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7. * TFP!q#qZ_!Z www.bhojaldham.org
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TM VF56L p¿ZM¿Z pgGlT H YTL ZC[JFGL
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lGZL1F6 SZTF CM>V[ KLV[P HM VF56[ VF56] VF56G[ AN,LG[ N]lGIFDF H[ T[ ZLT[ ;DFJ[X SZL
lGZL1F6 SZTF CM>V[ KLV[P HM VF56[ VF56] ,[JFGM K[ VG[ V[ H ;]B XFlTGM DFU" K[P
lGZL1F6 SZJFGL 8[J 5F0LV[ TM VF56M jIJCFZ CJ[ VF56[ V[ lJRFZ SZLV[ S[ VF J'l¿VM
VG[ 5ZDFY" AG[ 36F ;]WZL HFIP V[GM VY" V[ pt5gG S[JL ZLT[ YFI K[ VG[ DF6;GF ÒJG p5Z
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DFU" ACFZYL VNZ TZO HTM CMI K[P 56 N]EF"uI[ SZT] ZC[ K[P VF56F DGDF ;NFI lJRFZMGF
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SF-GFZF VF56[ VF56M H JFS HM> XSTF GYLP H VF56G[ 5F5v5]^IDF HM0[ K[P DF6; DF+GL
T[G[ ,LW[ VF56[ VF56] DM3FD},] ÒJG CFZL H>V[ J'l¿VMGM +6 EFUDF ;DFJ[X Y> HFI K[P
KLV[P ;FltJS4 ZFH;L VG[ TFD;LP ;FltJS V[ :J:YTFGL

9. ) TFP!q#qZ_!Z www.bhojaldham.org
5|S'l¿ K[P ZFH;L EMU VG[ RR/TFGL 5|S'lT K[4 J'l¿VMG] H DCtJ K[P T[YL ÒJGDF SM. 5]Z]QFFY"
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TM JF6LvJT"G AN,FI VG[ ÒJG AN,FIP 5|EFJ CMI TM ZFH;L 5|S'lTDF HJFGM 5|IF; SZTM
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10. !_ TFP!q#qZ_!Z www.bhojaldham.org
DG]QIM 5MTFGF :JEFJv 5|S'lÀF D]HA
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YFI K[P DG WZFJGFZ DG]QIM4 5|F6YL ÒJGFZ SD"O/ ~5[ AF/S ZMULQ9 S[ V5U VJ:YFDF HgD[
5|F6L SC[JFI K[P cc;]BvN]oB DGDF G VF6LV[ 38 K[P T[JF lS:;FVM H}H CMI K[P T[YL AF/ VJ:YFDF
;FY[ 30LIF4 8F?IF T[ GJ 8/[ Z3]GFYGF H0LIFPcc SM. J/U6vVF;lST G CMJFYL SM. N]oB CMT]
jIJCFlZS N=lQ8V[ HM>V[ TM 5}J" HgDMGF SD"O/ GYLP AF/S DM8M YFI 5KL T[GL 5F;[ H[ GYL V[JF
D]HA ;]BvN]oB 38 V[8,[ XZLZ ;FY[ HM0FI[, CMI VEFJG] N]oB ,FU[ K[P ALHF 5F;[ ;]lJWF CMI T[
K[P 5}J" HgDGF 5FS[, O/ lGIlTv;'Q8LSTF"GF 30[,F HM>G[ 5MTFGL >rKF ;TMQFFI GCLP T[YL >QFF"G] N]oB
CMI K[P T[ 5|FZaW XZLZ[ EMUJJF YFI K[P VUZ 5MTFG[ H[ D/[ T[ >rKF
50[ K[P EUJFG ZFDGF l5TFG[ 56 D]HA G CMI tIFZ[ ;ZBFD6L SZL
EMUJJF 50IF K[P 5FZDFYL"S N]oBL YFI K[P lJRFZ SZJFDF VFJ[ TM
N=lQ8V[ AWFG] ;FR] :J~5 R[TG ccJFJ[ T[J] ,6[ SZ[ T[J] 5FD[cc >`JZ
VFtDF K[P T[ ;F1FL V;U CMI T[G[ VgIFIL GYLP 5MTFGF 5}J" SD"O/
S> EMUJJFG] GYLP ;F1FL VFtDF EMUJJF lTlT1FF ZFBJL HM>V[ VG[
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11. !! TFP!q#qZ_!Z www.bhojaldham.org
5|NXL"T SZ[4 5ZT] T[G[ bIF,DF CMI K[ S[ C] ELBFZL DGDF ZC[,L SFDGF ;DH65}J"S tIÒ NI[ K[ VG[
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K]P V[JM STF"EFJ ZFB[ TM 5F5v5]^IGM EMUJ8M A]lwW SC[JFI K[P ;J"+ :G[CZlCT 5]Z]QF
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wIFG[ ZFBL VF AW] >`JZGF XZLZ4 XlSTYL YFI K[P N]oBMGM VEFJ Y> HFI K[P 5|;gGlR¿ SD"IMULGL
