Banks are financial institutions that provide banking and other financial services by holding a banking license. The word "bank" is derived from the Italian word "banca," which comes from the German word meaning "bench." Typically, banks generate profits through transaction fees and interest from loans. Bank services usually include lending money, issuing checking and savings accounts, cashing checks, facilitating money transfers, issuing credit cards and ATM/debit cards, and safe deposit boxes.

1. Reading Exercise 1
Banks
A Bank is a financial institution that provides banking and other financial
services. It is an institution that holds a banking license.
The word bank derived from the Italian banca. This word derived from
German and means bench. Typically, a bank generates profits from transaction
fees on financial services or the interests from a loan. The type of services
offered by a bank depends on the type of bank and the country. However, bank
services usually include lending out money to companies and individuals, issuing
checking and saving accounts, cashing checks, facilitating money transactions
such as wire transfer, issuing credit cards, ATM, debit cards, and also storing
valuable things in safe deposit boxes.
Answer the following questions by choosing A, B, C or D!
1. The main idea of the first paragraph is …
A. definition of a bank C. bank, a financial sevices
B. bank, a financial institution D. banking license institution
2. What is the word “bank” derived from?

2. A. Italy C. Italian
B. German D. Germany
3. ”A Bank is a financial institution that provides banking.....” Which word has
the similar meaning to the underlined word?
A. lends C. services
B. gives D. Facilitates
Reading Exercise 2
Plants
Plants are living beings. They need food, water and air for survival.
Plants derive their food from the earth and the air. If you look at their
roots, you will find that the ends of these roots are like fine fibers. We call
them root-hairs. They absorb water and minerals, then transport them upward

3. to the leaves through the trunk and branches. It is the leaves which prepare
the food.
The green material, chlorophyll, prepares the food like a machine. It
converts the carbon dioxide taken from the air and water from the ground into
sugar with the help of sunlight. This chemical reaction is called photosynthesis.
In fact, the chlorophyll takes energy from the sunlight and uses it to synthesize
the hydrogen from water and carbon from carbon dioxide for making sugar. This
reaction also gives out oxygen and water which are excereted by the leaves.
Answer the following questions based on the text above!
1. What parts of plants prepare food ?
2. Why does the roots of plants called “root-hairs” ?
3. What is the main idea of paragraph 3 above?
4. What is the purpose of the text ?
5. What are the descriptions about plant are there in the text ?

4. Reading Exercise 3
Platypus
The platypus … (1) a strange animal. It’s part of a small group of animals
called monoterm, which have features both mammals and reptiles. It has a
beaver’s tail, a duck’s bill, and webbed feet. Like a reptile, it … (2) eggs but
it gives milk to … (3) just as mammals do.
1. A. is C. are
B. was D. were
2. A. has C. lays
B. puts D. provides
3. A. its young C. it’s young
B. his young D. their young

5. Reading Exercise 3
Arrange the sentences into a good report text and follow the instructions
of generic structure suggested to help you.
1. Kangaroos are marsupials. This means that the female kangaroo has an
external pouch on the front of the body.
2. Kangaroos have been known to make forward jumps of over 8 meters, and
leap across fences more than 3 meters high.
3. Kangaroos eat grass and plants.
4. The largest kangaroos are the Great Grey Kangaroo and the red kangaroo.
5. They have short front legs, but very long and very strong back legs and a
tail.
6. A baby kangaroo is very tiny when it is born, and it crawls into this pouch
where it spends its first five months of life.
7. A kangaroo is nan animal found only in Australia, althoug it has smaller
relative, called Wallaby, which lives on the Australian island of Tasmania
and also in New Guinea.
8. Adult kangaroo grow to a length of 1,60 meters and weight over 90 kilos.
9. They use their legs for sitting up on and for jumping.
10. They also can run at speeds of over 45 kilometers per hour.
Generic structure :
- General clasification (definition) of Kangaroo
- Description of habit
- Description of physical features
- Description of behaviors