Health savings matching account is the HSA killer. HSMA can be sold by agents and brokers without a financial license, provides a powerful impact on your business's bottom line, and is a brand new enrollment product for employees and seniors, and exclusively protected by a proprietary patent. Take a look at this quick presentation, then head over to HTTP://broker.hmacard.com or call (541) 390-0811 for more information and to sign up.

1. HSMA - The HSA Killer
If you are an insurance agency or broker, we invite you to make a
profound impact on people’s lives and the profitability of your
business by offering a product that beats the HSA and allows YOU to
sell to clients, group enrollments, and seniors.

2. The problem
HDHPs
High deductible health
insurance plans are a
budget buster for most
Americans. The worst off
are those with children
and seniors for whom
there is just Medigap
insurance.
HSA’s
Government controlled
Health Savings Plans
allow a finite contribution,
and are so limited on the
use of the money, that
consumers have grown
to hate them. They are
not available to seniors.
Flex Plans
Flex Plans are risky as
they provide only a “use-
it-or-lose-it” option, no
chance for investment
growth, and also a limited
number of medical
services allowed.

3. A Six-Step challenge to the healthcare industry
Challenge 1
Reduce out of pockets
Cut out of pocket
expenses in half?
Challenge 2
Broader Medical Services
Allowed
Allow all medical
procedures to be allowed:
maternity, fertility
treatments, hair
transplants, acupuncture,
implants, counseling, etc.
Challenge 3
Better ROI
Double the amount of
money in the health
savings matching
account over three years,
using the same principles
as annuities.

4. A Six-Step challenge to the healthcare industry
Challenge 4
Put money in agents
pocket
Allow agents to enroll
clients without a financial
license, as required by
HSA.
Challenge 5
Anyone can use it
Create a savings
program anyone can use,
regardless of age, less
hassle (using a debit
card), no paperwork.
Challenge 6
Easier setup
Set up as group plan or
individual. Signup form is
two page, and time is five
minutes or less. Self sign
up is possible.

5. Solution
The HSA KILLER!
A health savings matching account
that doubles in value with matching
contributions from the insurance
company, in just three years.

6. Implementation

7. Present to the
client
Client presentation is
easy because of the
obvious selling
propositions
Select 3-
year savings
goal
Help clients determine
the three year savings
goal needed
Fill out 4
minute form
Fill out a two-page
form: contact info and
banking info
Contribute
monthly
Client contributes
monthly to FDIC
insured medical
account
Watch
money
double
Insurance company
doubles money by
month 35.

8. How does the client money grow?

9. How much can the target savings be?
Savings plan can be as small as $2,500 ($40/mo).
● Client contributes $1,400 at 35 months. Matched by insurance
company with $1,100 for a 78% gain.
Savings can be as large as $60,000 ( $725/mo). Or larger.
● Client contributes $25,375 at 35 months. Matched by insurance
company with $34,625 for a 136% gain.
The Average plan is $10,000 ( $140/mo).
● Client contributes $4,900 at 35 months. Matched by insurance
company with $5,100 for a 104% gain. (double money)

10. How much commission for the agent/broker?
Commission on the $2,500 plan ($40/mo):
● $4.40 each month to month 12 ($52.80/year) + 4% for trailing years
Commission on the $60,000 plan ( $725/mo):
● $79.75 each month to month 12 ($975/year) + 4% trailing years
Commission on average $10,000 ( $140/mo):
● $15.40 each month to month 12 ($184/year) + 4% trailing years
500 sign ups per month at month 12 (average plan): $92,400 in
commissions! 1000 sign ups per month, 12 months: $184,800!

11. How would that revenue change your business?
Whether you are looking to backsell into your database of
employees or seniors, or start to sell the HSMA during open
enrollment, the value of this business is profound and must not be
overlooked.
This is the HSA/flex-plan of the future. Simply converting anyone
from contributing to their HSA and into their HSMA will have a
significant impact on your business revenue, and effectively
cutting your client’s healthcare costs in half, or more.

12. Where do we see low hanging fruit?
Certainly, if you have a database of seniors, or choose to do
webinars or in-person presentations to seniors, it is a no-brainer
for those who have the money and will spend the out-of-pocket
healthcare expenses anyway, to invest in this high return health
savings matching account plan.

13. Impact
How will the HSMA affect your
business and the quality of life
for your customers?
Learn more:
http://broker.hmacard.com
Or call Mike at (541) 390-0811 at
LifeTrooper.com