1. i2i benefits
seeing you from insurance to investments

2. Agenda
• Values Based Consulting
• Cost Transparency
• Benefits Consulting
• Employer Support & Resources

3. Value Based Consulting
• Full Integrity
• Trusted Client Service
• Comprehensive Expertise
• Proven Experience

4. COMPLETE INTEGRITY

5. COMPLETE INTEGRITY
• Disclosure of Commission and Fees

6. COMPLETE INTEGRITY
• Disclosure of Commission and Fees
• Unbiased Recommendations

7. COMPLETE INTEGRITY
• Disclosure of Commission and Fees
• Unbiased Recommendations
• Full Market Review with Access to All Carriers
...extremely personable, high integrity individual who
defined a very balanced and robust program for the
company and produced stellar results for the company
and its employees.
-Vikram Mehta, CEO

8. TRUSTED SERVICE
,

9. TRUSTED SERVICE
• Access to an Expert Consultant
,

10. TRUSTED SERVICE
• Access to an Expert Consultant
• Answers You Can Trust
,

11. TRUSTED SERVICE
• Access to an Expert Consultant
• Answers You Can Trust
• Fast and Accurate Resolutions
,
Dan hears what my needs are, comes up with a well
structured benefits plan that comes backed by a wealth of
information and support. He doesn't just go away when the
deal is done, he's right there with you every day.
-Dell Reibenschuh, Office Manager

12. COMPREHENSIVE EXPERTISE

13. COMPREHENSIVE EXPERTISE
• Industry
Experts in Plan Design
and Compliance

14. COMPREHENSIVE EXPERTISE
• Industry
Experts in Plan Design
and Compliance
• Client Education

15. COMPREHENSIVE EXPERTISE
• Industry
Experts in Plan Design
and Compliance
• Client Education
• Strategic Compliance Partnerships
...understands the complexities of retirement plan administration and
provides employers with effective and knowledgeable guidance
concerning qualified plan design and operations.
-Crane Curran, Audit Partner

16. PROVEN EXPERIENCE

17. PROVEN EXPERIENCE
• Combined 25 Years within Employee
Benefits & Retirement Plans

18. PROVEN EXPERIENCE
• Combined 25 Years within Employee
Benefits & Retirement Plans
• Range of Experience from Regional
Start-up to Large International
Employers
I have worked with Dan for many years and at many different
companies. Dan is undoubtedly my "go to" person for anything
to do with benefits. He is the expert, he provides excellent
options and more than anything his customer service is
unsurpassed.
-CFO, Consultant

19. COST TRANSPARENCY
• Broker Q&A
• Fee Based Consulting
• Your Savings

20. BENEFITS BROKER QUESTIONS

21. BENEFITS BROKER QUESTIONS
• What are the total annual commissions you
receive on our health plans?

22. BENEFITS BROKER QUESTIONS
• What are the total annual commissions you
receive on our health plans?
• Areyou receiving a bonus from any of our
carriers?

23. BENEFITS BROKER QUESTIONS
• What are the total annual commissions you
receive on our health plans?
• Areyou receiving a bonus from any of our
carriers?
• What plans and administrators are paying
you a commission?

24. BENEFITS BROKER QUESTIONS
• What are the total annual commissions you
receive on our health plans?
• Areyou receiving a bonus from any of our
carriers?
• What plans and administrators are paying
you a commission?
• Do you only offer plan options through your
partnerships or do you conduct a market
review?

25. COST TRANSPARENCY

26. COST TRANSPARENCY
Commision versus Fee Based Compensation
Commission Based
in crease Fee Based
mm ission
o
$3 5 ,000 c $140,000
$127,000
$116,000
$105,000
2010 2011 2012 2013

27. COST TRANSPARENCY
Commision versus Fee Based Compensation
Commission Based
in crease Fee Based
mm ission
o
$3 5 ,000 c $140,000
$127,000
$116,000
$105,000
$90,000 $90,000
$85,000 $85,000
2010 2011 2012 2013

28. FEE BASED CONSULTING

29. FEE BASED CONSULTING
• Payyour broker a fixed fee for services
you need

30. FEE BASED CONSULTING
• Payyour broker a fixed fee for services
you need
• Lower
health premiums by removing
commissions

31. FEE BASED CONSULTING
• Payyour broker a fixed fee for services
you need
• Lower
health premiums by removing
commissions
• Remove broker’s financial incentive in
plan recommendations

32. FEE BASED CONSULTING
• Payyour broker a fixed fee for services
you need
• Lower
health premiums by removing
commissions
• Remove broker’s financial incentive in
plan recommendations
• Hold broker accountable for delivering
service as outlined in your agreement

33. Benefits Consulting
• Plan Design & Overview
• Financial Analysis
• Compliance

34. PLAN DESIGN

35. PLAN DESIGN
• Defined Employee Benefits Strategy

36. PLAN DESIGN
• Defined Employee Benefits Strategy
• Consult on Unique Funding Options

37. PLAN DESIGN
• Defined Employee Benefits Strategy
• Consult on Unique Funding Options
• Fully & Self insured health plans

38. PLAN DESIGN
• Defined Employee Benefits Strategy
• Consult on Unique Funding Options
• Fully & Self insured health plans
• HSA, HRA, FSA

39. PLAN DESIGN
• Defined Employee Benefits Strategy
• Consult on Unique Funding Options
• Fully & Self insured health plans
• HSA, HRA, FSA
• Wellness Strategy

40. PLAN DESIGN
• Defined Employee Benefits Strategy
• Consult on Unique Funding Options
• Fully & Self insured health plans
• HSA, HRA, FSA
• Wellness Strategy
• Contract Analysis with Emphasis on Ancillary Plans

41. PLAN OVERVIEW

42. PLAN OVERVIEW
• Annual Renewal Analysis

43. PLAN OVERVIEW
• Annual Renewal Analysis
• Market Review

44. PLAN OVERVIEW
• Annual Renewal Analysis
• Market Review
• Mid-year Plan Review

45. PLAN OVERVIEW
• Annual Renewal Analysis
• Market Review
• Mid-year Plan Review
• Claim Analysis

46. PLAN OVERVIEW
• Annual Renewal Analysis
• Market Review
• Mid-year Plan Review
• Claim Analysis
• Benefits Benchmarking

47. COST MANAGEMENT

48. COST MANAGEMENT
• Total Benefits Cost Analysis

49. COST MANAGEMENT
• Total Benefits Cost Analysis
• Financial Modeling of Plan Alternatives

50. COST MANAGEMENT
• Total Benefits Cost Analysis
• Financial Modeling of Plan Alternatives
• Employee Premium Contribution Modeling

51. COST MANAGEMENT
• Total Benefits Cost Analysis
• Financial Modeling of Plan Alternatives
• Employee Premium Contribution Modeling
• Transparency of Broker Commission

52. COST MANAGEMENT
• Total Benefits Cost Analysis
• Financial Modeling of Plan Alternatives
• Employee Premium Contribution Modeling
• Transparency of Broker Commission
• Disease Management

53. PLAN COMPLIANCE

54. PLAN COMPLIANCE
• ERISA and PPACA Compliance

55. PLAN COMPLIANCE
• ERISA and PPACA Compliance
• HIPAA Policy Documentation and Training

56. PLAN COMPLIANCE
• ERISA and PPACA Compliance
• HIPAA Policy Documentation and Training
• FSA and COBRA Compliance Consulting

57. PLAN COMPLIANCE
• ERISA and PPACA Compliance
• HIPAA Policy Documentation and Training
• FSA and COBRA Compliance Consulting
• Legislative Updates

58. Employer Support &
Resources
• Personal Service
• Plan Documents
• Plan Administration

59. PERSONAL SERVICE

60. PERSONAL SERVICE
• In-person Open Enrollment Meetings

61. PERSONAL SERVICE
• In-person Open Enrollment Meetings
• In-person Mid-year Educational Meetings

62. PERSONAL SERVICE
• In-person Open Enrollment Meetings
• In-person Mid-year Educational Meetings
• Live Webinar New Hire Benefits Orientation

63. PERSONAL SERVICE
• In-person Open Enrollment Meetings
• In-person Mid-year Educational Meetings
• Live Webinar New Hire Benefits Orientation
• Employee Day to Day Support

64. PERSONAL SERVICE
• In-person Open Enrollment Meetings
• In-person Mid-year Educational Meetings
• Live Webinar New Hire Benefits Orientation
• Employee Day to Day Support
• Claim Advocate for Employees

65. PLAN DOCUMENTS

66. PLAN DOCUMENTS
• Custom Summary of Benefits

67. PLAN DOCUMENTS
• Custom Summary of Benefits
• Employee Website

68. PLAN DOCUMENTS
• Custom Summary of Benefits
• Employee Website
• ERISA Summary Plan Description

69. PLAN DOCUMENTS
• Custom Summary of Benefits
• Employee Website
• ERISA Summary Plan Description
• Custom Enrollment Form

70. PLAN ADMINISTRATION

71. PLAN ADMINISTRATION
• Enrollment & Termination Processing

72. PLAN ADMINISTRATION
• Enrollment & Termination Processing
• New Hire & Employment Termination Email

73. PLAN ADMINISTRATION
• Enrollment & Termination Processing
• New Hire & Employment Termination Email
• Day-to-Day Administration Support

74. PLAN ADMINISTRATION
• Enrollment & Termination Processing
• New Hire & Employment Termination Email
• Day-to-Day Administration Support
• Online Benefits Administration

75. PLAN ADMINISTRATION
• Enrollment & Termination Processing
• New Hire & Employment Termination Email
• Day-to-Day Administration Support
• Online Benefits Administration
• HR Compliance Resources

78. Plan Consulting

79. Plan Compliance
Plan Consulting

80. Personal Service
Plan Compliance
Plan Consulting

81. Personal Service
Plan Compliance Administration
Plan Consulting

82. Personal Service
Plan Compliance Administration
Plan Consulting Cost Management