A Very informative and detailed explanation of what your credit rights are, what your credit score means, and United Credit Education Services Company overview and procedures.

12. 650 or higher - Indicates a very good credit profile. People falling into this range will usually be able to obtain credit quickly and at a good interest rate . 620 to 650 - The range which most credit scores fall. However, these consumers may find that potential creditors could require additional documentation for larger loans and the loan process may take longer as a result . 620 or less — May mean higher interest rates for borrowers. This does not mean that credit will be denied. The process will probably take longer and will be on less than ideal terms. The following table is based on a $100,000 30-year fixed mortgage from myfico.com. How Credit Scores are Used $835 9.419% 580-619 $909 10.430% 500-579 $637 6.578% 660-699 $604 6.072% 760-850 Monthly Payment Interest Rate Credit Score

15. UltraScore ™

19. Establishing Good Credit

22. Our service We help eliminate any inaccurate, erroneous and obsolete information reporting in your credit file

36. The Progress Report tab will show the customer’s accounts and their current status

37. The Processing Report tab will show the customer’s accounts and their current dispute printing status

38. Get the good credit you deserve! Restore your credit and change your life forever! United Credit Education Services