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HSA Slideshow
- 1. Health Savings Accounts A new health insurance OPTION for ACPL employees beginning 1/1/09 August 21, 2008
- 10. HDHP vs ACPL PHP 2008 In-Network To satisfy FAM deductible, one member satisfies, then all others COMBINED can satisfy FAM deduct In HDHP, Deductible = Out of Pocket MAX! $2,500 $1,250 2009 PHP Out of Pocket MAX $5,000 $500 $2,500 $500 FAM $1,250 2008 PHP Out of Pocket MAX $2,500 $250 $250 IND 2009 HDHP Out of Pocket MAX 2009 PHP Annual Deductibl 2008 PHP Annual Deductible
- 11. HDHP vs ACPL PHP 2008 Out-of-Network To satisfy FAM deductible, one member satisfies, then all others COMBINED can satisfy FAM deduct In HDHP, Deductible = Out of Pocket MAX! $5,000 $2,500 2009 PHP Out of Pocket MAX $15,000 $1,000 $5,000 $1,000 FAM $2,500 2008 PHP Out of Pocket MAX $7,500 $500 $500 IND 2009 HDHP Out of Pocket MAX 2009 PHP Annual Deductibl 2008 PHP Annual Deductible
- 13. Estimated Monthly Premiums based on 2008 - $118 (35%) $221 $339 Family EE contrib - $33 (39%) $52 $85 Single EE contrib - $489 (35%) $909 $1,398 Family Total premium - $178 (39%) $281 $459 Single Total premium Difference HDHP Traditional PHP