SlideShare ist ein Scribd-Unternehmen logo
1 von 14
John V. Owens 2009 RBAP-MABS NATIONAL ROUNDTABLE CONFERENCE Hyatt Hotel and Casino May 12-13, 2009 Microenterprise Access to Banking Services Program
Microfinance Still Hums, Despite Global Financial Crisis ,[object Object],[object Object],[object Object],[object Object],[object Object]
Optimism Amid the Anxiety ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Challenge for the Philippines  –  Remittances?
Stability of Deposits ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
MABS Participating Banks ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Microfinance – Opportunity for Rural Banks during the Crisis ,[object Object],[object Object],[object Object],[object Object],[object Object]
Strategies being  recommended for Banks  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Strategies being recommended for Banks ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Broader Range of Services to their Microfinance Clients

MABS IV – MEETING THE OPPORTUNITIES & CHALLENGES ,[object Object],[object Object],[object Object],[object Object],[object Object]
MABS IV – MEETING THE OPPORTUNITIES & CHALLENGES ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Crisis as Opportunity? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Be savings led and inspire your clients to save, match savings with loans, avoid funding mismatch, develop an array of savings and deposit products, be market driven
lend short and lend small, 
 race up on savings mobilization C.J. Agwu, Agric Banking FMFB

Weitere Àhnliche Inhalte

Was ist angesagt?

Introduction to credit risk management
Introduction to credit risk managementIntroduction to credit risk management
Introduction to credit risk managementTOSHI STATS Co.,Ltd.
 
Effective Credit Policy Consumer Credit
Effective Credit Policy Consumer CreditEffective Credit Policy Consumer Credit
Effective Credit Policy Consumer CreditSriram Natarajan
 
Micro-Financing Innovation or Curse
Micro-Financing Innovation or CurseMicro-Financing Innovation or Curse
Micro-Financing Innovation or CurseWayne Poggenpoel
 
In what ways do consumers stray from a deliberative,rational decision process
In what ways do consumers stray from a deliberative,rational decision process In what ways do consumers stray from a deliberative,rational decision process
In what ways do consumers stray from a deliberative,rational decision process Sameer Mathur
 
Credit default swaps and the borrower lender relationship
Credit default swaps and the borrower lender relationshipCredit default swaps and the borrower lender relationship
Credit default swaps and the borrower lender relationshipAntti Jussi Louhivuori
 
Michael Spieler, a Treasury Perspective
Michael Spieler, a Treasury PerspectiveMichael Spieler, a Treasury Perspective
Michael Spieler, a Treasury Perspectivechrisnolan4
 
PRIMARY - EXCESS | THE BUSINESS OF LAYERS | HB EMERGING COMPLEX CLAIMS
PRIMARY - EXCESS | THE BUSINESS OF LAYERS | HB EMERGING COMPLEX CLAIMSPRIMARY - EXCESS | THE BUSINESS OF LAYERS | HB EMERGING COMPLEX CLAIMS
PRIMARY - EXCESS | THE BUSINESS OF LAYERS | HB EMERGING COMPLEX CLAIMSHB Litigation Conferences
 
Stress Tests Completed: Now What?
Stress Tests Completed: Now What?Stress Tests Completed: Now What?
Stress Tests Completed: Now What?Libby Bierman
 
Investment policy of banks b.v.raghunandan
Investment policy of banks b.v.raghunandanInvestment policy of banks b.v.raghunandan
Investment policy of banks b.v.raghunandanSVS College
 
Financing CDM Projects
Financing CDM ProjectsFinancing CDM Projects
Financing CDM ProjectsProbodh Mallick
 
Dc summit presentation 170209
Dc summit presentation 170209Dc summit presentation 170209
Dc summit presentation 170209OliviaModisakeng
 

Was ist angesagt? (13)

Introduction to credit risk management
Introduction to credit risk managementIntroduction to credit risk management
Introduction to credit risk management
 
Effective Credit Policy Consumer Credit
Effective Credit Policy Consumer CreditEffective Credit Policy Consumer Credit
Effective Credit Policy Consumer Credit
 
Micro-Financing Innovation or Curse
Micro-Financing Innovation or CurseMicro-Financing Innovation or Curse
Micro-Financing Innovation or Curse
 
In what ways do consumers stray from a deliberative,rational decision process
In what ways do consumers stray from a deliberative,rational decision process In what ways do consumers stray from a deliberative,rational decision process
In what ways do consumers stray from a deliberative,rational decision process
 
Credit default swaps and the borrower lender relationship
Credit default swaps and the borrower lender relationshipCredit default swaps and the borrower lender relationship
Credit default swaps and the borrower lender relationship
 
Michael Spieler, a Treasury Perspective
Michael Spieler, a Treasury PerspectiveMichael Spieler, a Treasury Perspective
Michael Spieler, a Treasury Perspective
 
