1. The Following Steps will help you to have a successful semester and year. Click Here to Start

7. 10 Money Saving Tips 1. Write down all expenditures, review, find and reduce needless purchases. 2. Use your bank’s ATM machine to avoid interbanking charges. 3. Eat the cafeteria food rather than eating off campus, or ordering in. 4. Clip and use coupons. 5. Use a low-rate phone card rather than a cell phone (ie you could purchase a 500 minute phone card for $25 rather than a cell phone bill of $50 a month. 6. Buy generic items instead of name brand items. 7. Drink water rather than expensive sports drinks or pop 8. If you receive a raise try saving that money for future items rather than splurging immediately 9. Only keep small amounts of cash with you when shopping & leave credit/debit cards at home to avoid over spending. 10. Look for free events on campus for outings.

14. Explore Study Abroad Options Personal Benefits Career Benefits Deadlines to Note For info on programs and the process contact: Office of International Education 400 Bowman Hall or visit their website .

44. If you find yourself identifying with three or more of these statements since arriving at UW-Stout this semester, you could be suffering from Sophomore Slump Why do I have more question now than when I first arrived my first year? Who are these people I hang around with that I thought were my friends? Why am I majoring in this, if I don’t even like it? Why am I constantly overwhelmed? Why do I only find the negatives in my life? Why don’t I find time to relax? Why am I so uncertain about my future? Why am I not having as much fun as last year? Does everyone have this all figured out but me? Why am I ready to cry if the smallest thing goes wrong? Why do I feel like my parents are constantly pressuring me to know what I want to do with my life? Why am I so unmotivated and/or anxious? What an I doing here at Stout? What is my real motivation?