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;DH6YL E]lDSF ;FZL ZLT[ EHJFIP TM 5ZDFtDFDF ;FZL ZLT[ l:YZ YFI K[P H[ 5ZDFtDF
;]BvN]oBGF AWGDFYL D]ST YFI K[P EUJNŸ ;]B :J~5 CMI XFlTDF l:YZTF YFI K[P ;TM CD[XF
ULTFDF VwIFIvZq55 DF EUJFG SC[ K[ S[ H[ 5]Z]QF XFlTDF ZCL ALHFVMG[ 56 XFlT 5DF0[ K[P
l,SGGL 5|DFl6STF v G8JZ,F, ALP NMUF
VD[lZSFGF 5|BZ DFGJTFJFNL 5|D]B VG[ G VFJL TM X] m SNFR K[TZF> CMJFYL V[ OZL V[GL
U],FDMGF D]lSTNFTF V[JF VA|FCD l,SG N]SFGDF VFJJFG] >rK[ GCL4 T[J] 56 AG[ m l,SG
s>P;P!(_) YL >P;P!(&5f G] AF/56 VtIT V[ :+LG[ HF6TF CTF4 T[YL TZT H V[ OFG; ,>G[
UZLALDF jITLT YI]P S]8]AGL VKTEZL l:YlTDF V[GF 3Z TZO GLS/L 50IF V[G] 3Z +6[S DF>,
VA|FCD l,SGGM pK[Z YIM VG[ V[DG[ ;DU| N}Z CT]4 V[6[ V[GF 3Z[ H>G[ V[GF AFZ6[ 8SMZF
5lZJFZ ;FY[ 9[Z 9[Z Zh/5F8 SZJM 50IMP DFIF"P V[ :+LV[ NZJFHM BM<IM4 tIFZ[ AF/S
AF/56DF l,SG V[S 5ZR}Z6 RLHJ:T]GL VA|FCD[ Sæ] o
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BZLNJF VFJLP VA|FCD l,SG[ V[G[ RF VF5LP 5ZT] VF5L T[ V0WL VF5L CTLP VF AFSLGL RF TD[ ,>
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VFjIM S[ V[D6[ V[ :+LV[ DFUL CTL4 V[GF SZTF AF/SGL 5|DFl6STF HM>G[ V[ DlC,F
V0WL RF VF5L CTL VG[ RF GF 5{;F 5}Z[5]ZF ,LWF VF`RI" ;FY[ VFGN VF5LP V[6[ AF/S l,SGG[
CTFP CJ[ X] SZJ] m XFAFXL VF5TF Sæ] o ccA[8F4 T] DM8M Y>G[ H~Z
l,SGG[ UEZFD6 Y>P 5C[,F YI] S[ V[ V[S DCFG DFGJL AGLXPcc
:+L ALH[ lNJ;[ OZLIFN SZJF VFJX[4 tIFZ[ AFSLGL VF8,] ;F,; VG[ lGBF,; ìNI H
RF VF5L N>XP J/L DGDF lJRFZ HFuIM S[ V[ :+L ALHFGL J[NGF ;DÒ XS[P

12. !Z TFP!q#qZ_!Z www.bhojaldham.org
D6SMv#
;F:S'lTS lJRFZWFZF
UEF"WFG ;:SFZ JF,ÒEF. V[DP ZFDF6L
DFGJL ÒJGDF ;:SFZG] VFUJ] :YFG K[P lJS;FJJFGM VF ;RM8 DFU" K[4 VG[ T[ V [8,[
U]HZFTL EFQFFDF V[S SC[JT K[ cc S}JFDF CMI TM 5|FY"GFP zL VS["X HMQFLV[ 5MTFGF 5]:TS
VJ[0FDF VFJ[cc VYF"TŸDFTFvl5TFDF HM ;:SFZ ccUE";lCTFccDF UE":Y lXX] 5Z 50TF ;:SFZMG]
CMI TM ;TFGDF ;:SFZ ;S|D6 YFIP T[YL AF/SG[ ;äQ8FT lJJ[RG SZ[, K[P J0MNZFGL V[S ;gGFZLGL
JFZ;FDF ;FO XZLZ D/[ T[ DF8[ DFTFvl5TFV[ AF/SL DF+ V[S JQF"GL CTLP T[G[ DFTvl5TFV[
5MTFGF XZLZG[ jIFIFD4 IMU VG[ 5|F6FIFDYL RF,TF XLBJJFGL H~Z 50L GlCP VF
;]ä- AGFJJFG] CMI K[ VG[ DFGl;S TYF AF/SL HFT[ H éEL Y> RF,TL Y> U>P
AF{lwãS U]6M BL,[ T[ DF8[ DGGL ;FWGF V[S JBT T[GL DFTFV[ 8[5 Z[SM0"Z RF,]
SZJFGL CMI K[P VF AG[ ;FWGF lJQF[ SI]"P JFTFJZ6DF ;]NZ ULT U]HJF
VF56[ VUFpGF ,[BDF HF^I]]P CJ[ ,FuIFP tIFZ[ VF AF/SL CH] DF+
VF56[ +LÒ ;FWGF V[8,[ VFwIFltDS RF,TF XLBL CTL T[ VF5D[/[ 5U
;FWGF lJQF[ lJRFZLV[P c;FWGF lJGF VG[ CFY éRF SZL T[GL AF/ ;CH
l;lwã GlC c DFTl5TFV[ AF/SDF X{,LDF G'tI SZJF ,FULP DFTl5TFG[
VwIFltDS U]6M BL,JJF 5|FY"GF4 VF`RI" YI]P T[G[ G'tI SM.V[ XLBjI] G
:TJGv:T]lT4 :+MT 59G4 GFDvH5 CMT]4 KTF ;ULTGF ;}Z Z[,FTF4 T[ :JI