PRIMARY - EXCESS | THE BUSINESS OF LAYERS | HB EMERGING COMPLEX CLAIMS
PRIMARY - EXCESS | THE BUSINESS OF LAYERS | HB EMERGING COMPLEX CLAIMSPRIMARY - EXCESS | THE BUSINESS OF LAYERS | HB EMERGING COMPLEX CLAIMS
PRIMARY - EXCESS | THE BUSINESS OF LAYERS | HB EMERGING COMPLEX CLAIMS
 
Stress Tests Completed: Now What?
Stress Tests Completed: Now What?Stress Tests Completed: Now What?
Stress Tests Completed: Now What?
 
Investment policy of banks b.v.raghunandan
Investment policy of banks b.v.raghunandanInvestment policy of banks b.v.raghunandan
Investment policy of banks b.v.raghunandan
 
CEIS Review Q1 2015
CEIS Review Q1 2015CEIS Review Q1 2015
CEIS Review Q1 2015
 
Financing CDM Projects
Financing CDM ProjectsFinancing CDM Projects
Financing CDM Projects
 
Dc summit presentation 170209
Dc summit presentation 170209Dc summit presentation 170209
Dc summit presentation 170209
 
Final CriskCo presentation
Final CriskCo presentationFinal CriskCo presentation
Final CriskCo presentation
 

Andere mochten auch

Moving from Mobile Money to Digital Financial Services
Moving from Mobile Money to Digital Financial ServicesMoving from Mobile Money to Digital Financial Services
Moving from Mobile Money to Digital Financial ServicesJohn Owens
 
The future of money
The future of moneyThe future of money
The future of moneyBichtram Nguyen
 
NATIVE VML October Trends Report
NATIVE VML October Trends ReportNATIVE VML October Trends Report
NATIVE VML October Trends ReportVML South Africa
 
Snapshot of Digital India - August 2013
Snapshot of Digital India - August 2013Snapshot of Digital India - August 2013
Snapshot of Digital India - August 2013Ethinos Digital Marketing
 
Robots Replacing Humans: Our Automated World
Robots Replacing Humans: Our Automated WorldRobots Replacing Humans: Our Automated World
Robots Replacing Humans: Our Automated WorldSean Robinson
 
Digital india a world scale market within home
Digital india  a world scale market within homeDigital india  a world scale market within home
Digital india a world scale market within homeRavindra Dastikop
 
Snapshot of Digital India - October 2016
Snapshot of Digital India - October 2016Snapshot of Digital India - October 2016
Snapshot of Digital India - October 2016Ethinos Digital Marketing
 
digital india presentation
digital india presentationdigital india presentation
digital india presentationHARSH GOSWAMI
 
Robots presentation
Robots presentationRobots presentation
Robots presentationaroobkazim
 
Robot PowerPoint
Robot PowerPointRobot PowerPoint
Robot PowerPointbradschultz
 
Robotics.Ppt
Robotics.PptRobotics.Ppt
Robotics.Pptguest3860287
 
Digital Statistics 2014 - India
Digital Statistics 2014 - IndiaDigital Statistics 2014 - India
Digital Statistics 2014 - IndiaIdeateLabs
 
ROBOTICS AND ITS APPLICATIONS
ROBOTICS AND ITS APPLICATIONSROBOTICS AND ITS APPLICATIONS
ROBOTICS AND ITS APPLICATIONSAnmol Seth
 
Social, Digital & Mobile in India 2014
Social, Digital & Mobile in India 2014Social, Digital & Mobile in India 2014
Social, Digital & Mobile in India 2014We Are Social Singapore
 
robotics ppt
robotics ppt robotics ppt
robotics ppt sivabenten1
 

Andere mochten auch (20)

Moving from Mobile Money to Digital Financial Services
Moving from Mobile Money to Digital Financial ServicesMoving from Mobile Money to Digital Financial Services
Moving from Mobile Money to Digital Financial Services
 
The future of money
The future of moneyThe future of money
The future of money
 
Introduction to Robots
Introduction to RobotsIntroduction to Robots
Introduction to Robots
 
Future of money
Future of moneyFuture of money
Future of money
 
NATIVE VML October Trends Report
NATIVE VML October Trends ReportNATIVE VML October Trends Report
NATIVE VML October Trends Report
 
Snapshot of Digital India - August 2013
Snapshot of Digital India - August 2013Snapshot of Digital India - August 2013
Snapshot of Digital India - August 2013
 
Digital india
Digital indiaDigital india
Digital india
 
Robots Replacing Humans: Our Automated World
Robots Replacing Humans: Our Automated WorldRobots Replacing Humans: Our Automated World
Robots Replacing Humans: Our Automated World
 
