E-banking allows customers to conduct financial transactions online through a secure website operated by their financial institution. It provides both non-transactional features like viewing account balances and transactional tasks like funds transfers between accounts. Common e-banking features fall into categories like non-transactional tasks of viewing information and transactional tasks of payments and transfers between linked accounts. The document provides steps for using e-banking on Swedbank as an example and references Wikipedia and specific bank websites for information.

1. Inam Ul-Haq
Lecturer Computer Science
University of Education Okara Campus
MS Computer Science Sweden
E: inam.bth@gmail.com

2. What is an E-Banking?
• Allows customers of a financial institution to conduct
financial transactions on a secure website operated by the
institution, which can be a retail or virtual bank,
credit union or building society. (Wikipedia)
• Also known as Online Banking or Internet Banking
• Security Token (VeriSign)
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3. E-Banking – Common Features
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The common features fall broadly into several categories.
Non-Transactional tasks including -
viewing account balances
viewing recent transactions
downloading bank statements, for example in PDF format
viewing images of paid cheques
ordering cheque books
download periodic account statements
Downloading applications for M-banking, E-banking etc.

4. E-Banking: Common Features
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Transactional Tasks including -
• Funds transfers between the customer's linked accounts
• Paying third parties, including bill payments (see,
e.g., ebay.com)
• Loan applications and transactions, such as repayments
of enrollments
• Register utility bills and make bill payments (Auto Giro)

5. E-Bank: Swedbank
Step 1 of 10
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6. E-Banking: Login
Step 2 of 10
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7. E-Banking: Bank Login
Step 3 of 10
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8. E-Banking: Bank Account Statement
Step 4 of 10
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9. E-Banking: Fund Transfer
Step 5 of 10
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10. E-Banking: Automatic Payment
Step 6 of 10
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11. E-Banking: You can Hack my card 
Step 7 of 10
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12. References:
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• Wikipedi.org (accessed 9.9.2013)
• Swedbank.se (accessed 9.9.2013)
• Google.se (accessed 9.9.2013)