Medical Discount Program that covers Medical, Dental, Vision, & Prescriptions for entire family for $129.95 / Month & Individual for Only $99.95 / month. Everyone is accepted, even if you have a pre-existing condition.
2. FULLY INSURED BENEFITS
ACCIDENTAL MEDICAL INSURANCE
$5,000 per Occurrence
• $5000 For Each Family Member Per Occurrence!
Invaluable For Families!
• Treatments Covered By a Physician, Nurse,
Dentist, Hospital (In and Outpatient), ER,
Ambulance, Meds, Diagnostic Test,
X-Rays, Durable Medical Equipment
& More.
• You Use ANY Doctor ANY Hospital –
Pays Directly to the Client!
• $100 Deductible to Client.
Underwritten by Guarantee Trust Life Insurance Company. Benefit payment is subject to the definitions, limitations, exclusions and other provisions within the Certificate. Benefits not available to residents of
NY, OR & ME
3. FULLY INSURED BENEFITS
ACCIDENTAL MEDICAL INSURANCE
$5,000 per Occurrence
EXAMPLE OF CLAIM
Bike Accident - Falls & Breaks Leg
Ambulance .....................$1,000
Emergency Room ..............$1,200
Doctor & Nurse Charges ......$500
TOTAL MEDICAL EXPENSES:
Medication in ER..................$250
Prescription ...........................$90
Material Charge (casting) ......$400
$3,96500
Crutches.................................$75 CLIENT RECEIVES CHECK:
Follow Up Doctor Visit ........$150
Cast Removal .......................$300
$3,86500
LESS $100 DEDUCTIBLE
Underwritten by Guarantee Trust Life Insurance Company. Benefit payment is subject to the definitions, limitations, exclusions and other provisions within the Certificate. Benefits not available to residents of
NY, OR & ME
4. FULLY INSURED BENEFITS
DISABILITY INCOME INSURANCE
$500 per Month
• enefit Pays $125 per Week.
B
• Benefits Are Paid Up To 180 Days.
• Only 30 Day Elimination Period.
• Helps Maintain Financial Stability in Times of Need.
This Benefit Is For The Primary Applicant Only.
Underwritten by Guarantee Trust Life Insurance Company. Benefit payment is subject to the definitions, limitations, exclusions and other provisions within the Certificate. Benefits not available to residents of
NY, OR & ME
5. FULLY INSURED BENEFITS
ACCIDENTAL DEATH & DISMEMBERMENT
$10,000 Benefit
If You Are Injured in a Covered Accident and
the Injury Causes Death or Dismemberment
Within 365 Days, the Insured or the
Beneficiaries Will Receive $10,000.
This Benefit Covers The Entire Family!
Underwritten by Guarantee Trust Life Insurance Company. Benefit payment is subject to the definitions, limitations, exclusions and other provisions within the Certificate. Benefits not available to residents of
NY, OR & ME
6. NON-INSURED HEALTH SERVICES
TIERED DENTAL SERVICES
Multi-Tiered Dental Services
• NO Waiting Periods • NO Claim Forms
• NO Pre-Existing Limitations • Free Exams
• NO Co-Pays • Free X-Rays
• NO Deductibles • Immediate Access to Benefits
GUARANTEED A C C E P TA N C E !
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
7. NON-INSURED HEALTH SERVICES
TIERED DENTAL SERVICES
Multi-Tiered Dental Services
• Free Exams & Free X-Rays (Unlimited) with Preferred Tier 1 Dentists!
• All Other Services Are Available Immediately at a Set Discounted Fee
Schedule.
• You Pay the Dentist the Discounted Fee
Schedule Rate At Time of Treatment.
• Example: Root Canal-Avg. Cost: $900-$1,200
Your Cost: $268
• Orthodontia is Covered Immediately! Cost of
Child to Age 16 years: $2,951! START TO FINISH!