Digital india a world scale market within home
Digital india  a world scale market within homeDigital india  a world scale market within home
Digital india a world scale market within home
 
Snapshot of Digital India - October 2016
Snapshot of Digital India - October 2016Snapshot of Digital India - October 2016
Snapshot of Digital India - October 2016
 
digital india presentation
digital india presentationdigital india presentation
digital india presentation
 
Robots presentation
Robots presentationRobots presentation
Robots presentation
 
Robot PowerPoint
Robot PowerPointRobot PowerPoint
Robot PowerPoint
 
Robotics.Ppt
Robotics.PptRobotics.Ppt
Robotics.Ppt
 
Digital Statistics 2014 - India
Digital Statistics 2014 - IndiaDigital Statistics 2014 - India
Digital Statistics 2014 - India
 
ROBOTICS AND ITS APPLICATIONS
ROBOTICS AND ITS APPLICATIONSROBOTICS AND ITS APPLICATIONS
ROBOTICS AND ITS APPLICATIONS
 
Social, Digital & Mobile in India 2014
Social, Digital & Mobile in India 2014Social, Digital & Mobile in India 2014
Social, Digital & Mobile in India 2014
 
Snapshot of Digital India- March 2016
Snapshot of Digital India- March 2016Snapshot of Digital India- March 2016
Snapshot of Digital India- March 2016
 
Robotics project ppt
Robotics project pptRobotics project ppt
Robotics project ppt
 
robotics ppt
robotics ppt robotics ppt
robotics ppt
 

Ähnlich wie Opportunities In Microfinance Amidst The Global Financial Crisis

Channel Focus March 2010
Channel Focus March 2010Channel Focus March 2010
Channel Focus March 2010epacey
 
Improving bso services and sme performance through cleaner production
Improving bso services and sme performance through cleaner productionImproving bso services and sme performance through cleaner production
Improving bso services and sme performance through cleaner productionfizza tanvir
 
SME Finance--the way forward
SME Finance--the way forwardSME Finance--the way forward
SME Finance--the way forwardSME Finance Forum
 
Small Business Banking Segment Strategy
Small Business Banking Segment StrategySmall Business Banking Segment Strategy
Small Business Banking Segment StrategyCalvin Turner
 
Microfinance: Yesterday, Today, and Tomorrow: What is the Next Best Practices
Microfinance: Yesterday, Today, and Tomorrow: What is the Next Best PracticesMicrofinance: Yesterday, Today, and Tomorrow: What is the Next Best Practices
Microfinance: Yesterday, Today, and Tomorrow: What is the Next Best PracticesMABSIV
 
Microfinance
MicrofinanceMicrofinance
Microfinancearsal87
 
Financial Innovations1
Financial Innovations1Financial Innovations1
Financial Innovations1Jawahar Babu
 
Traders or Commodity Finance Banks Part VIII-
Traders or Commodity Finance Banks Part VIII-Traders or Commodity Finance Banks Part VIII-
Traders or Commodity Finance Banks Part VIII-GE 94
 
Poverty, Development, Microfinance-an introduction to Microfinace
Poverty, Development, Microfinance-an introduction to MicrofinacePoverty, Development, Microfinance-an introduction to Microfinace
Poverty, Development, Microfinance-an introduction to MicrofinaceGood Return
 
Best Approach to Finance SMEs-Program Lending
Best Approach to Finance SMEs-Program Lending Best Approach to Finance SMEs-Program Lending
Best Approach to Finance SMEs-Program Lending rabbani63
 
Annie duflo
Annie dufloAnnie duflo
Annie duflosnb9899
 
Avoiding Over-indebtedness
Avoiding Over-indebtednessAvoiding Over-indebtedness
Avoiding Over-indebtednessJohn Owens
 
Understanding Reverse Factoring and SME Finance: A Guide for Small Business O...
Understanding Reverse Factoring and SME Finance: A Guide for Small Business O...Understanding Reverse Factoring and SME Finance: A Guide for Small Business O...
Understanding Reverse Factoring and SME Finance: A Guide for Small Business O...M1xchange
 
Approach
ApproachApproach
Approachsnb9899
 
Good Practice Guidelines For Funders Of Microfinance Presentation (2006) 28p ...
Good Practice Guidelines For Funders Of Microfinance Presentation (2006) 28p ...Good Practice Guidelines For Funders Of Microfinance Presentation (2006) 28p ...
Good Practice Guidelines For Funders Of Microfinance Presentation (2006) 28p ...Siddharth Misra
 
ALCO Process - Funds Management
ALCO Process - Funds ManagementALCO Process - Funds Management
ALCO Process - Funds Managementenelson13
 
