1. This is your life…
…what will you make of it?

2. With every experience,
you alone are painting your own canvas,
thought by thought,
choice by choice.
~ Oprah Winfrey

3. Did you know…
Decisions you make
now can influence
the rest of your life
- in every way -
Social Life
Money Work
Family

4. Who will you be…
at 30 years old?

5. Where will you live?
…Country… …City… …Suburbs…

6. What will
home look
…Apartment Building…
like?
…Townhouse… …House…

7. Who will live
with you?

8. …office cubicle… …classroom… …home…
…factory… …on board…
…outside…
Where will you work?

9. What you do now will
expand
prevent
limit
your options in the future.

10. Lifestyle Choices

11. Did you know…
credit card debt
can prevent you
from getting a…
House or
Car
Job
Loan
Scholarship
Apartment

12. Credit Card Debt
The average American
has almost $6,000 in
credit card debt with an
18.3% interest rate.
That means a purchase of $100
actually costs $118.30.

13. When shopping with a credit card, it’s the
opposite of purchasing an item at a discount.
Buy Now!

14. If you have $1,000 in
credit card debt at an
18.3% interest rate…
You’ll spend
$183 on fees
each year.
What else could you buy with $183 ?

15. Is it necessary
to buy now
or
could you wait?
Are there other things worth waiting for?

16. Did you know…
50% of all
marriages in
the United
States end in
divorce.

17. In other words…
If 10 couples get
married,
it’s likely that 5
will be
divorced.

18. With marriage,
comes responsibility.
Household Chores Finances
Errands

19. Are you ready to share?
Time Money
Everything?
Home

20. Before you consider marriage…
Are you willing
to live with the
Think
same person
for the
next 50 years?
30
40

21. When do you want to start a family?
Did you know…
What about children?
Howcost of
The many?
raising one
child from birth
to 18 years old
Doalmost
is you want
$114,000.
children?
Not including costs for education.
entertainment.
sports.

22. Did you know…
The cost of child
care for 1 child is
approximately
$4,000 per year.
For full time child care, prior to the start
of pre-school, you would spend $16,000
per child.

23. When will you be ready to make a commitment?
To a spouse?
To children?
To a family?

24. Before you make commitments to
others, think about what you want to
accomplish in life.
“The first step to
getting the things you
Who do you want to be?
want out of life is this: Ben Stein
What do you want to do?
Decide what you to live?
Where would you like want.”

25. This is your life…
…what will you make of it?