• Wealth Guard is a revolutionary new portfolio of legal, insurance, and financial products customized for the specific and unique needs of practicing healthcare professionals. • Wealth Guard is an affordable “must-have” supplement designed to “Fill the Gaps” that traditional medical malpractice insurance does not provide. • Wealth Guard is your advocate!—providing “peace of mind” for doctors. We take care of your personal and business assets so you can to do what you do best—serving your patients and your community. • Four keys to Wealth Guard: – Asset Protection – Licensure Defense – Cyber Liability Protection – Malpractice Assessment

2. Every 43
minutes a doctor
suffers
a medical
malpractice loss!

3. Every 43
minutes a doctor
suffers
a medical
malpractice loss!
9out of every 10hospitals
incur at least one data breach…
…which cost healthcare
organizations an estimated
$7 Billion per year.

4. On March 13, 2014…
the Florida State Supreme Court…
voted to overturn a 2003 law which limits
malpractice damages to $500,000.
The result…medical malpractice judgments
are
UNLIMITED.
The problem now is most healthcare professionals
do not carry sufficient insurance to protect
themselves from excess judgments.
The Solution? Wealth Guard!

5. What is Wealth Guard?
Wealth Guard is a revolutionary new portfolio of legal, insurance,
and financial products customized for the specific and unique needs
of practicing healthcare professionals.
Wealth Guard is an affordable “must-have” supplement designed to
“Fill the Gaps” that traditional medical malpractice insurance does
not provide.
Wealth Guard is your advocate!
—providing “peace of mind” for doctors.
We take care of your personal and business
assets so you can to do what you do best
—serving your patients and your
community.

6. • Securing your business and personal assets
Asset Protection
• Trusted legal ally representing your interests
Licensure Defense
• Network security and data privacy insurance solutions
Cyber Liability Protection
• Independent review from our legal experts
Malpractice Assessment
4 Keys to Wealth Guard

7. • Securing your business and personal assets
Asset Protection
4 Keys to Wealth Guard
How Does Wealth Guard Protect Your Assets?
– Retitling of assets to be exempt from creditors’ claims.
– Erect “barriers” around assets to remove any incentives for pursuit by creditors.
Personal and Professional Asset Assessment
– Identify vulnerability of assets for excess judgments.
– Protect from civil and commercial creditor exposure.
Improve Overall Asset Protection Strategy
– Pre-litigation management and organization
of personal and business assets.
– Implement legal, ethical programs custom
designed to protect your assets.
– Increase your ability to negotiate a favorable
settlement in the event of a claim.

8. • Trusted legal ally representing your interests
Licensure Defense
4 Keys to Wealth Guard
Billing Error Coverage
– Covers defense costs, shadow audit expenses, and regulatory fines.
– Protects against civil investigations from a Qui Tam plaintiff, or insured’s
voluntary self-disclosure to a government entity.
Regulatory Licensure Defense
– Provide legal protection against Recovery Audit Contractors (RAC)
– Coverage also includes fines and costs from HIPPA,
EMTALA and Stark compliance proceedings.
OSHA Defense
– Defense against Occupational Safety and Health
Administration citations for alleged violation of
safety standards.

9. 4 Keys to Wealth Guard
Cyber Terrorism and Extortion
– Coverage for income loss and interruption expenses.
– Covers extortion threat expenses.
Network Asset Protection
– Covers costs to recover or replace lost, stolen, damaged,
or corrupted data.
Network Security & Privacy
– Insurance for online and offline information,
virus attacks, service denial.
– Covers privacy breach response costs, customer
notification costs, customer support and credit
monitoring expenses.
• Network security and data privacy insurance solutions
Cyber Liability Protection

10. 4 Keys to Wealth Guard
Malpractice Protection Advocate
– Independent review attorney specializing in
medical malpractice liability and legal defense.
– Deterrent letter increases probability of claims being dismissed.
– Legal instructions on how to govern yourself with
your medical malpractice insurance carrier.
• Independent review from our legal experts
Malpractice Assessment

11. 4 Coverage Plans of Wealth Guard
Wealth Guard Essential 1 (For Employed doctors only)
Wealth Guard Essential 2
Wealth Guard Silver
Wealth Guard Gold
• $25,000 Regulatory and Licensure Proceedings
• $25,000 Billing Errors, EMTALA and Stark Proceedings
One-time Fee: $975.00 First Year Monthly: $145.00 Renewal Year Monthly: $145.00
• $25,000 Regulatory and Licensure Proceedings
• $25,000 Network/Cyber Protection Billing Errors, EMTALA and Stark Proceedings
One-time Fee: $975.00 First Year Monthly: $225.00 Renewal Year Monthly: $225.00
• $50,000 Regulatory and Licensure Proceedings
• $500,000 Network/Cyber Protection Billing Errors, EMTALA and Stark Proceedings
One-time Fee: $2,341.00 First Year Monthly: $261.25 Renewal Year Monthly: $372.96
• $75,000 Regulatory and Licensure Proceedings
• $1,000,000 Network/Cyber Protection Billing Errors, EMTALA and Stark Proceedings
One-time Fee: $2,582.00 First Year Monthly: $261.25 Renewal Year Monthly: $388.50
All coverage plans include Asset Protection assessment/recommendation and Malpractice Independent Advocate

12. FAQs
• Do I need Malpractice insurance if I have Wealth Guard?
• I have insurance with my employer. Do I still need Wealth Guard?
• Do I still need cyber liability protection if I have already implemented online and data
security measures?
• Does Wealth Guard help with any existing threat of litigation?
• If I outsource my billings to a third-party provider am I still liable?
• Who are the underwriters for Wealth Guard?
– NAS
– FPA (FPA Legal Defense)
– Lloyds of London
• How do I know which Wealth Guard plan is best for me?

13. Taking Care of Those Who Take Care of Others