Msme funding – Opportunities & Challenges (Part 5)
Msme funding – Opportunities & Challenges (Part 5)Msme funding – Opportunities & Challenges (Part 5)
Msme funding – Opportunities & Challenges (Part 5)Resurgent India
 

Ähnlich wie Opportunities In Microfinance Amidst The Global Financial Crisis (20)

Channel Focus March 2010
Channel Focus March 2010Channel Focus March 2010
Channel Focus March 2010
 
Managing the Risks in SMEs Financing
Managing the Risks in SMEs FinancingManaging the Risks in SMEs Financing
Managing the Risks in SMEs Financing
 
Improving bso services and sme performance through cleaner production
Improving bso services and sme performance through cleaner productionImproving bso services and sme performance through cleaner production
Improving bso services and sme performance through cleaner production
 
E mfi-slides
E mfi-slidesE mfi-slides
E mfi-slides
 
SME Finance--the way forward
SME Finance--the way forwardSME Finance--the way forward
SME Finance--the way forward
 
Small Business Banking Segment Strategy
Small Business Banking Segment StrategySmall Business Banking Segment Strategy
Small Business Banking Segment Strategy
 
Microfinance: Yesterday, Today, and Tomorrow: What is the Next Best Practices
Microfinance: Yesterday, Today, and Tomorrow: What is the Next Best PracticesMicrofinance: Yesterday, Today, and Tomorrow: What is the Next Best Practices
Microfinance: Yesterday, Today, and Tomorrow: What is the Next Best Practices
 
Microfinance
MicrofinanceMicrofinance
Microfinance
 
Financial Innovations1
Financial Innovations1Financial Innovations1
Financial Innovations1
 
Traders or Commodity Finance Banks Part VIII-
Traders or Commodity Finance Banks Part VIII-Traders or Commodity Finance Banks Part VIII-
Traders or Commodity Finance Banks Part VIII-
 
Poverty, Development, Microfinance-an introduction to Microfinace
Poverty, Development, Microfinance-an introduction to MicrofinacePoverty, Development, Microfinance-an introduction to Microfinace
Poverty, Development, Microfinance-an introduction to Microfinace
 
Best Approach to Finance SMEs-Program Lending
Best Approach to Finance SMEs-Program Lending Best Approach to Finance SMEs-Program Lending
Best Approach to Finance SMEs-Program Lending
 
09 d31e0019
09 d31e001909 d31e0019
09 d31e0019
 
Annie duflo
Annie dufloAnnie duflo
Annie duflo
 
Avoiding Over-indebtedness
Avoiding Over-indebtednessAvoiding Over-indebtedness
Avoiding Over-indebtedness
 
Understanding Reverse Factoring and SME Finance: A Guide for Small Business O...
Understanding Reverse Factoring and SME Finance: A Guide for Small Business O...Understanding Reverse Factoring and SME Finance: A Guide for Small Business O...
Understanding Reverse Factoring and SME Finance: A Guide for Small Business O...
 
Approach
ApproachApproach
Approach
 
Good Practice Guidelines For Funders Of Microfinance Presentation (2006) 28p ...
Good Practice Guidelines For Funders Of Microfinance Presentation (2006) 28p ...Good Practice Guidelines For Funders Of Microfinance Presentation (2006) 28p ...
Good Practice Guidelines For Funders Of Microfinance Presentation (2006) 28p ...
 
ALCO Process - Funds Management
ALCO Process - Funds ManagementALCO Process - Funds Management
ALCO Process - Funds Management
 
Msme funding – Opportunities & Challenges (Part 5)
Msme funding – Opportunities & Challenges (Part 5)Msme funding – Opportunities & Challenges (Part 5)
Msme funding – Opportunities & Challenges (Part 5)
 

Mehr von John Owens

La importancia del de risking y las implicaciones en los sistemas financiero...
La importancia del de  risking y las implicaciones en los sistemas financiero...La importancia del de  risking y las implicaciones en los sistemas financiero...
La importancia del de risking y las implicaciones en los sistemas financiero...John Owens
 
The implications of de-risking on the financial system in Latin America
The implications of de-risking on the financial system in Latin AmericaThe implications of de-risking on the financial system in Latin America
The implications of de-risking on the financial system in Latin AmericaJohn Owens
 
FinTech Applications & Tools for Financial Health
FinTech Applications & Tools for Financial HealthFinTech Applications & Tools for Financial Health
FinTech Applications & Tools for Financial HealthJohn Owens
 
Responsible Digital Credit Webinar
Responsible Digital Credit Webinar Responsible Digital Credit Webinar
Responsible Digital Credit Webinar John Owens
 
Global FinTech Trends
Global FinTech TrendsGlobal FinTech Trends
Global FinTech TrendsJohn Owens
 
