Suche senden
Hochladen
Creditscore
•
Als PPT, PDF herunterladen
•
15 gefällt mir
•
2,721 views
K
kevinlan
Folgen
Business
Technologie
Wirtschaft & Finanzen
Melden
Teilen
Melden
Teilen
1 von 52
Jetzt herunterladen
Empfohlen
Credit Risk Model Building Steps
Credit Risk Model Building Steps
Venkata Reddy Konasani
Credit scorecard
Credit scorecard
Tuhin AI Advisory
Credit risk scoring model final
Credit risk scoring model final
Ritu Sarkar
Credit scoring
Credit scoring
azmatmengal
Predicting Credit Card Defaults using Machine Learning Algorithms
Predicting Credit Card Defaults using Machine Learning Algorithms
Sagar Tupkar
Delopment and testing of a credit scoring model
Delopment and testing of a credit scoring model
Mattia Ciprian
Credit Scoring
Credit Scoring
MABSIV
Estimation of the probability of default : Credit Rish
Estimation of the probability of default : Credit Rish
Arsalan Qadri
Empfohlen
Credit Risk Model Building Steps
Credit Risk Model Building Steps
Venkata Reddy Konasani
Credit scorecard
Credit scorecard
Tuhin AI Advisory
Credit risk scoring model final
Credit risk scoring model final
Ritu Sarkar
Credit scoring
Credit scoring
azmatmengal
Predicting Credit Card Defaults using Machine Learning Algorithms
Predicting Credit Card Defaults using Machine Learning Algorithms
Sagar Tupkar
Delopment and testing of a credit scoring model
Delopment and testing of a credit scoring model
Mattia Ciprian
Credit Scoring
Credit Scoring
MABSIV
Estimation of the probability of default : Credit Rish
Estimation of the probability of default : Credit Rish
Arsalan Qadri
Predicting Delinquency-Give me some credit
Predicting Delinquency-Give me some credit
pragativbora
Credit Risk Evaluation Model
Credit Risk Evaluation Model
Mihai Enescu
Early warning system_ white paper
Early warning system_ white paper
Federica Tasselli
9_Advanced Credit Risk Management Methods
9_Advanced Credit Risk Management Methods
Dr Darren O'Connell AGIA
Credit score and reports
Credit score and reports
kdepodesta
Default Probability Prediction using Artificial Neural Networks in R Programming
Default Probability Prediction using Artificial Neural Networks in R Programming
Vineet Ojha
Limit Setting Methodology
Limit Setting Methodology
Eric Kuo
Machine Learning Applications in Credit Risk
Machine Learning Applications in Credit Risk
QuantUniversity
Consumer Credit Scoring Using Logistic Regression and Random Forest
Consumer Credit Scoring Using Logistic Regression and Random Forest
Hirak Sen Roy
Measuring and Managing Credit Risk With Machine Learning and Artificial Intel...
Measuring and Managing Credit Risk With Machine Learning and Artificial Intel...
accenture
Model building in credit card and loan approval
Model building in credit card and loan approval
Venkata Reddy Konasani
CAPTCHA Cracking System
CAPTCHA Cracking System
Ayan Omer
Customer churn prediction in banking
Customer churn prediction in banking
BU - PG Master Computing Conference
Credit defaulter analysis
Credit defaulter analysis
Nimai Chand Das Adhikari
Default of Credit Card Payments
Default of Credit Card Payments
Vikas Virani
Uses of analytics in the field of Banking
Uses of analytics in the field of Banking
Niveditasri N
Case Study: Loan default prediction
Case Study: Loan default prediction
ALTEN Calsoft Labs
Bank churn with Data Science
Bank churn with Data Science
Carolyn Knight
Toward Credit Portfolio Management
Toward Credit Portfolio Management
Eric Kuo
achine Learning and Model Risk
achine Learning and Model Risk
QuantUniversity
Credit Scoring ppt.ppt
Credit Scoring ppt.ppt
etebarkhmichale
PredictiveMetrics' Predictive Scoring for Collections Capabilities
PredictiveMetrics' Predictive Scoring for Collections Capabilities
PredictiveMetrics, Inc.
Weitere ähnliche Inhalte
Was ist angesagt?
Predicting Delinquency-Give me some credit
Predicting Delinquency-Give me some credit
pragativbora
Credit Risk Evaluation Model
Credit Risk Evaluation Model
Mihai Enescu
Early warning system_ white paper
Early warning system_ white paper
Federica Tasselli
9_Advanced Credit Risk Management Methods
9_Advanced Credit Risk Management Methods
Dr Darren O'Connell AGIA
Credit score and reports
Credit score and reports
kdepodesta
Default Probability Prediction using Artificial Neural Networks in R Programming
Default Probability Prediction using Artificial Neural Networks in R Programming
Vineet Ojha
Limit Setting Methodology
Limit Setting Methodology
Eric Kuo
Machine Learning Applications in Credit Risk
Machine Learning Applications in Credit Risk
QuantUniversity
Consumer Credit Scoring Using Logistic Regression and Random Forest
Consumer Credit Scoring Using Logistic Regression and Random Forest
Hirak Sen Roy
Measuring and Managing Credit Risk With Machine Learning and Artificial Intel...
Measuring and Managing Credit Risk With Machine Learning and Artificial Intel...
accenture
Model building in credit card and loan approval
Model building in credit card and loan approval
Venkata Reddy Konasani
CAPTCHA Cracking System
CAPTCHA Cracking System
Ayan Omer
Customer churn prediction in banking
Customer churn prediction in banking
BU - PG Master Computing Conference
Credit defaulter analysis
Credit defaulter analysis
Nimai Chand Das Adhikari
Default of Credit Card Payments
Default of Credit Card Payments
Vikas Virani
Uses of analytics in the field of Banking
Uses of analytics in the field of Banking
Niveditasri N
Case Study: Loan default prediction
Case Study: Loan default prediction
ALTEN Calsoft Labs
Bank churn with Data Science
Bank churn with Data Science
Carolyn Knight
Toward Credit Portfolio Management
Toward Credit Portfolio Management
Eric Kuo
achine Learning and Model Risk
achine Learning and Model Risk
QuantUniversity
Was ist angesagt?
(20)
Predicting Delinquency-Give me some credit
Predicting Delinquency-Give me some credit
Credit Risk Evaluation Model
Credit Risk Evaluation Model
Early warning system_ white paper
Early warning system_ white paper
9_Advanced Credit Risk Management Methods
9_Advanced Credit Risk Management Methods
Credit score and reports
Credit score and reports
Default Probability Prediction using Artificial Neural Networks in R Programming
Default Probability Prediction using Artificial Neural Networks in R Programming
Limit Setting Methodology
Limit Setting Methodology
Machine Learning Applications in Credit Risk
Machine Learning Applications in Credit Risk
Consumer Credit Scoring Using Logistic Regression and Random Forest
Consumer Credit Scoring Using Logistic Regression and Random Forest
Measuring and Managing Credit Risk With Machine Learning and Artificial Intel...
Measuring and Managing Credit Risk With Machine Learning and Artificial Intel...
Model building in credit card and loan approval
Model building in credit card and loan approval
CAPTCHA Cracking System
CAPTCHA Cracking System
Customer churn prediction in banking
Customer churn prediction in banking
Credit defaulter analysis
Credit defaulter analysis
Default of Credit Card Payments
Default of Credit Card Payments
Uses of analytics in the field of Banking
Uses of analytics in the field of Banking
Case Study: Loan default prediction
Case Study: Loan default prediction
Bank churn with Data Science
Bank churn with Data Science
Toward Credit Portfolio Management
Toward Credit Portfolio Management
achine Learning and Model Risk
achine Learning and Model Risk
Ähnlich wie Creditscore
Credit Scoring ppt.ppt
Credit Scoring ppt.ppt
etebarkhmichale
PredictiveMetrics' Predictive Scoring for Collections Capabilities
PredictiveMetrics' Predictive Scoring for Collections Capabilities
PredictiveMetrics, Inc.
Case studies to engage
Case studies to engage
Aditya Madiraju
Credit Audit's Use of Data Analytics in Examining Consumer Loan Portfolios
Credit Audit's Use of Data Analytics in Examining Consumer Loan Portfolios
Jacob Kosoff
Manage and Maximize Net Revenue
Manage and Maximize Net Revenue
Credit Management Association
Commercial Banking Solutions | Commercial Banking BPM | WNS
Commercial Banking Solutions | Commercial Banking BPM | WNS
RNayak3
Credit Risk Analytics
Credit Risk Analytics
Senthil Ramanath
How To Biuld Internal Rating System For Basel Ii
How To Biuld Internal Rating System For Basel Ii
FNian
Current Write-off Rates and Q-factors in Roll-rate Method
Current Write-off Rates and Q-factors in Roll-rate Method
GraceCooper18
201406 IASA: Analytics Maturity - Unlocking The Business Impact
201406 IASA: Analytics Maturity - Unlocking The Business Impact
Steven Callahan
PayNet AbsolutePD
PayNet AbsolutePD
Zane Roelen
Moody's ---How Social Performance Impacts Financial Resilience and Default Pr...
Moody's ---How Social Performance Impacts Financial Resilience and Default Pr...
Microcredit Summit Campaign
Expert Judgement Credit Rating for SME & Commercial Customers
Expert Judgement Credit Rating for SME & Commercial Customers
Mike Coates
rating-vs-scoring
rating-vs-scoring
Radoslaw Haraburda
Credit Risk Management Presentation
Credit Risk Management Presentation
Sumant Palwankar
Oracle: Information’s Business Impact - Business Intelligence
Oracle: Information’s Business Impact - Business Intelligence
ebreger
Data analytics in finance broucher
Data analytics in finance broucher
Daniel Thomas
cgap-it-innovation-series-credit-scoring-2004
cgap-it-innovation-series-credit-scoring-2004
Dan Salazar
Credit risk assessment with imbalanced data sets using SVMs
Credit risk assessment with imbalanced data sets using SVMs
IRJET Journal
020 2011
020 2011
Debendra Nath Sahu
Ähnlich wie Creditscore
(20)
Credit Scoring ppt.ppt
Credit Scoring ppt.ppt
PredictiveMetrics' Predictive Scoring for Collections Capabilities
PredictiveMetrics' Predictive Scoring for Collections Capabilities
Case studies to engage
Case studies to engage
Credit Audit's Use of Data Analytics in Examining Consumer Loan Portfolios
Credit Audit's Use of Data Analytics in Examining Consumer Loan Portfolios
Manage and Maximize Net Revenue
Manage and Maximize Net Revenue
Commercial Banking Solutions | Commercial Banking BPM | WNS
Commercial Banking Solutions | Commercial Banking BPM | WNS
Credit Risk Analytics
Credit Risk Analytics
How To Biuld Internal Rating System For Basel Ii
How To Biuld Internal Rating System For Basel Ii
Current Write-off Rates and Q-factors in Roll-rate Method
Current Write-off Rates and Q-factors in Roll-rate Method
201406 IASA: Analytics Maturity - Unlocking The Business Impact
201406 IASA: Analytics Maturity - Unlocking The Business Impact
PayNet AbsolutePD
PayNet AbsolutePD
Moody's ---How Social Performance Impacts Financial Resilience and Default Pr...
Moody's ---How Social Performance Impacts Financial Resilience and Default Pr...
Expert Judgement Credit Rating for SME & Commercial Customers
Expert Judgement Credit Rating for SME & Commercial Customers
rating-vs-scoring
rating-vs-scoring
Credit Risk Management Presentation
Credit Risk Management Presentation
Oracle: Information’s Business Impact - Business Intelligence
Oracle: Information’s Business Impact - Business Intelligence
Data analytics in finance broucher
Data analytics in finance broucher
cgap-it-innovation-series-credit-scoring-2004
cgap-it-innovation-series-credit-scoring-2004
Credit risk assessment with imbalanced data sets using SVMs
Credit risk assessment with imbalanced data sets using SVMs
020 2011
020 2011
Kürzlich hochgeladen
Equinox Gold Corporate Deck May 24th 2024
Equinox Gold Corporate Deck May 24th 2024
Equinox Gold Corp.
8 Questions B2B Commercial Teams Can Ask To Help Product Discovery
8 Questions B2B Commercial Teams Can Ask To Help Product Discovery
Desmond Leo
Unveiling Gemini: Traits and Personality of the Twins
Unveiling Gemini: Traits and Personality of the Twins
my Pandit
What is paper chromatography, principal, procedure,types, diagram, advantages...
What is paper chromatography, principal, procedure,types, diagram, advantages...
srcw2322l101
Sedex Members Ethical Trade Audit (SMETA) Measurement Criteria
Sedex Members Ethical Trade Audit (SMETA) Measurement Criteria
milos639
Constitution of Company Article of Association
Constitution of Company Article of Association
seri bangash
Unlock Your TikTok Potential: Free TikTok Likes with InstBlast
Unlock Your TikTok Potential: Free TikTok Likes with InstBlast
InstBlast Marketing
Copyright: What Creators and Users of Art Need to Know
Copyright: What Creators and Users of Art Need to Know
Miriam Robeson
LinkedIn Masterclass Techweek 2024 v4.1.pptx
LinkedIn Masterclass Techweek 2024 v4.1.pptx
Symbio Agency Ltd
Hyundai capital 2024 1q Earnings release
Hyundai capital 2024 1q Earnings release
irhcs
HAL Financial Performance Analysis and Future Prospects
HAL Financial Performance Analysis and Future Prospects
Rajesh Gupta
Pitch Deck Teardown: Terra One's $7.5m Seed deck
Pitch Deck Teardown: Terra One's $7.5m Seed deck
HajeJanKamps
How Do Venture Capitalists Make Decisions?
How Do Venture Capitalists Make Decisions?
Alejandro Cremades
The Inspiring Personality To Watch In 2024.pdf
The Inspiring Personality To Watch In 2024.pdf
insightssuccess2
Meaningful Technology for Humans: How Strategy Helps to Deliver Real Value fo...
Meaningful Technology for Humans: How Strategy Helps to Deliver Real Value fo...
Björn Rohles
Raising Seed Capital by Steve Schlafman at RRE Ventures
Raising Seed Capital by Steve Schlafman at RRE Ventures
Alejandro Cremades
What is social media.pdf Social media refers to digital platforms and applica...
What is social media.pdf Social media refers to digital platforms and applica...
AnaBeatriz125525
Toyota Kata Coaching for Agile Teams & Transformations
Toyota Kata Coaching for Agile Teams & Transformations
Stefan Wolpers
بروفايل شركة ميار الخليج للاستشارات الهندسية.pdf
بروفايل شركة ميار الخليج للاستشارات الهندسية.pdf
omnme1
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Dubai Multi Commodity Centre
Kürzlich hochgeladen
(20)
Equinox Gold Corporate Deck May 24th 2024
Equinox Gold Corporate Deck May 24th 2024
8 Questions B2B Commercial Teams Can Ask To Help Product Discovery
8 Questions B2B Commercial Teams Can Ask To Help Product Discovery
Unveiling Gemini: Traits and Personality of the Twins
Unveiling Gemini: Traits and Personality of the Twins
What is paper chromatography, principal, procedure,types, diagram, advantages...
What is paper chromatography, principal, procedure,types, diagram, advantages...
Sedex Members Ethical Trade Audit (SMETA) Measurement Criteria
Sedex Members Ethical Trade Audit (SMETA) Measurement Criteria
Constitution of Company Article of Association
Constitution of Company Article of Association
Unlock Your TikTok Potential: Free TikTok Likes with InstBlast
Unlock Your TikTok Potential: Free TikTok Likes with InstBlast
Copyright: What Creators and Users of Art Need to Know
Copyright: What Creators and Users of Art Need to Know
LinkedIn Masterclass Techweek 2024 v4.1.pptx
LinkedIn Masterclass Techweek 2024 v4.1.pptx
Hyundai capital 2024 1q Earnings release
Hyundai capital 2024 1q Earnings release
HAL Financial Performance Analysis and Future Prospects
HAL Financial Performance Analysis and Future Prospects
Pitch Deck Teardown: Terra One's $7.5m Seed deck
Pitch Deck Teardown: Terra One's $7.5m Seed deck
How Do Venture Capitalists Make Decisions?
How Do Venture Capitalists Make Decisions?
The Inspiring Personality To Watch In 2024.pdf
The Inspiring Personality To Watch In 2024.pdf
Meaningful Technology for Humans: How Strategy Helps to Deliver Real Value fo...
Meaningful Technology for Humans: How Strategy Helps to Deliver Real Value fo...
Raising Seed Capital by Steve Schlafman at RRE Ventures
Raising Seed Capital by Steve Schlafman at RRE Ventures
What is social media.pdf Social media refers to digital platforms and applica...
What is social media.pdf Social media refers to digital platforms and applica...
Toyota Kata Coaching for Agile Teams & Transformations
Toyota Kata Coaching for Agile Teams & Transformations
بروفايل شركة ميار الخليج للاستشارات الهندسية.pdf
بروفايل شركة ميار الخليج للاستشارات الهندسية.pdf
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Creditscore
1.
Credit Scoring Development
and Methods James Marinopoulos Head of Retail Decision Model
2.
3.
Risk Families We
are managing different groups of Risk
4.
5.
RDM Structure and
Responsibilities Relationship Developments Change Requests Systems Ongoing Validations Monitoring Data Analysis
6.
Presentation Topics Scorecard
Modelling Business Objectives World Banks Monitoring Future Direction Overview of scoring
7.
8.
9.
10.
11.
Scorecard points (example)
Residential status Owner Renter LWP/Other +25 -30 +10 Time in employment (years) <2 3-4 5-6 7+ 2 10 15 25 Total monthly income 0 <$500 <$1000 <$1500 <$2000 <$3000 >$3000 0 15 25 31 37 43 48 Total defaults No Defaults 1 2+ 0 -70 -250
12.
13.
Presentation Topics Overview
of scoring Business Objectives World Banks Monitoring Future Direction Scorecard Modelling
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
Presentation Topics Overview
of scoring Scorecard Modelling World Banks Monitoring Future Direction Business Objectives
28.
29.
30.
Presentation Topics Overview
of scoring Scorecard Modelling Business Objectives Monitoring Future Direction World Banks
31.
32.
World Banks UK
Banks AUS Banks
33.
34.
Credit Scoring &
Bureaus Around the World “We are not alone!” B B B B B B B
35.
36.
37.
38.
Presentation Topics Overview
of scoring Scorecard Modelling Business Objectives World Banks Future Direction Monitoring
39.
40.
Loan Approval/Declines by
Score Approva/Declinal Rates by Score 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% <=500 501-550 551-600 601-650 651-700 701-750 751-800 801-850 851-900 901-950 951-1000 >1000 Score Bands Percentages Auto Declined Manually Declined Manually Approved Auto Approved
41.
42.
43.
44.
45.
Presentation Topics Overview
of scoring Scorecard Modelling Business Objectives World Banks Monitoring Future Direction
46.
47.
48.
Three Portfolio Dimensions:
Volume, Loss, and Profit low high high E [ Profit ] E [ Volume ] E [ Losses ] Low cutoffs High cutoffs
49.
Efficient Frontiers in
two dimensions OP High Cutoffs E[Volume] E[Loss] Low Cutoffs 0.6 0.0 0.2 Low Cutoffs High Cutoffs E[Profit] E[Loss] OP 0.9 0.6 0.0 0.2 0.6 High Cutoffs Low Cutoffs OP E[Volume] E[Profit] 0.6 0.2 0.2 0.9 Efficient Frontier
50.
Improved portfolio performance
OP High Cutoffs E[Volume] E[Loss] Low Cutoffs 0.6 0.0 0.2 Low Cutoffs High Cutoffs E[Profit] E[Loss] OP 0.9 0.6 0.0 0.2 0.6 High Cutoffs Low Cutoffs OP E[Volume] E[Profit] 0.6 0.2 0.2 0.9 Single Score Combined Scores Single Score Combined Scores Single Score Combined Scores Efficient Frontier
51.
52.
Jetzt herunterladen