DF8[GL ;FWGF SZJFGL CMI K[P 5|FY"GF 5|[Z6FYL G'tI SZTL CTLP SFZ6 X] m
N=FZF 5|E] 5F;[ VR"GF SZJFGL CMI K[ S[ HIFZ[ T[ UE"DF CTL4 tIFZ[ T[GL DFTF
ccC[ 5|E] VF BMZFS äFZF VDFZF N[CG[ NZZMH DF EUJTLG[ 5|FY"GF SZTL CTL
lNjI ;TFGGF VFUDG DF8[ VFWFZ S[ ccDF ¦ DFZF AF/SDF TFZF U]6MG]
AGJFGL XlST VF5M4 cc VG[ T[ XlST VJTZ6 YFVMcc5|FY"GFGF 5lZ6FD[
äFZF VDFZF N[CG[ pwJ"DFYL VJTZ6 5 F D G F Z AF/SLDF VTo5|[Z6FGL XlST HgDHFT HMJF
lNjI ;TFGG[ hL,L XS[ T[J] ;FD|FHI VF5MPcc VF D/TL CTLP T[GL U|C6XlST 56 B}A H ;T[H CTLP
5|FY"GFYL UE":Y AF/S 5Z B}A H é0L V;Z YFI VFH[ ;DU| lJ`J ;FD[ 5|`G éEM YIM K[ S[
K[P DFGJTFG] :TZ GLR[ S[D éTZT] HFI K[ m SFZ6
UE":Y lXX]DF VToSZ6GM lJSF; YJM DG]QIGF ;EMUG] :TZ GLR] éTZL UI] K[P
H~ZL K[P VTo SZ6 V[ VFtDF VG[ DGG[ HM0TL S0L DG]QIGF ;EMU[ 5lJ+TF4 J{7FlGSTF4 ;Z/TF
K[P VFtDFGM VJFH VToSZ6 äFZF DG ;]WL 5CMR[ VG[ 5|FS'lTSTF U]DFJL K[P ;DFUD V[S HAZN:TL
K[P UE":Y AF/SDF VT o 5|[Z6FGL XlST V[S N]o:J%G H[JM AGL UIM K[P T[ 5|[D5}6"4 5lJ+4

13. !# TFP!q#qZ_!Z www.bhojaldham.org
XFT VG[ wIFG5}6" SFI" ZCIM GYLP 5lZ6FD[ ZFBJL HM>V[4 H[YL AF/S 5Z ;FZL V;Z 50[ K[P
DFGJTFG] :TZ GLR[ éTZT] HFI K[P VMXM ZHGLX VF56F VFQF"äQ8F klQFVM S[8,F ;J[NGXL, CTFP
SC[ K[4 ccV[S S,FSFZ SM. S'lT AGFJTM CMI tIFZ[ H[YL pTD 5|HF lGDF"6 SZJF UEM"5lGQFNGL ZRGF
GXFDF CMI TM4 X] S'lT ;FZL AGX[ m V[S G'tISFZ SZLP
G'tI SZTM CMI4 tIFZ[ T[ S|MWYL EZ5}Z CMI4 VXFT 5|FRLGSF/DF ;TFG DF8[ T5`RIF" YTL
CMI4 lRlTT CMI TM T[ ;]NZ G'tI S[JL ZLT[ SZL XS[ m CTL4 5lZ6FD[ DFTFvl5TF >`JZGF JZNFG ;DF
DFTvl5TF TM DF+ VJ;Z 5[NF SZ[ K[P ;EMU V[S DCFG VG[ T[H:JL ;TFGM 5|F%T SZTF CTFP HF6LT]
5lZl:YlT K[4 H[DF VFSFXDF é0TM VFtDF 5MTFG[ äQ8FT VFn XSZFRFI"G] K[P lXJU]~ J[NJ[NFTGF
IMuI l:YlT ;DÒG[ UE"DF 5|J[X SZ[ K[P HM 5|BZ lJäFG CTFP lXJU]~ VG[ T[DGF 5tGL
DFTvl5TF lADFZ4 S|MWDF4 N]oBDF4 lRTFDF CX[ TM VClG"X EUJFG XSZGL VFZFWGF SZTF CTFP
H[ VFtDF VJTlZT YX[ T[ 56 T[ H 5|SFZGM YX[P T[DGF O, :J~5[ VFnXSZFRFI"GM HgD YIMP VF
AF/SG[ XFZLlZS VG[ DFGl;S VFZMuIGM D[3FJL 5]Z]QF H[JM VgI SM. 5l0T YIM GYLP
JFZ;M DFTFvl5TF TZOYL D/[ K[P T[ TALAL lJ7FG[ zLZFD4 zLDN J<,EFRFI"Ò4 ;TL ;FlJ+L H[JF
56 l;wW SI]" K[P 5|FRLG VFI]J["N cRZS ;lCTFcDF pgGT RFlZ+M T5`RIF"GF 5lZ5FS CTFP
DClQF" RZS[ DFTF VG[ l5TF TZOYL jIlSTUT X] ;UEF"J:YF NZlDIFG AF/S 5Z YTL
JFZ;FDF D/[ K[ T[G] J6"G SI]" K[P RZS;lCTF V;Z DF8[ G F VG[ S lJW 5| I MUM YIF K[ P
VG];FZ DFTF TZOYL AF/SG[ tJRF4 ZST4DF;4 DCFEFZTGL SYFDF DFTF ;]EãFGF UE"DF pKZL
D[N4 GFlE4 ìNI4 :JFN]l504 IS'T4 %,LCF4 D}+l504 ZC[, VlEDgI]G[ EUJFG zLS'Q6[ K SM9FG] 7FG
D]+FXI4 5[0]4 VFDFXI VG[ 5SJFXI D/[ K[P HIFZ[ VF5[, T[ ;]lJlNT K[P ;UEF" :+L ;]NZ AF/SMGF
l5TF TZOYL S[X4 NF-L4GB4 ZMD4 NFT4 Vl:Y4 lR+M H]V[4 GIGZdI ãxIM lGCF/[4 ;]gNZ lX<5M