Risk, Fraud Management and Current Issues and Challenges for Digital Financia...
Risk, Fraud Management and Current Issues and Challenges for Digital Financia...Risk, Fraud Management and Current Issues and Challenges for Digital Financia...
Risk, Fraud Management and Current Issues and Challenges for Digital Financia...John Owens
 
The Role of Regulations in the Development of Digital Finance
The Role of Regulations in the Development of Digital FinanceThe Role of Regulations in the Development of Digital Finance
The Role of Regulations in the Development of Digital FinanceJohn Owens
 
Infrastructure, Access Points & the Development of Digital Financial Ecosyste...
Infrastructure, Access Points & the Development of Digital Financial Ecosyste...Infrastructure, Access Points & the Development of Digital Financial Ecosyste...
Infrastructure, Access Points & the Development of Digital Financial Ecosyste...John Owens
 
Overview of Digital Financial Services Landscape
Overview of Digital Financial Services LandscapeOverview of Digital Financial Services Landscape
Overview of Digital Financial Services LandscapeJohn Owens
 
Alternative Data: Transforming SME Finance
Alternative Data: Transforming SME FinanceAlternative Data: Transforming SME Finance
Alternative Data: Transforming SME FinanceJohn Owens
 
Alternative Data Transforming SME Finance
Alternative Data Transforming SME FinanceAlternative Data Transforming SME Finance
Alternative Data Transforming SME FinanceJohn Owens
 
Tendencias en Servicios Financieros Digitales
Tendencias en Servicios Financieros DigitalesTendencias en Servicios Financieros Digitales
Tendencias en Servicios Financieros DigitalesJohn Owens
 
A Roadmap for Mass Adoption of e-Payments in the Philippines
A Roadmap for Mass Adoption of e-Payments in the PhilippinesA Roadmap for Mass Adoption of e-Payments in the Philippines
A Roadmap for Mass Adoption of e-Payments in the PhilippinesJohn Owens
 
International Regulatory Practices for Digital Financial Services
International Regulatory Practices for Digital Financial ServicesInternational Regulatory Practices for Digital Financial Services
International Regulatory Practices for Digital Financial ServicesJohn Owens
 
Moving to the Mainstream - Alternative Financing for MSMEs & Policy Implications
Moving to the Mainstream - Alternative Financing for MSMEs & Policy ImplicationsMoving to the Mainstream - Alternative Financing for MSMEs & Policy Implications
Moving to the Mainstream - Alternative Financing for MSMEs & Policy ImplicationsJohn Owens
 
How Can Small Island Nations Benefit From Agent Banking
How Can Small Island Nations Benefit From Agent BankingHow Can Small Island Nations Benefit From Agent Banking
How Can Small Island Nations Benefit From Agent BankingJohn Owens
 
Innovative Financial Services that support Financial Inclusion in the Pacific...
Innovative Financial Services that support Financial Inclusion in the Pacific...Innovative Financial Services that support Financial Inclusion in the Pacific...
Innovative Financial Services that support Financial Inclusion in the Pacific...John Owens
 
Digital Financial Services for Financial Inclusion
Digital Financial Services for Financial InclusionDigital Financial Services for Financial Inclusion
Digital Financial Services for Financial InclusionJohn Owens
 
Basic Approaches for Digital Financial Services That Support Financial Inclusion
Basic Approaches for Digital Financial Services That Support Financial InclusionBasic Approaches for Digital Financial Services That Support Financial Inclusion
Basic Approaches for Digital Financial Services That Support Financial InclusionJohn Owens
 
Financial Inclusion through Mobile Money: Lessons Learned
Financial Inclusion through Mobile Money: Lessons LearnedFinancial Inclusion through Mobile Money: Lessons Learned
Financial Inclusion through Mobile Money: Lessons LearnedJohn Owens
 

Mehr von John Owens (20)

La importancia del de risking y las implicaciones en los sistemas financiero...
La importancia del de  risking y las implicaciones en los sistemas financiero...La importancia del de  risking y las implicaciones en los sistemas financiero...
La importancia del de risking y las implicaciones en los sistemas financiero...
 
The implications of de-risking on the financial system in Latin America
The implications of de-risking on the financial system in Latin AmericaThe implications of de-risking on the financial system in Latin America
The implications of de-risking on the financial system in Latin America
 
FinTech Applications & Tools for Financial Health
FinTech Applications & Tools for Financial HealthFinTech Applications & Tools for Financial Health
FinTech Applications & Tools for Financial Health
 
Responsible Digital Credit Webinar
Responsible Digital Credit Webinar Responsible Digital Credit Webinar
Responsible Digital Credit Webinar
 
Global FinTech Trends
Global FinTech TrendsGlobal FinTech Trends
Global FinTech Trends
 
Risk, Fraud Management and Current Issues and Challenges for Digital Financia...
Risk, Fraud Management and Current Issues and Challenges for Digital Financia...Risk, Fraud Management and Current Issues and Challenges for Digital Financia...
Risk, Fraud Management and Current Issues and Challenges for Digital Financia...
 
