The document evaluates the top 10 places to retire in Canada on a limited budget. It provides details on 10 locations across Canada that offer a low cost of living, affordable housing, proximity to cities, low crime, good weather and activities. The locations include Fredericton, NB, Outlook, SK, Comox, BC, Charlottetown, PE, Salmon Arm, BC, Halifax, NS, Prince Albert, SK, Cobourg, ON, Victoriaville, QC, and Joliette, QC. The document concludes that Canadians look for affordable communities close to amenities, and that many locations allow retirees to enjoy a budget lifestyle and travel during winter.

1. Top 10 Canadian Places to Retire: on a Shoestring Budget
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Introduction
With the financial crisis of late, many retirees (or soon to be retirees) worry about whether or not
they can afford to retire.
In Summer of 2012, we evaluated Canada from west to east, and offer our top Canadian locations to
retire: for the budget minded. Yet to qualify for this list, these Canadian locales must not just be a
cheap place to retire, but offer retirees interesting activities.
Don't give up your retirement dream. Have a vision! Then put a plan to paper. Get someone to help
you.
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evaluate the best places to retire in Canada on a budget
The Evaluation Criteria

2. The Edmonton, Alberta firm Canadian Financial Strategies, Inc., took a poll and determined what
people are looking for in a Canadian retirement community.
The top critera evaluated are listed below, and form part of the overall selection criteria:
Low cost of living/Affordable housing
Close proximity to major city
Low crime rate
Good weather
Things to Do/Arts/Culture
The study evaluated Canada from west to east, and offered the top 10 Canadian locations to retire:
all on a limited budget.
When considering a budget, these are locations that can be lived in for under $2,500 monthly after
tax income. We assume that included in this overall cost, is a $700-800 payment per month in rent
(or service costs on a house).
A low budget Canadian residence often allows people the freedom to travel to southern or tropical
destinations during the winter months.
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Fredericton, NB
Low cost of living/Affordable housing: $189,000 Median Home Price
Close proximity to major city: Moncton, NB 144 km away
Low crime rate: Yes

3. Good weather: 290 Sunny days per year
Things to Do/Arts/Culture: Yes
Fredericton is New Brunswick's riverfront capital. It is is intimate in scale with 50,000, yet bustling
with character, entrepreneurship and vibrant cultural experiences. Historic buildings and high-tech
infrastructure are lined with a large amount of trees. Ten years ago, Fredericton became the first
Canadian city to provide free wifi access to all of its citizens. The Beaverbrook Art Gallery please art
lovers, as does the countless artisans and crafters who make their presence here. Fredericton is also
a bustling university community inspiring internet and technical start-ups.
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Outlook, SK is one of the top 10 places to retire in Canada on a budget
Outlook, SK
Low cost of living/Affordable housing: $179,000 Median Home Price
Close proximity to major city: Saskatoon, SK 80 km away; Regina, SK 233 km away
Low crime rate: Yes
Good weather: 320 Sunny days per year
Things to Do/Arts/Culture: Yes
Outlook, SK is one of the sunniest places in Canada, and scenicly located on the banks of the South
Saskatchewan River. Yes, this is a town called Outlook for its beautful river panorama! This is a
smaller town of 2,500 people that secrets their sandy river banks that children and adults regularily
enjoy. Walk the SKYTRAIL (Canada's longest pedestrian bridge) and boat along Lake Diefenbaker
and Gardiner Dam. Outlook, SK has a traditional agriculture base and is diversified in outdoor
activities, housing: a local outdoor pool, golf course, bird watching, boating, fishing.
Saskatchewan Book of Everything: Everything You Wanted to Know About Saskatchewan and Were
Going to Ask Anyway
No book is more comprehensive than the Saskatchewan Book of Everything. No book is more fun!
Well known Saskatchewanians weigh in on their favourite things about their province.