Remember: NO Waiting Periods & NO Deductibles
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
8. NON-INSURED HEALTH SERVICES
TIERED DENTAL SERVICES
Multi-Tiered Dental Services
• You Have Access to Over 30,000 Providers Nationwide:
Tier 1: 16,000 approx. & Tier 2: 17,000 approx.
• Different Between Tier 1 & 2: Free Exam &
X-Rays. Fee Schedule Remains the Same.
• Search for Dentists from Your isXperia : isBenefits
Website.
• If No Tier 1 or 2 Dentists in Your Area, a Third
Tier of Providers is Available. Their Fee Schedule
is Plus or Minus 5% from Tier 1 & 2.
• Tier 3 Dentists are part of the Aetna Dental
Network and Has over 90,000 Providers
Nationwide.
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
9. NON-INSURED HEALTH SERVICES
TIERED DENTAL SERVICES
Sample Fee Schedule for Tier 1 & 2
DESCRIPTION YOUR ADA YOUR
OF SERVICES COST MEAN* SAVINGS
Exam No Charge** $81 $81
Full X-Rays No Charge** $133 $133
Total (adult) check-up $58 $307 $249
Total (child) check-up $40 $284 $244
Couple savings on one check-up (2 adult) $116 $614 $498
Family savings on one check-up $196 $1182 $986
(2 adult, 2 child)
NOTE: Tier 1 dentists provide the greatest savings in the dental provider network. Prices on schedule are subject to change with-
out notice.
*Source: American Dental Assoc., Survey Center, 2006 Survey of Dental Fees.
**In conjunction with annual check-up prophylaxis (cleaning) provided by participating selected general practitioners of Tier 1.
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
10. NON-INSURED HEALTH SERVICES
TIERED DENTAL SERVICES
Sample Fee Schedule for Tier 3
USUAL FEE1 DISCOUNT FEE2 MEMBER
PROCEDURE DESCRIPTION FEE FOR MEMBERS SAVINGS
Routine 6 Month Check-Up $43 $22 $21
In Depth Check-Up $69 $32 $37
Full Mouth X-Rays $114 $55 $59
Four Bitewing X-Rays $55 $26 $29
Panoramic Film $97 $47 $50
Adult Teeth Cleaning $83 $41 $42
Child Teeth Cleaning $62 $29 $33
Protective Sealant / Tooth $46 $23 $23
1 Surface White Filing for U or L (Front Tooth) $135 $66 $69
Single Crown - Porcelain on High Noble Metal $981 $557 $424
Single Crown - Porcelain on Noble Metal $912 $541 $371
Root Canal Treatment - Molar $919 $536 $383
Perio Scaling and Root Planning (Per Quadrant) $217 $117 $100
Full Upper Denture $1,353 $705 $648
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
11. NON-INSURED HEALTH SERVICES
TIERED DENTAL SERVICES
Comparisons: Dental Max vs isBenefits
Dental
Max (PPO)
$1,500 Annual Cap NO Annual Cap
100% Preventative NO Waiting Period
80% Basic Services NO Deductible
(No Waiting period)
NO Annual Limits
50% Major Services
NO Pre-Existing
(1 Year Waiting Period)
Annual Deductible: $50 Immediate Access
to ALL Benefits!
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
12. NON-INSURED HEALTH SERVICES
TIERED DENTAL SERVICES
Comparisons
Dental Max VS isBenefits
PROCEDURE COST % YOUR COST PROCEDURE TYPICAL COST YOUR COST
CLEANING $100 100% $0 CLEANING $100 $55 OR $38
X-RAY $125 100% $0 X-RAY $125 FREE
EXAM $80 100% $0 EXAM $80 FREE
Annual Deductible ....$50 Annual Deductible ................. $0
Total Cost ..................$50 Total Cost ................. $55 or $38
FILLING $150 80% $30 FILLING $150 $47
EXTRACTION $180 80% $36 EXTRACTION $180 $58
Total Cost ..................$66 Total Cost ............................ $105
ROOT CANAL $1000 50% N/A ROOT CANAL $1000 $268
CROWN $1200 50% N/A CROWN $1200 $404
TOTAL COST...........$2,200 (1 YEAR Waiting Period) TOTAL COST.................$672 (NO Waiting Period!)
TOTAL OOP................................................. $2,316 TOTAL OOP...................................................... $ 832
PLUS PREMIUM ...............................................$1,170 PLUS PREMIUM ................................................$ 1,170
GRAND TOTAL................................................$3,486 GRAND TOTAL..................................................$2,002
2ND YEAR TOTAL ...........................................$2,386 2ND YEAR TOTAL .............................................$1,299
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
13. NON-INSURED HEALTH SERVICES
TIERED VISION SERVICES
ECI & QVN Networks
• ECI (Eye Care International) Tier 1 Providers:
1 FREE Exam Per Year with Purchase of
Glasses (if Required, if Not Required,
No Charge for Exam).
• QVN (Quality Vision Network): 1 FREE Exam
Per Year with Purchase of Glasses (if
Required, if Not Required, $25 Charge
for Exam).
• Tier 2 Providers from both Networks Offer
10-50% Discount on All Services, But No
Free Exams.
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
14. NON-INSURED HEALTH SERVICES
TIERED VISION SERVICES
Coastal Contacts
• Special Pricing For Contacts, Lenses,
Frames, and Sunglasses at
www.coastalcontacts.com.
• Receive 10-30% Off Some of The
Lowest Prices Available Anywhere.
• Designer Glasses Starting at Just $38. Gucci,
Kate Spade, Ray Ban, Oakley, from $74 To $99.
• Search for Providers on Your isXperia : isBenefits Website.
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
15. NON-INSURED HEALTH SERVICES
TIERED RX DRUG SERVICES
3 Tiered Rx Services
• Accepted at Over 500,000 Participating
Nationwide Providers, Including National Chains.
• Tier 1 Drugs: Pay a Maximum of $10
Tier 2 Drugs: Pay a Maximum of $20
• Over 3,100 Tier 1 Drugs, Some As Low as $4!
• Over 6,000 Medications in Tier 1 & 2 Combined!
• Tier 3 Has Over 20,000 Medications at Special
Negotiated Rates – Average Discount is 48%
Off Retail!
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
16. NON-INSURED HEALTH SERVICES
WORLD-WIDE RX PLAN
Tomorrow’s Pharmacy Today!
• Save Up To 90% Off Retail!
• The Average Savings is About 65%.
• All Medications and Prices Can Be
Searched Right Off Your Web Site.
• Feel Confident In Recommending the Program to the Clients that
Use & Have Little Coverage on Expensive Medication, Even
Before They Buy.
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
17. NON-INSURED HEALTH SERVICES
WORLD-WIDE RX PLAN
Sample List of Savings
Lipitor $29.66/ 30 Tabs Retail $186.00 Ortho-tri-cyclen $23.65 Retail $ 23.45
Zocor $6.99/ 30 Tabs Retail $162.00 Wellbutrin $14.64 Retail $262.00
Zoloft $5.50/ 30 Tabs Retail $145.00 Albuterol $10.75 Retail $ 67.00
Nexium $49.00/ 30 Tab Retail $188.00 Crestor $39.78 Retail $139.00
Alegra- D $24.00/ 30 Tabs Retail $131.00 Plavix $56.44 Retail $168.00
Singular $48.00/ 30 Tabs Retail $162.00 Valtrex $42.90/ 30 Tabs Retail $353.00
Viagra $2.88/Tab Retail $ 16.50 Lamisil $42.18/ 30 Tabs Retail $466.00
Cialis $4.30/Tab Retail $ 18.50 Flonase $16.97 Retail $105.00
Celebrex $18.00 / 30 Tabs Retail $189.00 Flomax $27.95 Retail $125.00
Tamoxifen $11.29 / 30 Tabs Retail $868.00 Yaz $59.12 Retail $119.00
Actos $47.41 Retail $249.00 Effexor $31.96 Retail $146.00
Glucophage $5.18 Retail $124.00 Lexapro $39.67 Retail $128.00
Prices Based on the Lowest Dosage – If Applicable
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
18. NON-INSURED HEALTH SERVICES
TELADOC MEDICAL SERVICES
Doctor Access Available 24/7/365
• Access to a National Network of Board Certified, Licensed Primary
Care Physicians (PCP).
• Physicians Can Diagnose Illness, Recommend Treatment, & Prescribe
Medication, When Appropriate, for its Members Over The Telephone
24 Hours a Day, 7 Days a Week, and 365 Days a Year.
• TelAdoc Physicians Are Trained & Experienced in
Telephone Based Cross Coverage.
• TelADoc Services Do Not Replace the Care of the
Primary Care Physician … They Complement &
Enhance the Quality of Care.
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
19. NON-INSURED HEALTH SERVICES
TELADOC MEDICAL SERVICES
Doctor Access Available 24/7/365
• 91% of TelAdoc Consults Result in a Diagnosis and/or Treatment
• 95% of TelAdoc Patients Would Refer the Service to Friends And
Family!
• How It Works:
– Member Requests A Consult With A Physician By Calling the Toll-
Free Number or By Logging on to Account Online.
– Physician Reviews the Member’s Personal Medical
History Disclosure (MHD) Prior to Consultation.
– Physician Calls The Member in Most Cases Within an
Hour. The Doctor Will Always Call Within 3 Hours
Guaranteed or the Consult is Free.
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
20. NON-INSURED HEALTH SERVICES
MEDICAL AIR TRAVEL ASSISTANCE
up to $100,000
• As a Member, You Have Access to a Worldwide
Network of Medical and Travel Assistance
Personnel Whenever You Travel.
• Travel Assistance & Emergency Medical
Evacuation Services Are Available When You
Are Traveling Over 100 Miles Away From
Home and You Are Faced With a Serious Injury, Illness or a Travel
Related Emergency.
• This Benefit is Sold by Travel Agents For $50-$75 Per Trip.
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
21. NON-INSURED HEALTH SERVICES
MEDICAL AIR TRAVEL ASSISTANCE
up to $100,000
Medical Monitoring
Emergency Medical Evacuation Medical Referral
Medically Necessary Repatriation Guarantee of Medical Expenses
Transportation of Mortal Remains Insurance Coordination
Transportation of Escort Lost Document Service
Family Visitation Legal Assistance
Minor Child or Children Return/Escort Emergency Delivery of Prescription Items
Vehicle Return Emergency Cash Transfers and Advances
24 Hour Information Service Language Assistance
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.
22. NON-INSURED HEALTH SERVICES
CONSUMER SERVICES
Additional Benefits & Features
24-Hour Nurse Hotline Vitamin Discount
Itc-50 Discount Hotel Program Hoptheshops.Com
Association Travel Club Office Supplies Discounts
Savers Club Book Ups Express Delivery Services
24 Hour Roadside Assistance DHL Express Overnight Delivery Services
Carperks Buying Network Customized Web Services
Gift Card Program ADP Payroll Processing
The following Discount Medical Plans (Tiered Dental, Vision and Prescription Fee-For-Service Programs) are provided by Patriot Health Florida, Inc., a discount medical plan organization.
THESE PLANS ARE NOT HEALTH INSURANCE POLICIES AND ARE NOT AVAILABLE IN MT, ND, SD, and VT. These plans provide discounts at certain health care providers for medical
services and does not make payments directly to the providers of medical services. You, the member, are obligated to pay for all health care services but will receive a discount from those
health care providers who have contracted with Patriot Health Florida, Inc.