The Role of Regulations in the Development of Digital Finance
The Role of Regulations in the Development of Digital FinanceThe Role of Regulations in the Development of Digital Finance
The Role of Regulations in the Development of Digital Finance
 
Infrastructure, Access Points & the Development of Digital Financial Ecosyste...
Infrastructure, Access Points & the Development of Digital Financial Ecosyste...Infrastructure, Access Points & the Development of Digital Financial Ecosyste...
Infrastructure, Access Points & the Development of Digital Financial Ecosyste...
 
Overview of Digital Financial Services Landscape
Overview of Digital Financial Services LandscapeOverview of Digital Financial Services Landscape
Overview of Digital Financial Services Landscape
 
Alternative Data: Transforming SME Finance
Alternative Data: Transforming SME FinanceAlternative Data: Transforming SME Finance
Alternative Data: Transforming SME Finance
 
Alternative Data Transforming SME Finance
Alternative Data Transforming SME FinanceAlternative Data Transforming SME Finance
Alternative Data Transforming SME Finance
 
Tendencias en Servicios Financieros Digitales
Tendencias en Servicios Financieros DigitalesTendencias en Servicios Financieros Digitales
Tendencias en Servicios Financieros Digitales
 
A Roadmap for Mass Adoption of e-Payments in the Philippines
A Roadmap for Mass Adoption of e-Payments in the PhilippinesA Roadmap for Mass Adoption of e-Payments in the Philippines
A Roadmap for Mass Adoption of e-Payments in the Philippines
 
International Regulatory Practices for Digital Financial Services
International Regulatory Practices for Digital Financial ServicesInternational Regulatory Practices for Digital Financial Services
International Regulatory Practices for Digital Financial Services
 
Moving to the Mainstream - Alternative Financing for MSMEs & Policy Implications
Moving to the Mainstream - Alternative Financing for MSMEs & Policy ImplicationsMoving to the Mainstream - Alternative Financing for MSMEs & Policy Implications
Moving to the Mainstream - Alternative Financing for MSMEs & Policy Implications
 
How Can Small Island Nations Benefit From Agent Banking
How Can Small Island Nations Benefit From Agent BankingHow Can Small Island Nations Benefit From Agent Banking
How Can Small Island Nations Benefit From Agent Banking
 
Innovative Financial Services that support Financial Inclusion in the Pacific...
Innovative Financial Services that support Financial Inclusion in the Pacific...Innovative Financial Services that support Financial Inclusion in the Pacific...
Innovative Financial Services that support Financial Inclusion in the Pacific...
 
Digital Financial Services for Financial Inclusion
Digital Financial Services for Financial InclusionDigital Financial Services for Financial Inclusion
Digital Financial Services for Financial Inclusion
 
Basic Approaches for Digital Financial Services That Support Financial Inclusion
Basic Approaches for Digital Financial Services That Support Financial InclusionBasic Approaches for Digital Financial Services That Support Financial Inclusion
Basic Approaches for Digital Financial Services That Support Financial Inclusion
 
Financial Inclusion through Mobile Money: Lessons Learned
Financial Inclusion through Mobile Money: Lessons LearnedFinancial Inclusion through Mobile Money: Lessons Learned
Financial Inclusion through Mobile Money: Lessons Learned
 

KĂŒrzlich hochgeladen

VIP Call Girl in Mumbai 💧 9920725232 ( Call Me ) Get A New Crush Everyday Wit...
VIP Call Girl in Mumbai 💧 9920725232 ( Call Me ) Get A New Crush Everyday Wit...VIP Call Girl in Mumbai 💧 9920725232 ( Call Me ) Get A New Crush Everyday Wit...
VIP Call Girl in Mumbai 💧 9920725232 ( Call Me ) Get A New Crush Everyday Wit...dipikadinghjn ( Why You Choose Us? ) Escorts
 
Top Rated Pune Call Girls Shikrapur ⟟ 6297143586 ⟟ Call Me For Genuine Sex S...
Top Rated  Pune Call Girls Shikrapur ⟟ 6297143586 ⟟ Call Me For Genuine Sex S...Top Rated  Pune Call Girls Shikrapur ⟟ 6297143586 ⟟ Call Me For Genuine Sex S...
Top Rated Pune Call Girls Shikrapur ⟟ 6297143586 ⟟ Call Me For Genuine Sex S...Call Girls in Nagpur High Profile
 