lXX4 :GFI]4 WDGL VG[ JLI" D/[ K[P VwIFtD VG[ lGCF/[4 TM T[G] AF/S ;F{gNI"JFG HgD[ K[P AG[,L
U}- lJnFGF HF6SFZ DCFtDFVMV[ Sæ] K[ S[ DFTF 38GF K[P DMZALDF ZC[TF 5SHEF> SF;]gN=F VG[
l5TF AF/SG[ 5;N GYL SZTF4 AF/S DFTFvl5TFG[ T[DGF WD"5tGL ULTFAC[G[ UE";lCTFGM VeIF;
5;N SZ[ K[P SZL4 5MTFGF XIGB0DF zLS'Q6GF AF/ :J~5GL
p5lGQFNDF 56 UE"WFZ6F lJX[ SC[JFI] KAL D}SLP lNjI VFtDFG] ;TFG~5[ VJTZ6 YFI T[
K[ 5|YD JLI"~5L T[HG] l5TF N=FZF 5MQF64 5KL DF8[ >`JZG[ 5|FY"GF SZL ;DFUD SZTFP UFI+L
UE"~5[ pt5gG YI[,F l5TFGF T[HG] DFTF N=FZF D+vHF5 SZTF4 Ul6TGF V858F NFB,FVM
5MQF64 VG[ 5KL UE"G[ WFZ6 SZGFZL :+LG] 56 pS[,JF 56 5|ItG SZTFP 5lZ6FD[ T[DGF 3Z[ 5]+L
plRT 5F,Gv5MQF6 YJ] HM>V[P VF56[ V[ JFTYL HgDLP T[GM RC[ZM lA,S], AF,S'Q6GL KALG[
lJlNT KLV[ S[ UE"JTLG[ NMCN HFU[ K[PT[ NMCN D/TM CTMP HIzL S'Q6 T[ HFT[ AM,LP VF K[
V[8,[ >rKFVMP T[ >rKFVMG[ 5lT VG[ S]8]ALHGMV[ UEF"WFG ;:SFZMG] 5lZ6FD ¦
5|[D5}J"S 5}ZL SZJL HM>V[ VG[ UE"JTLG[ VFGNDF

14. !$ TFP!q#qZ_!Z www.bhojaldham.org
DG;]BEF. ;FJl,IF
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dp¡ y>¬ L$p¡ dfÆhp dpZ¡f¡ iui kpV¡ kp¢ p lqf ÅZ¡f¡ -
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h . A
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kÐe_p dpfN¡Qprgep A¡ ¡h¡ u hMpZ¡f¡
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B V $
iui kpV¡= dpp kpV¡ fZM¡ f = fZd¡ $p_. fuX$ey¬ =
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. L $ ;
fuqX$ep fdZ, `X$L$pfp. h°¡ = rhfl, rhep¡
l N "âcy kOm¡rbfpS>¡f¡ k© >_dp¬ kcf
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15. !5 TFP!q#qZ_!Z www.bhojaldham.org
cep£
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e
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h $ B $
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b°ûp¬X$_p¡Ar^`r[ R>¡[¡ ¡`pdhp¡lp¡ [p¡dpy¬ d|L$hy¬ `X¡
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NZ 5}GD[ NX"G[
5}PEMH,ZFD AF5FGM HgD J{XFBL 5}GDGF 5lJ+ lNJ;[ YIM CTMP DF8[H ccEMH,WFDccGL
IF+F DF8[ 5}GDG] DCtJ VG[~ K[P 5}GDGF ZMH 5}PAF5FG[ -Ml,V[ DFY] 8[SJL VF:YF ZFBJFYL NZ[S
SFI"DF ;O/TF D/[ K[P EMH,WFDGL XFlT V,F{lSS K[P 5}P AF5FGF -Ml,IF VFU/ CFY HM0L4
5|FY"GF SZJFYL 5ZD XFlTGM VG]EJ YFI K[PG[ ÒJG WgI AG[ K[P DF8[H ZMÒNF SFIM"DFYL O]Z;N
SF-L XFlT D[/JJF DF8[ ESTHGMGM 5|JFC JWTM HFI K[P
NZ 5}GD[ EMH,WFD BFT[ ZF+LGF EHG v W]G ZFBJFDF VFJ[ K[P OT[5]Z4 RF5F:Y/ TYF
VFH] AFH]GF UFDM GF zwWF/] ESTHGM VF W]G DF VFJ[ K[ VG[ WgITF VG]EJ[ K[P
V[S JQF"GF 5}GD[ W}Gv EHG DF 5|;FNsGF:TFfGF NFTFP
ULZLXEF. 58[,vVD[ZLSF

17. !* TFP!q#qZ_!Z www.bhojaldham.org
IDZFH GlRS[TFG[ SC[ K[
lG5]6 VFRFI" H VFtDlJnF VF5L XS[ ¦
IDZFHG[ V[ AFATGL 5|lTTL Y> R]SL K[ S[ vS]DFZ5F/ N[;F>
AF/S GlRS[TFV[ 5|[I;GM ;J"YF tIFU SIM" K[ VG[ DM8FEFUGF ,MSMV[ TM VFtDF lJX[ SX] H ;FE?I]
