1. OLD WAY NOT WORKING?
Maybe it’s time for a new “BAG”
07/07/09

2. Tired of Losing Money in the Market?
 Ready to invest in off wall street investments?
 Tired of losing money in your retirement
accounts?
 Looking for a low risk, high return
investment?
Then you’ve
Come to the
Right place!
07/07/09

3. Welcome
Thank you for taking the time to consider
working with JDB Financial to assist you in your
decision to become a private investor!
07/07/09

4. What is Private Money Investing?
The definition of a private lender is an individual
that negotiates directly on a personal basis to
lend money for real estate investments.
The money can be used to purchase rental real
estate investments or to supplement funds
borrowed from a bank to cover down payments.
You Become the Bank.
07/07/09

5. What is a hard money loan or a
private loan?
A private loan is a secured debt obligation,
which produces a regular, predictable income
stream to the investor with all the security,
protections and recourse that a mortgage lien
can provide. While mortgages do not typically
provide any capital appreciation, they do
generate a steady stream of interest payments,
which, in today’s market, can exceed current
money market rates by more than 10%.
07/07/09

6. Why Private Money Now?
This economy has created the perfect “storm”
for RE investing.
 Low home prices
 Home buyer credits
 Limited funding available to investors.
 Hard money and private lenders = Great ROI
07/07/09

7. BE THE BANK
•Take control of your
investments
•The days of just
blindly trusting
someone with your
portfolio are gone.
•Have more say to
where you money is
invested and how
much
BE THE BANK!
07/07/09

8. FYI
Investing in real estate is the oldest and most
profitable investment vehicle.
They simply aren’t making land anymore.
People will always need somewhere to live.
RE investing has made more millionaires in
America than any other investment vehicle.
Yes, even more than .coms.
07/07/09

9. Security
Loans that are secured by real estate provide
security unlike market investments.
In market investments, if your stock “tanks,”
your investment money is gone.
07/07/09

10. Advantages of PM investing
Private money investing gives you investment
flexibility.
Short term investing
Long term investing
Invest with cash, stocks or your retirement
account or your good credit
High rate of Return
07/07/09

11. You are the bank!
You can invest your money in real estate
without the headaches of being a contractor
or a landlord.
When was the last time you called your
mortgage provider to unclog your sink?
07/07/09

12. Risk
As with any investment, there will be risk; there are
no guarantees. We encourage doing your own due
diligence. We want you to be comfortable with your
investment.
Anyone that offers a risk free investment is probably
not being up front with you, be careful!
07/07/09

13. $$ Rewards $$
 6 to 18% annually + 1 to 2 points
 Short or long term investments options - 6
months or as long as 5 years. It’s your choice,
remember you are the bank!
 Invest as little as 20K
07/07/09

14. Investment Protection
Unlike stocks, the security is tangible, bricks and
mortar, where legal protections such as title
insurance and many other unique rights and remedies
ensure the enforceability of a mortgage lien. Many
private mortgage loans are also secured by personal
guarantees from the Borrowers, adding another layer
of protection beneficial to the investor.
07/07/09

15. FAQ
Q: Do I have to have experience in RE investing or finance to invest?
A: No, although we encourage our clients to become as knowledgeable
as possible, your mortgage broker can aid you in evaluating your
deal.
Q: Are there up front fees?
A: Absolutely not!
Q: What is the minimum I can invest?
A: Most deals range from 20K to 450K, the choice is yours.
Q: What’s in it for me?
A: Up to 18% annual returns
Investment secured by real estate
More control over your investment dollars
Long term and short term investing options
07/07/09

16. Who is JDB Financial LLC?
JDB Financial is a small team
of active real estate investors
and mortgage professionals
working together to network
with both private money
lenders and real estate
investors.
07/07/09

17. FOR MORE INFO VISIT OUR SITE
W W W . jd b f in a n c ia lllc . c o m /
in v e s t o r s . h t m
PLEASE NOTE: This is not a Security. The information provided herein is not intended to be for the purposes of soliciting a Security under State or
Federal regulations. This information is intended to give the private investor alternatives to stock market investments, but is not intended to be a
solicitation of a Security under SEC rules and definitions. This is intended to be a private borrowing transaction. 07/07/09

18. www.jdbfinancialllc.com
 Contact us at: info@jdbfinancialllc.com or
 O: 678 383 8438
07/07/09

19. THANK YOU FOR ALLOWING
US TO SHARE THIS
INFORMATION WITH YOU
TODAY!
PLEASE NOTE: This is not a Security. The information provided herein is not intended to be for the purposes of
soliciting a Security under State or Federal regulations. This information is intended to give the private investor
alternatives to stock market investments, but is not intended to be a solicitation of a Security under SEC rules and
definitions. This is intended to be a private borrowing transaction.
07/07/09