8377087607, Door Step Call Girls In Kalkaji (Locanto) 24/7 Available
8377087607, Door Step Call Girls In Kalkaji (Locanto) 24/7 Available8377087607, Door Step Call Girls In Kalkaji (Locanto) 24/7 Available
8377087607, Door Step Call Girls In Kalkaji (Locanto) 24/7 Availabledollysharma2066
 
VIP Independent Call Girls in Taloja đŸŒč 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Taloja đŸŒč 9920725232 ( Call Me ) Mumbai Escorts ...VIP Independent Call Girls in Taloja đŸŒč 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Taloja đŸŒč 9920725232 ( Call Me ) Mumbai Escorts ...dipikadinghjn ( Why You Choose Us? ) Escorts
 
Top Rated Pune Call Girls Dighi ⟟ 6297143586 ⟟ Call Me For Genuine Sex Servi...
Top Rated  Pune Call Girls Dighi ⟟ 6297143586 ⟟ Call Me For Genuine Sex Servi...Top Rated  Pune Call Girls Dighi ⟟ 6297143586 ⟟ Call Me For Genuine Sex Servi...
Top Rated Pune Call Girls Dighi ⟟ 6297143586 ⟟ Call Me For Genuine Sex Servi...Call Girls in Nagpur High Profile
 
Top Rated Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...
Top Rated  Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...Top Rated  Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...
Top Rated Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...Call Girls in Nagpur High Profile
 
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...priyasharma62062
 
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...dipikadinghjn ( Why You Choose Us? ) Escorts
 
falcon-invoice-discounting-unlocking-prime-investment-opportunities
falcon-invoice-discounting-unlocking-prime-investment-opportunitiesfalcon-invoice-discounting-unlocking-prime-investment-opportunities
falcon-invoice-discounting-unlocking-prime-investment-opportunitiesFalcon Invoice Discounting
 
WhatsApp 📞 Call : 9892124323 ✅Call Girls In Chembur ( Mumbai ) secure service
WhatsApp 📞 Call : 9892124323  ✅Call Girls In Chembur ( Mumbai ) secure serviceWhatsApp 📞 Call : 9892124323  ✅Call Girls In Chembur ( Mumbai ) secure service
WhatsApp 📞 Call : 9892124323 ✅Call Girls In Chembur ( Mumbai ) secure servicePooja Nehwal
 
Call Girls in New Friends Colony Delhi 💯 Call Us 🔝9205541914 🔝( Delhi) Escort...
Call Girls in New Friends Colony Delhi 💯 Call Us 🔝9205541914 🔝( Delhi) Escort...Call Girls in New Friends Colony Delhi 💯 Call Us 🔝9205541914 🔝( Delhi) Escort...
Call Girls in New Friends Colony Delhi 💯 Call Us 🔝9205541914 🔝( Delhi) Escort...Delhi Call girls
 
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...priyasharma62062
 
VIP Independent Call Girls in Mira Bhayandar đŸŒč 9920725232 ( Call Me ) Mumbai ...
VIP Independent Call Girls in Mira Bhayandar đŸŒč 9920725232 ( Call Me ) Mumbai ...VIP Independent Call Girls in Mira Bhayandar đŸŒč 9920725232 ( Call Me ) Mumbai ...
VIP Independent Call Girls in Mira Bhayandar đŸŒč 9920725232 ( Call Me ) Mumbai ...dipikadinghjn ( Why You Choose Us? ) Escorts
 
Booking open Available Pune Call Girls Shivane 6297143586 Call Hot Indian Gi...
Booking open Available Pune Call Girls Shivane  6297143586 Call Hot Indian Gi...Booking open Available Pune Call Girls Shivane  6297143586 Call Hot Indian Gi...
Booking open Available Pune Call Girls Shivane 6297143586 Call Hot Indian Gi...Call Girls in Nagpur High Profile
 
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...dipikadinghjn ( Why You Choose Us? ) Escorts
 
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )Pooja Nehwal
 
Indore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdfIndore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdfSaviRakhecha1
 

KĂŒrzlich hochgeladen (20)

VIP Call Girl in Mumbai 💧 9920725232 ( Call Me ) Get A New Crush Everyday Wit...
VIP Call Girl in Mumbai 💧 9920725232 ( Call Me ) Get A New Crush Everyday Wit...VIP Call Girl in Mumbai 💧 9920725232 ( Call Me ) Get A New Crush Everyday Wit...
VIP Call Girl in Mumbai 💧 9920725232 ( Call Me ) Get A New Crush Everyday Wit...
 
Top Rated Pune Call Girls Shikrapur ⟟ 6297143586 ⟟ Call Me For Genuine Sex S...
Top Rated  Pune Call Girls Shikrapur ⟟ 6297143586 ⟟ Call Me For Genuine Sex S...Top Rated  Pune Call Girls Shikrapur ⟟ 6297143586 ⟟ Call Me For Genuine Sex S...
Top Rated Pune Call Girls Shikrapur ⟟ 6297143586 ⟟ Call Me For Genuine Sex S...
 
