5. Identity Theft is not just about Credit Cards! ID Theft is an international crime and access to an attorney may be critical Five Common Types of Identity Theft What is Identity Theft? Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Security Identity Theft Character / Criminal Identity Theft

7. What is Identity Theft? AARP Bulletin, February 2004 “ An 82-year-old grandmother, quit driving during the Truman administration.” In 2001 she “suddenly found herself in what she describes as a ‘ living hell ’ after one of her neighbors, arrested on drunk-driving charges … pretended to be her. ‘I was told there were warrants for my arrest … I was afraid to answer the phone’.”

9. What is Identity Theft? MSNBC, January 29, 2005 A Chicago woman “ applied for a job at a local Target department store and was denied . The reason? She already worked there – or rather, her Social Security number already worked there. Follow-up investigation revealed the same Social Security Number … used to obtain work at 37 other employers.” “ People need to wake up to this problem. They are destroying people’s credit, Social Security benefits, and everything else.”

10. Medical Identity Theft What is Identity Theft?

12. Character / Criminal Identity Theft What is Identity Theft?

16. What is Identity Theft? Character / Criminal Identity Theft A woman who identified herself as Alianiss Nunez Morales, 23, of Minnesota failed to stop at a stop sign before hitting a bus carrying 28 students from Lakeview School Four students were killed "THE ONLY NAME WE HAVE FOR HER IS THE NAME SHE GAVE US WHEN SHE WAS BOOKED," Officer Arnold said. -Minnesota Herald, February 22, 2008 -

18. Financial Identity Theft What is Identity Theft?

19. What is Identity Theft? Character / Criminal Identity Theft What if they took… … a name out of a phone book in Iowa … a Driver’s License number out of a DMV data base … and YOUR Social Security number and CREATED a new person? -

20. What is Identity Theft? Character / Criminal Identity Theft It’s called SYNTHETIC or MOZAIC IDENTITY THEFT and it is becoming a nightmare! -

21. “ Thieves are so bold that they held a conference in Kiev, Ukraine, for people interested in breaking into this Growth Industry” How do they get your information? - USA Today

22. How do they get your information? Phishing Facts 886 – The average dollar loss per Phishing Victim (Gartner, Dec 17, 2007) 3.6 Billion – The total dollar loss of all phishing victims over a 1 year period (Gartner, Dec 17, 2007) 3.2 Million – The number of people who fell victims to phishing scams over that same 1 year period (Gartner, Dec 17, 2007) 8.5 Billion – The estimated number of phishing e-mails sent world-wide each month (SonicWALL, 2008) 32,414 – The number of phishing web sites that were operational in May 2008 (Anti-Phishing Working Group) New attack is now called Spear Phishing!

26. How do they get your information? The DataBased You Meet The DataBased You ™ ™

27. How do they get your information? Your Name 1000’s of aggregators Your Fingerprints and DNA FBI, State, and Local DBS Your Insurance Claims C.L.U.E. DBS, etc... Your Military Record DOD DBS Your Criminal History NCIC DBS Your Real Estate Deeds Clerks of Court DBS Your Legal History State and Federal Court DBS Your Credit History Credit Repositories’ DBS Your Birth Certificate Choice Point DBS, State, etc … Your Phone Number and Tracking Info 1000’s of aggregators Your Social Security Number SSA DBS Your Address 1000’s of DBS The DataBased You ™ Your Driver’s License # and Record – DMV DBS Your Medical Records MIB DBS, etc … Your Car Registration & Info DMV, Local Treasurer, On Star, etc … DBS

29. What is Identity Theft? The Cost of Identity Theft (ITRC) In 2008, there were 656 data breaches with over 35.5 million personal records compromised

30. What is Identity Theft? The Cost of Identity Theft In 2009, there has already been 45 data breaches with over 33,144 personal records compromised (ITRC, 02/03/09)

31. What is Identity Theft? On Average it takes 44 months and over 600 hours of work to restore your identity (AIG, 2008) The Cost of Identity Theft

32. 37% of victims reported experiencing problems other than out-of-pocket expenses or loss of time -FTC 2006 IDT Survey Report The Cost of Identity Theft

47. Understand what you are getting when you buy identity theft protection products

53. ‘ Someone, Is Watching You’ No One is Immune, You Must be Diligent to Protect Your Family & Your Good Name!