V[YL H WGJ{EJ S[ EMUlJ,F; V[G[ :5XL" XSTF GYLP V[DG[ DF8[ VF JFT H cV5|F%Ic K[P IDZFHGF
GYLP VF lJWFGDF V[S DCtJG] ;tI pHFUZ YFI K[P
H[G[ 5|tI1F V[JL N]gIJL JFTM :5X[" K[ VG[ DM8FEFUGL jIlSTVM VFÒlJSFGM ;3QF" B[0TL
H[ V[DF 0}AL HFI K[P V[G[ V5|tI1FGM VG]EJ YTM CMI K[4 ;5gG jIlSTVM 5MTFGF J{EJDF ZDDF6
GYLP 7FTG[ KM0IF 5KL H V7FT TZO UlT Y> CMI K[4 A]läXF/L jIlSTVM 5MTFGL VF;5FGF
XS[P DF+ R1F] 5|tI1FG[ H ;J":J DFGGFZ R1F]YL HUTG[ H HMTL CMI K[ VG[ V[G[ lJX[ DF+ TS"YL
V5|tI1F V[JF VFtDFG[ S> ZLT[ HF6L XS[ m R1F] lJRFZTL CMI K[4 VFYL VF HUTG[ HM>V[ TM AC]
DF+ ãlQ8 ;D1F ZC[,F 5NFY"G[ HM> XS[ K[P VMKF ,MSMV[ VFtDFG] GFD ;FE?I] K[P H[G] GFD H
5|tI1F V[ N[BFTL AFAT K[4 HIFZ[ VFtDF ;FE?I] G CMI4 V[GL VG]E}lT TM SIFYL CMI m
V[ N[BFTL AFAT TM GYL H o 5ZT] V[YLI[ lJX[QF V[ VFYL VFU/ JWLG[ ALHF V[JF ,MSM lJX[
VFtDF :JI HMTF4 N[BTM VG[ lGZBTM CMI K[P IDZFH JFT SZ[ K[ S[ H[D6[ VFtDF lJX[ ;FE?I] K[P
5|tI1F V[JF XZLZG[ HM> XSFI4 56 VFtDF V[ 5ZT] V[G[ lJX[ SM. hFhL ;DH 50TL GYLP V[DGF
7FG4 AMW VG[ VG]E}lTGM lJQFI K[P V[ 5MT[ H SFG[ VFtDFGL JFTM 50L K[4 5ZT] V[GF DD" ;]WL
ãQ8F K[P XZLZG[ HMGFZL jIlST VYF"TŸ EF{lTS T[VM 5CMRL XSIF GYLP J:T]G[ HF6JL ;CH K[4
;]Bvp5EMUMDF 0}A[,L jIlST XZLZG[ H ;J":J 5ZT] V[ J:T]GF D}/TtJG[ HF6J] D]xS[, K[P D}/
DFG[ K[P V[G[ ;]Bvp5EMUMG[ H 5MTFG] VlTD TtJ V[ VNZ lGlCT CMI K[ VG[ VFYL H ZFD4
,1I ;DH[ K[P V[GM VFGN V[GL AFæ EF{lTS S'Q64DCFJLZ S[ Ò;;GF ÒJGGL 38GFVM V[ TM
lJ`JGL VF;5F; ;TT E|D6 SZTM CMI K[P V[ DF+ ;5F8L 5ZGF AGFJM K[P BZL HF6SFZL TM
jIlSTG[ GFl:TS SCL XSFI S[ H[ jIlST DF+ V[DGF ELTZGL 5FDJL HM>V[P >`JZGL D}lT"GL
XZLZG[ H]V[ K[P H[ XZLZGF ;]B ;FY[ ÒJGGF GÒS HGFZG[ >`JZGF NX"G YX[4 5ZT] V[ >`JZGM
;]BG[ HM0[ K[P XZLZGF VY"GL ;FY[ ÒJGGF VY"G[ VFtDFGM ;5X" 5FDJF DF8[ TM V[6[ V[DGF ELTZL
H]V[ K[ VG[ XZLZGF VTGL ;FY[ ÒJGGF VTG[ ;R,GMG[ V[DGF VFtDTtJG[ HMJF 50X[PDF+
DFG[ K[P AFæ~5YL V[DGL lJE}lTDTF VM/BL XSFTL GYLP
IDZFH AF/S GlRS[TFG[ SC[ K[ S[ A|Fæ~5 TM V[ DF+ :Y}/ ;5F8L NXF"JGFZ] K[P V[DF

18. !( TFP!q#qZ_!Z www.bhojaldham.org
JC[TF R{TgIGL hFBL SZJFGM 5|ItG SZJM HM>V[ N=FZF VFGL lX1FF 5|F%T SZL CMI VG[ V[G[ VFGL
VG[ TM H V[DG] D}/ :J~5G[ VF56[ 5FDL XSLV[P 7FGl;wä Y> CMIP IDZFH VCL lG5]6 VFRFI"GM
JF:TJDF TM VF56F D}/ :J~5G[ 5FDJF DF8[ DlCDF SZ[ K[ VG[ SC[ K[ S[ VFJF VFRFI" 5F;[YL H
>`JZGF D}/ :J~5G[ 5FDJFGL H~Z K[P ;FRL VFtDlJnF ;F50L XS[P
SDG;LAL TM V[ K[ S[ jIlSTG[ 5MTFGF H IDZFH AF/S GlRS[TFG[ VFtDFG[ VU[
D}/ :J~5GM4 :Jv~5GM S[ VFtDTtJGM bIF, GYLP RF,TL VjIJ:YF VG[ VWFW}WLGL 56 JFT SZ[ K[P
V[ S. ZLT[ .`JZGF D}/ :J~5GL hFBL D[/JL XS[ m IDZFH SC[ K[ S[ AC] VMKF ,MSM VFtDlJnFGL JFT
VFJM DF6; V[ DF+ N[CWFZL DG]QI K[ VG[ H[6[ SZ[ K[45ZT] V[DF 56 EFZ[ D]xS[,L K[P V[G] SFZ6 V[
VFtDTtJG[ HF^IM GYL T[JF DF6;G[ VFlN K[ S[ VFtDFGF lJQFIDF S[8,FI DTvDTFTZM K[P SM.