4. See all 10 photos
Comox, BC is one of the best places in Canada to retire on a budget
Comox, BC
Low cost of living/Affordable housing: $343,000 Median Home Price; many less expensive
condominiums in area and in points north
Close proximity to major city: Nanaimo, BC 105 km away; Victoria, BC 215 km away
Low crime rate: Yes
Good weather: 278 Sunny days per year
Things to Do/Arts/Culture: Yes
The Comox Valley is is a gorgeous location located on BC's Vancouver Island. The Comox glacier and
Mt. Washington is located in the mountains to the west, and to the east the Georgia Strait holds
water activity year round. There are dozens of golf courses in the area that can be played year
round. Vancouver island holds many other day trips, including Qualicum Beach to the south for
sunny beach walks and Port Hardy to the north for whale watching. Inland, take the Upchuck ocean
freighter to see and learn about Captain Cook's voyage. There is lots to do on Vancouver Island and
the retiree can never run out of activities.
Vancouver Island
Enjoy the beauty and charm of British Columbia's magical island paradise, world renowned
Vancouver Island! This complete and professionally produced tour covers all the main attractions
from Telegraph Cove to Victoria including: Butchart Gardens, Tofino, Ucluelet, Long Beach,
Telegraph Cove, Comox Valley, Coombs, Campbell River, Chemainus, and Nanaimo. You don't need
another book to learn about the magic of Vancouver Island.
charlottetown pei best place and cheapest to retire in canada
Charlottetown, PE
Low cost of living/Affordable housing: $153,000 Median Home Price

5. Close proximity to major city: Moncton, NB 165 km away
Low crime rate: Yes
Good weather: 288 Sunny days per year
Things to Do/Arts/Culture: Yes
Charlottetown is located on the southern section of the Prince Edward Island, with a population of
60,000. Charlottetown boasts a marina, a historic district, universities and colleges. Steeped in rich
history, the island is located in the Gulf of St. Lawrence dotted with fishing towns of lobster and
shellfish.
Land, Settlement, and Politics on Eighteenth-Century Prince Edward Island
This is a most fascinating read of the colonial and/or imperial history of Charlottetown and Prince
Edward Island. This broad perspective allows Bumsted to show, for example, that the decision to
distribute land to proprietors was a comprehensible and even liberal move by British government in
the context of the imperial expansion of the 1760s.
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Salmon Arm, BC is one of the best and cheapest places to retire in Canada
Salmon Arm, BC
Low cost of living/Affordable housing: $298,000 Median Home Price
Close proximity to major city: Kelowna, BC 113 km away; Kamloops, BC 109 km away
Low crime rate: Yes
Good weather: 302 Sunny days per year
Things to Do/Arts/Culture: Yes
Salmon Arm, BC has a population of 16,205 and is located on the shores of the Shuswap Lake, where
the Salmon River empties. Its population increases in the summer, when it becomes a tourist town
catering to outdoors people and lake-lovers. Close to Mt. Bastion, the area is scenic and quiet. Many

6. are drawn to the beaches at Sunnybrae, Canoe, and elsewhere on Shuswap Lake: where many
houseboats can be found. The area is also in close proximity to the Canadian Pacific railway, making
for easy access to points west to Vancouver and east to Edmonton. Summer festivals include the
Salmon Arm Roots and Blues festival, attracting over 20,000 visitors. Cultural activities include the
Shuswap Art Gallery and is home to many internationally well known artists.
Halifax, NS is one of the best and cheapest places in Canada to retire
Halifax, NS
Low cost of living/Affordable housing: $239,000 Median Home Price
Close proximity to major city: Moncton, NB 261 km away
Low crime rate: Yes
Good weather: 290 Sunny days per year
Things to Do/Arts/Culture: Yes
Halifax, NS is home to a much appreciated Maritime climate. The weather is neither frigid in the
winter nor too hot in the summer. Aretiree living in Halifax would spend retirement enjoying the
city's amazing beaches, abundant wineries, and scenic parks. Exciting day trips include travel
around the NS peninsula to see the provinces huge array of lighthouses, and whale watching.
Halifax is home to lobster ports, maritime history, and cultural festivals.
Frommer's Halifax
The comprehensive guide to Atlantic Canada. Experience a place the way the locals do. Enjoy the
best it has to offer. And avoid tourist traps. At Frommer's, we use 150 outspoken travel experts
around the world to help you make the right choices.
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Prince Albert, SK is one of the best and cheapest places to retire in Canada
Prince Albert, SK

