A guide to receiving funding for your business through Small Business Investment Company (SBIC), a subsidiary of US Small Business Administration, and through Government Grants.

1. FUNDING FOR YOUR
BUSINESS –
SBIC AND GOVERNMENT
GRANTS

2. Introduction
• Capital or funding is what you need to start
your business.

3. Where do you get funding for your
business?

4. What do they have in common?

5. • All of the aforementioned companies received
seed money from SBIC’s, i.e., Small Business
Investment Company.

6. Part 1: SBIC

7. SBIC - Introduction
• There are about 450 SBIC’s all over the USA.
• Each one is licensed and regulated by the SBA –
The Small Business Administration.
• While they are owned by the SBA, they actually
are a privately owned and managed investment
firm that provides venture capital and startup
financing to small businesses.

8. SBIC – Funding History
• The Small Business Investment Company has
provided nearly $ 30 billion in financing (both
loans and equity investments) to 90,000 small
businesses since 1958.

9. SBIC – The Advantage
• Each SBIC is free to define its own area of
interest. Some specialize in specific industries,
geographic areas or personal interests of the fund
managers.

10. SBIC – The Advantage
• Unlike many venture capital (VC) outlets that
demand quick returns, SBICs have developed a
reputation as providers of “patient capital” that
small companies need to develop products and
foster growth over time.

11. SBIC - Summary
• Privately owned and managed investment
firms that provide venture capital and startup
financing to small businesses.
• They are free to choose the field of funding.
• Patient with small businesses that need to
develop products and foster growth over time.

12. Part 2: Government Grants

13. Government Grants
• Grants are like free money for small
businesses: Unlike loans and other debt,
grants don’t typically require you to pay
anyone back.
• Of course, finding and qualifying for public or
private funds takes some effort.
• Here are five potential sources of grants for
small enterprises and entrepreneurs.

14. State and Local Agencies
• The Federal Government doesn’t offer grants
to small businesses.
• However, state or local governments may offer
other financial-assistance programs, such as
low-interest loans.

15. Federal Funding
• The US Government offers specific funding,
many of whom are available to small
businesses and entrepreneurs. Examples
include…

16. Federal Funding
Health-Related Research

17. Federal Funding
Green Product Development

18. Opportunity Fund
• This California nonprofit offers a mix of
microloans, microsavings, and commercial real
estate financing to small businesses in the San
Francisco Bay Area

19. Amber Grants
• The Amber Foundation Grants have been
supporting women entrepreneurs since 1998.
• The grants, usually $500 to $1,000 each, are
intended to help with the small but essential
expenses that can help women entrepreneurs
start their own business.

20. Love a Local Business
• Intuit’s Love a Local Business grant
competition has given more than $1.1 million
to winning small businesses since its inception.

21. Love a Local Business
• The winning business receives a $25,000 grant.

22. Summary
• Small Business Investment Companies (SBICs) are
a marvelous financing opportunity for promising
early stage ventures investigating grants to start a
business and alternative forms of small business
start up capital.
• Grants are like free money for small businesses:
Unlike loans and other debt, grants don’t typically
require you to pay anyone back.
• There are various sources of grants

23. To know more on Government Grants, kindly
visit http://www.allamericangrantguide.com/

24. Thank You!