XSZFRFI" cVEFlUIMc VG[ cV;:S'Tc SC[ ;FDFgI jIlST V[GF lJX[ AM,JF HFI4 TM SM.G[
K[P SXL ;DH6 50[ GCL VG[ GFCSGL U}RJ6M éEL
IDZFH GlRS[TFG[ SC[ K[ S[ V[S TM YFIP VFYL 7FGl;ä jIlST 5F;[YL H VFGM p5N[X
VFtDlJ3F VtIT lJZ, K[ VG[ DM8FEFUGL 5FDL XSFIP SFZ6 V[8,] H S[ VFtDF V[ TS"YL 5Z
jIlSTVMG[ TM VFJL VFtDlJnFGM S. bIF, H K[4 A]läYL VUdI K[ VG[ V[S V[J] ;}1D TtJ K[ S[
GYL VG[ H[DG[ VF bIF, K[4 V[JF S[8,FIG[ V[GL H[G[ DF8[ jIlSTV[ SM. DCFG VFRFI" G] lXQItJ
;FRL ;DH GYLP T[VM VFtDlJnF VU[ zJ6 SZ[ U|C6 SI]" CMIP :Y}/ XaNDF SCLV[ TM ccU]Z] lAG
K[4 5ZT] V[DG[ 56 ;FRL VFtDlJnF 5|F%T GYLP 7FG SCFcc V[D SC[JFI] K[P
VFtD7FGGF `,MSM S 9:Y SZJFYL 56 VFtDlJnF IDZFH SC[ K[ S[ c;FRM U]Z] D/[4 TM H VF
5|F%T YTL GYLP DF+ V[GF XaNM SFG[ 50[ T[YL V[ TtJG[ 5FDL XSFIP IDZFH HF6[ K[ S[ VFJF U]Z]
lJnF VFtD;FTŸ AGTL GYLP VF ZLT[ IDZFH D[/JJF VlT D]xS[, K[4 SFZ6S[ V[6[ ACFZGF
VFlWEF{lTS lJX[ GlRS[TFG[ JFT SZ[ K[ VG[ V[YL H ;}I"GL GCL4 56 ELTZGF ;}I"GL VM/B VF5JFGL
SC[ K[ S[ VFJL lJnF HF6GFZL jIlST D/L VFJ[ TM K[P V[6[ ACFZGF 5|SFXGM VG]EJ SZFJJFGM GYL4
T[ VF`RI"HGS H U6FI VG[ V[GL JF6L U|C6 5ZT] VFTlZS VF,MSDF ,> HJFG] K[PVFJF U]Z]
SZGFZ BZ[BZ S]X/ SC[JFIP D/[ TM H 7FG 5|F%T YFIP
VFJ] U}- VFtDTtJ SMGL 5F;[YL ;F50[ m AFSL DF+ VFtDFGL JFTM SZGFZ 5F;[YL
SM6 VFJM N],"E AMW VF56G[ SZFJL XS[ m IDZFH VFtD7FG ;F50T] GYLP DF+ V[G[ lJX[ SMZ] lRTG
SC[ K[ S[ VFJL jIlST D[/JJL TM VtIT D]xS[, K[P SZJFYL 56 VFtDTtJ ;DHFT] GYLP VF TtJ TM
V[JL jIlST D/[ S[ H[ JF6LYL VFGL JFT SZL XS[ o lG5]6 VFRFI" äFZF lX1FF 5|F%T SZLG[ H D[/JFI K[P
5ZT] V[JL jIlST lJZ, K[ S[ H[6[ lG5]6 VFRFI" VCL IDZFH[ U]Z]G] DCtJ NXF"jI] K[P V[ U]Z]

19. !) TFP!q#qZ_!Z www.bhojaldham.org
7FGJFG4 XL,;5gG VG[ VG]EJl;ä CMI SM. jIlST DFU" 5Z RF,LG[ VFU/ JW[ T[
cS9M5lGQFN Ÿ DF VCL EFZTLI ; : S' l TGL :JFEFlJS K[4 5ZT]
U]Z]5Z5ZFGL JFT 5|F%T YFI K[ o 5ZT] VCL H[
U]Z]GL JFT SZJFDF VFJL K[ T[ SM. ;FDFgI U]Z] V[ DFU" 5Z H 5MTFGM D]SFD HDFJL N[ T[ IMuI GYLP
GYLP VF U]Z] lXQIDF 7FGvHIMT 5|U8FJ[ K[4 V[ cU]Z] UMlJN T[GM B0[4 lS;SM ,FU] 5FI4 Al,CFZL
lXQIG[ T[H:JL AGFJ[ K[4 V[GM C[T] lXQIG[ ,FRFZ S[ U]Z]N[J SL4 UMlJN NLGM ATFIP cc
lGo;CFI AGFJJFG[ AN,[ D]D]1FFG[ DC[S WZFJTM VFGM VY" H V[ S[ UMlJNG[ ATFJGFZM SM.
;FWS AGFJJFGL K[P DFU" CMI TM T[ U]Z] K[P HIF ;]WL U]Z] H~ZL K[P 56
V[ lXQIMG[ V5U SZL GFBTM GYL4 5ZT] 36LJFZ V[J] AG[ K[ S[ jIlST U]Z]G[ 5S0LG[ A[;L HFI
V[DG[ V[JM 5|SFX VF5[ K[ S[ H[G[ 5lZ6FD[ V[ lXQI K[P V[DGL p5l:YlT TZO VlT VG]ZFU ;[J[ K[ VG[
U]Z]GF SM. AFæ VJ,AG lJGF VwIFtD DFU[" UlT V[G[ 5lZ6FD[ V[ UMlJN s>`JZfYL N}Z ZC[ K[P
SZL XS[ K[P lXQI U]Z] 5F;[ HFI K[ V[ 5MTFGF VF ZLT[ GlRS[TFGF 5|z cXZLZ K}8TF
VWSFZG] lGJFZ6 SZLG[ 5|SFX 5FDJF DF8[4 5ZT] VFtDF ZC[ K[ S[ GCLc T[GM p¿Z VF5TF IDZFH
5|SFX 5FdIF 5KL lXQIV[ 5MT[ cV%5NLJMEJcGL VFGN 5|U8 SZ[ K[ S[ VF AF/SGF lR¿DF VFJL
DFOS UlT SZJFGL CMI K[P VFGM VY" V[ S[ lXQIV[ lH7F;F K[ VG[ V[YLI[ lJX[QF TM VF AF/ SM. TS"YL
U]Z] 5F;[YL D/TM 5|SFX U|C6 SZJFGM K[4 5ZT] U]Z] S[ A]läYL NMZJF>G[ GCL4 5ZT] ;FRL VFtDlGQ9FYL
5Z ;3/M VFWFZ ZFBLG[ 5ZFJ,AL AGJFG] GYLP VF 5|z 5}KL ZæM K[P GlRS[TFGL VFJL lH7FXF V[GL
V[DGF lJRFZMG[ 5FDJFGF K[4 56 V[DGF RZ6G[ ;tIl5|ITFDFYL 5|U8L K[P VF AF/SG[ ÒJGGM
U|CLG[ ÒJJFG] GYLP U]Z] V[ TD;DFYL 5|SFXDF UCG 5|z pS[,JM K[4 V[8,] H GCL4 56 D'tI] 5FZGF
,> HGFZM DFU" K[4 5ZT] V[ DFU" H ;J":J GYLP ÒJG lJX[ 56 ;tINX"G 5FDJ] K[P
GMW ov NFTFVM 5MTFG] NFG ;FZFV[ EFZT DFYL SM. 56 XC[ZDFYL GLR[ D]HAGL A[SDF HDF SZFJL XSX[P
“ —zL EMÔ EUT R[ZL8[A, 8=:8˜DF8[ AXIS BANK BFTFP GP##&_!_!___#$)$&
“ —zL EMÔ EUT R[ZL8[A, 8=:8˜:8[8 A[S VMO ;{FZFQ8= BFTFP GP&&_!#)$!$__
80 {G} {5} GF lGID 5|DF6[ NFTFzLVMG[ SZ D]STL D/X[P
vo ;FlCtI ov
5}P EMH,ZFD AF5FG] ;FlCtI H[DF 5]:TSM4 S[;[84 ;L0L S[;[84 OM8F JLU[Z[
5}P EMH,ZFD AF5FGL HuIF sEMH,WFDv OT[5]ZfYL VF5 D[/JL XSXMP
JW] DFlClT DF8[ ;5S" SZMP E]5[gN|EF. ;FJl,IF v DMAFPGP )5#*Z*$###

20. Z_ TFP!q#qZ_!Z www.bhojaldham.org
;SFD VG[ lGQSFD EST
ElST V[8,[ H[GFYL DM1F D/[P V[8,[S[ v ,[PZl;SEF> ZFPUM/lJIF
EUJFGDF V5FZ :G[C;lCT H[ T[DGL ;[JF SZJL SZ[ K[P EUJFG S[D ZFÒ YFI T[ DF8[ DG4 JRG4
T[G[ 7FGL ,MSM ElST SC[ K[P VFD H[G[ H[ ElST H[ SD"YL EUJFGGL ElST SZ[ K[ T[G[ N[CGL S[ VF
GJ 5|SFZGL XF:+MDF J6"JL K[ T[DFYL H[ ElSTYL ,MSGL SM. ;5lTGL ,F,;F K[ H GCLP T[ 5MTFGF
EUJFGDF :G[C YFIP T[G[ ElST DFGL K[ sGJWF G[+[ SZL DF+ EUJFGGF NX"G H SZ[ K[P GFS[ SZL
ElSTDF zJ64 lST"G4 :DZ64 5FN;[J4 VR"G4 EUJFG[ R0[, 5]Q5GL ;]UW ,[ K[P SFG[ SZL SYF
JNG4 NF;tJ4 ;bI VG[ VFtD lGJ[NL56FGL lST"G ;FE/[ K[P ÒE[ SZL EUJFGGF U]6M UFI K[
ElSTf VFD H[ H[DG[ lJX[QF l5|I CMI4 T[ ElST T[D ;J[" >gãLIM EUJFGDF HM0L EUJFGG[ H
WD"4 7FG4 J{ZFuI[ ;lCT SZ[ T[G[ V[SFlTS EST 5|;gG SZJFG] TFG ZFB[ K[P VFJM lGQSFDEST
SæM K[ P T[ D F 56 EUJFGGF WFDG[ H 5FD[
ULTFÒDF RFZ 5|SFZGF K[P SFZ6S[ VFJM lGQSFD
EST VFT"EST4 VYF"Y EST EUJFGGL ;[JF
lEST4 lH7F;]EST VG[ lJGFGL D] l STG[ 56
7FGESTG[ z[Q9 SæM K[P RFCTM GYLP RFZ 5|SFZGL
SFZ6S[ 7FGLEST D]lSTGL 56 SIFZ[I
XF:+MST 7FG ãFZF >rKF ZFBTM GYLP VQ8
EUJFGG]] DCFtD IYF"Y" 5|SFZGL l;lwWVM
HF6[v;DH[ K[P 5KL T[G[ EUJFGGF DCFtDDF SM. EUJFG VF5[ TM 56 T[ :JLSFZTM GYLP DF+
;XI ZC[TM GYLP VFJF ESTMDF ;SFD VG[ EUJFGGL ;[JF SZLG[ EUJFGGL 5|;gGTF H >rK[
lGQSFD A[ 5|SFZGF ESTM SæF K[P K[P CD[XF lGQSFDEFJYL H EUJFGG[ EH[ K[P
lGQSFD EST 5MT[ 5MTFGM N[C EUJFGG[ VFJM EST EUJFGG[ VlTXI jCF,M ,FU[
V5"6 SZL ZFB[ K[ VG[ 5MTFGM N[C4 >lgãIM K[PEUJFGG[ VFJM EST 5MTFGF ìNI ;DFG K[P
V T oSZ6 VG[ :JEFJ T[ AWFG[ SIFZ[ I VG[ VFJF ESTG[ EUJFG 5|tI[ lNGv5|lTlNG
DFTFvl5TF4 5]+4 GFZL S[ VgI ;AWLHGMG[ EUJFGDF 5|[D JWTM HFI K[ VG[ VFJM EST
VFWLG SZTM GYL VG[ EUJFGG[ JX ZCL H[ SF> EUJFGGF WFDG[ 5FD[ K[P
lS|IF SZ[ K[ T[ EUJFGG[ ZFÒ SZJF H DF+G[ DF+ HIFZ[ ;SFD EST SF>S D[/JJF DF8[

21. Z! TFP!q#qZ_!Z www.bhojaldham.org
ElST SZ[ K[P ;SFDEST 5MTFGF N[CGF ;]B DF8[ tIFZ[ T[6[ 5MTFG] G DFuI]P 56 HM Z1FF SZJF VFjIF