7. Low cost of living/Affordable housing: $205,000 Median Home Price
Close proximity to major city: Saskatoon, SK 142 km away
Low crime rate: Yes
Good weather: 312 Sunny days per year
Things to Do/Arts/Culture: Yes
Prince Albert is located in the northern region of Saskatchewan, and serves as the gateway to
Saskatchewan's northern lake region. Prince Albert National Park and Waskesiu with other northern
beach locales, are the weekend destiny for many people living in Prince Albert: for both summer
boating and winter outdoor activity. Saskatchewan is sunny, has low taxes, and has clean air. Not to
mention its friendly people. Prince Albert supports a strong fine arts and cultural community,
providing a variety of opportunities in creative dramatic, musical, visual arts.
Saskatchewan First Nations: Lives Past and Present (Trade Books based in Scholarship)
Learn about the northern Saskatchewan region of Canada. More than 125 biographies weaved
together demonstrate the diversity and depth of Saskatchewan's First Nations community, and the
contributions of First Nations people to the province. A must read if you are considering traveling to,
or living in, Saskatchewan's northern region.
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Cobourg, ON one of the best and cheapest place to retire in Canada
Cobourg, ON
Low cost of living/Affordable housing: $219,000 Median Home Price
Close proximity to major city: Toronto, ON 90 km away
Low crime rate: Yes
Good weather: 303 Sunny days per year
Things to Do/Arts/Culture: Yes
Cobourg, ON is a city on the banks of Lake Ontario, east of Toronto. Its waterfront and historic

8. community attracts summer visitors and is home to long term residents. The area serves medical
facilities, low home prices, white sandy beaches, and many cultural attractions.
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Victoriaville, QC is a beautiful city and one of the cheapest places in Canada to retire
Victoriaville, QC
Low cost of living/Affordable housing: $243,000 Median Home Price
Close proximity to major city: Montreal,QC 164 km away
Low crime rate: Yes
Good weather: 303 Sunny days per year
Things to Do/Arts/Culture: Yes
Victoriaville, QC is a beautiful city that is located on the banks of the Nicolet River. With a regular
population of 41,400, the area is enchanting and serves nature lovers and those that love to hike,
golf, and canoe. It is one of the most relaxing cities in Canada, close to the cultural city of Montreal.
Québec 2013 Wall Calendar
Dream and plan your retirement in the Quebec countryside with this calendar on your wall.
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9. Joliette, QC is one of the best places to retire on a budget
Joliette, QC
Low cost of living/Affordable housing: $249,000 Median Home Price
Close proximity to major city: Montreal, QC 50 km away
Low crime rate: Yes
Good weather: 303 sunny days per year
Things to Do/Arts/Culture: Yes
Joliette, QC is in close proximity to Montreal, QC, making it a bedroom and cultural community at
reduced cost. It is a centre for the arts in its own right, and home to architectural delights such as
the Saint-Charles-Borromee Cathedral. The city is also home to the Joliette Art Museum, whose
works of art include paintings, sculptures, paper artwork and a large collection of art from the
French Middle Ages.
Conclusions: Budget Retirement in Canada
Canadian Financial Strategies, Inc. recently took a Canadian poll and determined what people are
looking for in a Canadian retirement community.
For a retirement local, it was found that Canadians look for low cost of living, affordable housing,
close proximity to a major city, low crime rate, good weather, and access to cultural activities.
The study proves that a Canadian retiree can retire happily, and can live on a budget of under
$2,500 monthly after tax. A low budget Canadian residence often allows people the freedom to travel
to southern or tropical destinations during the winter months.
Canadian Financial Strategies, Inc.'s independent agents help Canadians achieve their retirement
dreams.
Amazon Books: Best Canadian Places to Retire
How to Retire in Canada (How to Retire in ....... Book 2)

10. Retire in Style: 60 Outstanding Places Across the USA and Canada
The 100 Best Small Art Towns in America: Discover Creative Communities, Fresh Air, and Affordable
Living
100 Best Retirement Towns: Everything You Need to Find Your Retirement Dream
Enough Bull: How to Retire Well without the Stock Market, Mutual Funds, or Even an Investment
Advisor
Let's Debate about Retirement Locations!
What will happen in the future?
How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial
Advisor
The best way to retire Happy, Wild and Free, is to retire in Canada!
This is the one book to purchase if you are seriously dreaming about early retirement. Live in
Canada where you happily life life cheaply, and around beautiful surroundings. Then wildly travel
south (and all over the world!) during the winter months. This book will teach you how! Retire
happy, wild, and free!
The Bottom Line
Bottom Line? Have a vision. Have a budget. Protect your family. Love beautiful things. Plan to retire
soon. Retire in Canada. