High level overview of trends shaping the future of transactions. These are top level research results from my detailed survey and interview project. Contact me for full results. Research was done between Jan 2010 and Jan 2011.

1. Trends Shaping the Future of Transactions Heather Schlegel image: peasap

3. 23 questions

5. Nov-Jan 2011Research & Scanning 4/6/2011 | 2 @heathervescent image: Blue quare Thing

6. Usage Today 4/6/2011 | 3 @heathervescent image: quaziphoto

7. Offline 4/6/2011 | 4 @heathervescent Online 60% Credit | 57% Debit 70% Credit | 35% Debit 46% Cash 48% Paypal images: quaziphoto, H2SO4, Andres Rueda, snail’s trail

8. Economic Participation 5 4/6/2011 | 5 @heathervescent

9. New Payment Options 4/6/2011 | 6 @heathervescent Image: Tama Leaver

10. 4/6/2011 | 7 @heathervescent Parallel Trends

11. Mobile Innovations 4/6/2011 | 8 @heathervescent Images:csaila

12. Alternate Currencies 4/6/2011 | 9 @heathervescent Image: Todd Huffman

13. Communities around Transactions 10 4/6/2011 | 10 @heathervescent Images:

14. Transactions Create Bonds 4/6/2011 | 11 @heathervescent Images: rotokirby

15. 12 Desire to Communicate More 4/6/2011 | 12 @heathervescent Images: Troy Holden

16. 4/6/2011 | 13 @heathervescent Dinner with Friends

17. Fantastic Alternatives 4/6/2011 | 14 @heathervescent Images:

18. Returning to Today 4/6/2011 | 15 @heathervescent Images: sevnfloorsdown

19. 16 Thank You Heather Schlegel heathervescent@gmail.com @heathervescent Full Report Available Request at: http://bit.ly/foths