ALHFG[ I[GS[G ZLT[ N]oB N[JF DF8[ ElST SZ[ K[P CMI TM DFZF VTX+] YSL Z1FF SZMP H[YL C]
T[DG[ SF>S D[/JL ,[JFGL S[ ;;FZDF VFJTL EUJFGDF HM0F> XS] T[J] DFuI] VG[ V[8,] TM
p5FWLDFYL pUZL HJF DF8[GL >rKF SFDGF CMI K[P lGQSFDL56] ATFJTF Sæ] S[ C[ EUJFG HM VF5GL
H[D >gN= E,[ I7 SZFJTM CTMP 56 T[ ZF1F;MGF 5F;[ DFU[ T[ EST G SC[JFI VG[ VF5[ T[ EUJFG
;CFZ DF8[4 V[8,[S[ ;SFD EFJGFYL SZFJTM CTMP G SC[JFIP VFD ;SFD VG[ lGQSFD ESTGL
T[YL T[ ;SFD ElSTP VF,MSGL S[ N[CGL DF8[ T[ I7 jIFbIFVM pNFCZ6M WD"XF:+MDF AC] H 8FSIF K[P
SZFJTM CTMP T[YL ;SFD EST SC[JFIP HIFZ[ 56 ;FDFgI ZLT[ ;DHJF VF8,] AZFAZ U6FX[P
5|C,FNÒ p5Z G';LC 5|U8 Y> Z1FF SZJF VFjIF
VFtD7FGGL H~Z ;JM"5ZL
AFæ HUTGL DFlCTL E,[ UD[ T[8,L 5|F%T SZJFDF v0MP >SAF, DMNL
VFJ[P 56 5MTFGF AFAT[ H~ZL 7FG 5|F%T SIF" DF8[ ,MS jIJCFZGL DFlCTLGM ;U|C SZJM HM>V[P
lJGF 36]AW] HF6[,] 56 VW}Z] K[P V[ l9S K[ S[ VF AG[ AFATM H~ZL K[P T[YL T[ ;AWLT DFlCTL
VF56[ ;F:S'lTS AFATM VG[ 5lZl:YlTVM ;FY[ JWFZJF VG[ 5lZl:YlTVMGM ;O/TF5}J"S ;FDGM
HM0FI[,F K[P T[GF ;CFZ[ 5|UlT4 VJUlTGM 5FIM SZJF ;FWG D[/JJFDF ;TT jI:T ZC[J] H~ZL K[P
lGlD" T YFI K[ P T[ Y L ;F;FZLS 7FGGL
HUTGL DFlCTL JW]DF JW] p5IMULTF ;J"DFgI K[P
D[/JJL H~ZL K[P :S] , 4 SM,[ H MYL ,>G[
V[ ;FR] K[ S[ ;EFvUMQ9LVM ;]WL lJlJW
VF56F ;5S"DF VFJGFZ SFI"S|DMG] VF C[T]YL H
VG[ lJlJW ;]+MYL VF56F VFIMHG SZJFDF VFJ[ K[P
ÒJGS| D DF HM0FI[ , F ;FlCtI ;'HG VG[ 5|RFZ
jIlST VF56G[ T+ VF C[T]YL H ;HF"IF K[P
V;FWFZ6~5[ 5|EFlJT SZ[ lJRFZ lJGLDI4 5ZFDX"
K[P T[DGL UlTlJWLVMGM VF56L 5|;gGTF ;FY[ VG[ EFJGFtDS VFNFG5|NFG DF8[ ,[BG VG[
;3G ;AW ZC[ K[PT[YL T[ ;AWDF wIFG VG[ JF6LGF p5IMU VG[S :TZ[ YFI K[P VF DFlCTL
jIJ:YF SZJL H~ZL K[P 5FZLJFZLS VG[ ;FDFlHS H[8,L JWFZ[ CX[4 V[8,L H A]lwä 5|BZ CX[ VG[
HJFANFZLVMG[ IMuI ZLT[ GLEFJJFDF VFJ[ T[ 5|lTEF GLBZX[P

22. ZZ TFP!q#qZ_!Z www.bhojaldham.org
VF8,] AW] YJF KTF 56 5MTFGF ;AWDF H}NF :TZGF CMI K[P
VELQ8 7FG 5|F%T G SZJFDF VFJ[ TM ;DHJ] S[ T[DFYL SMG[ V5GFJFI VG[ SMG[ N}Z ZBFI
;;FZDF ;AWLT ;lJ:T'T 7FG V5}6" VG[ V5U T[GM lG6"I V[ VF:YFG] SFD K[P D]/ DFgITF T[G[ H
ZCL UI] K[P 5MTFGF ;AWDF DFlCTL 5|F%T SZJFG] SC[JFI K[P VF56[ X] AGJ] K[4 X] SZJ] K[ m X] l5|I K[
TFt5I" K[4 VFtD7FGP 5MTFGF lJX[ p5ZK<,L m X] Vl5|I K[ m H[JF DCtJGF lG6"IM VFtDFGF
DFlCTL TM AWFG[ CMI K[P GFD4 ;ZGFD]4 1F[+DF H SZJFDF VFJ[ K[P VF56[ X] AGJ] K[ VG[ X]
JX4:JF:YI4 lX1F64 WG45ZLJFZ4 5N JU[Z[ lJX[ 5|F%T SZJF DFULV[ KLV[ m V[ GLQSQF" VF:YFVM H
5}KTF SM.56 jIlST ;Z/TFYL 5MTFGM 5ZLRI 5|:T]T SZ[ K[P
VF5L XS[ K[4 56 VF TM AlCZU 5ZLRI YIM4 VF lG6"IG[ SFIF"lgJT SZJF DF8[ D:TSGL
EF{lTS DFlCTL ZCLP VFtD7FGG] TFt5I" T[GFYL XlST VFU/ VFJ[ K[P T[GF 5KL XZLZGF C,GR,G
p0] K[P 56 T[ H lNXFDF SFIF"lgJT YFI K[P DG :J{rKFWFZL
lJRFZMGF VFWFZ[ lS|IFS,F5GL lNXF AG[ GYL VG[ GF A]läDF :JT+GL 1FDTFP T[D6[
K[P AG[GF ;DgJIYL VeIF;GM :JEFJ lGlD"T VF:YFVMGF U],FD AGLG[ ZC[J] 50[ K[P AWFG[
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