $5,000 Average Daily balance required to avoid monthly maintenance fees. Annual Percentage Yield (APY) earned are tiered based on average daily balance per statement cycle. The 2.50% APY quoted is based on balances $250,000 and greater. APY’s range from 2.00% to 2.50%, please consult our Web site under “current rates” at www.blueharborbank.com for details. You are limited to six (6) pre-authorized electronic fund transfers, checks, online banking payments, and online banking transfers per month. Of these six (6) transactions, you are limited to only three (3) transactions by check per month. We charge a $10.00 fee for each transaction in excess of these limits.
  • 5.
  • 6. Being a homeless child is no way to live or to learn. Collaborating with the community and Charlotte-Mecklenburg Schools since 1989, A Child’s Place has developed a nationally recognized program of educational support and advocacy services for the children of families who are homeless or at risk of becoming homeless. Thank you for helping us help them. For more information, please call 704/343-3790 or visit www.achildsplace.org This ad is generously underwritten by Integra Staffing.
  • 7.
  • 8. Results are what count. (need we say more?) The Business Journal has been an incredible resource and gives me direct access to my target market. At a listing appointment recently, the client laid my Business Journal ad on the table and said, “This is why I called you.” That ad led to a million-plus home listing. The Business Journal is the first place we went to promote our new residential real estate company and the response has been tremendous. It continues to be our main source for advertising.” Patty Hendrix, Owner/Broker HM Properties 704.552.9292 l www.hmproperties.com