8377087607, Door Step Call Girls In Kalkaji (Locanto) 24/7 Available
8377087607, Door Step Call Girls In Kalkaji (Locanto) 24/7 Available8377087607, Door Step Call Girls In Kalkaji (Locanto) 24/7 Available
8377087607, Door Step Call Girls In Kalkaji (Locanto) 24/7 Available
 
VIP Independent Call Girls in Taloja đŸŒč 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Taloja đŸŒč 9920725232 ( Call Me ) Mumbai Escorts ...VIP Independent Call Girls in Taloja đŸŒč 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Taloja đŸŒč 9920725232 ( Call Me ) Mumbai Escorts ...
 
Top Rated Pune Call Girls Dighi ⟟ 6297143586 ⟟ Call Me For Genuine Sex Servi...
Top Rated  Pune Call Girls Dighi ⟟ 6297143586 ⟟ Call Me For Genuine Sex Servi...Top Rated  Pune Call Girls Dighi ⟟ 6297143586 ⟟ Call Me For Genuine Sex Servi...
Top Rated Pune Call Girls Dighi ⟟ 6297143586 ⟟ Call Me For Genuine Sex Servi...
 
Top Rated Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...
Top Rated  Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...Top Rated  Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...
Top Rated Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...
 
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...
 
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
 
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
 
falcon-invoice-discounting-unlocking-prime-investment-opportunities
falcon-invoice-discounting-unlocking-prime-investment-opportunitiesfalcon-invoice-discounting-unlocking-prime-investment-opportunities
falcon-invoice-discounting-unlocking-prime-investment-opportunities
 
WhatsApp 📞 Call : 9892124323 ✅Call Girls In Chembur ( Mumbai ) secure service
WhatsApp 📞 Call : 9892124323  ✅Call Girls In Chembur ( Mumbai ) secure serviceWhatsApp 📞 Call : 9892124323  ✅Call Girls In Chembur ( Mumbai ) secure service
WhatsApp 📞 Call : 9892124323 ✅Call Girls In Chembur ( Mumbai ) secure service
 
Call Girls in New Friends Colony Delhi 💯 Call Us 🔝9205541914 🔝( Delhi) Escort...
Call Girls in New Friends Colony Delhi 💯 Call Us 🔝9205541914 🔝( Delhi) Escort...Call Girls in New Friends Colony Delhi 💯 Call Us 🔝9205541914 🔝( Delhi) Escort...
Call Girls in New Friends Colony Delhi 💯 Call Us 🔝9205541914 🔝( Delhi) Escort...
 
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...
 
(INDIRA) Call Girl Mumbai Call Now 8250077686 Mumbai Escorts 24x7
(INDIRA) Call Girl Mumbai Call Now 8250077686 Mumbai Escorts 24x7(INDIRA) Call Girl Mumbai Call Now 8250077686 Mumbai Escorts 24x7
(INDIRA) Call Girl Mumbai Call Now 8250077686 Mumbai Escorts 24x7
 
VIP Independent Call Girls in Mira Bhayandar đŸŒč 9920725232 ( Call Me ) Mumbai ...
VIP Independent Call Girls in Mira Bhayandar đŸŒč 9920725232 ( Call Me ) Mumbai ...VIP Independent Call Girls in Mira Bhayandar đŸŒč 9920725232 ( Call Me ) Mumbai ...
VIP Independent Call Girls in Mira Bhayandar đŸŒč 9920725232 ( Call Me ) Mumbai ...
 
Booking open Available Pune Call Girls Shivane 6297143586 Call Hot Indian Gi...
Booking open Available Pune Call Girls Shivane  6297143586 Call Hot Indian Gi...Booking open Available Pune Call Girls Shivane  6297143586 Call Hot Indian Gi...
Booking open Available Pune Call Girls Shivane 6297143586 Call Hot Indian Gi...
 
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
 
(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7
(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7
(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7
 
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
 
Indore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdfIndore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdf
 

Opportunities In Microfinance Amidst The Global Financial Crisis

  • 1. John V. Owens 2009 RBAP-MABS NATIONAL ROUNDTABLE CONFERENCE Hyatt Hotel and Casino May 12-13, 2009 Microenterprise Access to Banking Services Program
  • 2.
  • 3.
  • 4. Challenge for the Philippines – Remittances?
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10. Broader Range of Services to their Microfinance Clients

  • 11.
  • 12.
  • 13.
  • 14. Be savings led and inspire your clients to save, match savings with loans, avoid funding mismatch, develop an array of savings and deposit products, be market driven
lend short and lend small, 
 race up on savings mobilization C.J. Agwu, Agric Banking FMFB