At GeNESIS Capital Leasing, we specialize in providing an array of equipment-financing solutions to small and medium-sized businesses throughout the United States.

1. Genesis Commercial Capital Adds Structure
Component to New Leases
Genesis is customizing and designing lease structures for companies on a one off basis to
accommodate every customer’s needs. Gone are the days where a flat payment might work for
all business and industries. Instead, Genesis is promoting a variety of specialized structures to
help each and every customer
Step Down Leases, can be designed to match the lease-payout curve (what the less or needs to
pay the lease at any given time) with the equipment value curve (what the equipment is
expected to bring in a sale). This allows the lessee to effectively "walk away" from the
equipment at almost any time (with the sale proceeds of the equipment covering the lease
payout). Featuring payments that decrease each year, this structure offers accelerated tax write-
offs and greater upgrade flexibility. It also allows the customer to match cash flow when the
equipment is newer and more effective.
Step Up Leases allow companies starting a new project or division, or with short term budget
constraints, to start with little or no payments during the early part of the lease term and
increase payment levels as cash flow increases. This can allow a customer to become involved in
a new lease that they traditionally could not afford and have the payment term match cash flow
increases generated by the new equipment
Seasonally Adjusted Leases
accommodate companies in cyclical
industries, structuring payments to
match cash flow and allowing
smaller or token payments during
the "off" months. The equipment
rental industry, farming, retail, etc.
are all industries that are exposed to
down months throughout the year.
This program can help customers forecast cash flow more accurately and match it up to the
payments on their lease.
Credit Enhancement Structures are employed to allow companies that might not otherwise
qualify for leasing because of credit or equity level deficiencies. Enhancements such as security
deposits, the holdings of real estate, equipment or financial instruments as additional collateral,
shortened or step-down lease terms, corporate or personal guarantors and co- lessees are some
of the alternatives considered to overcome challenging situations.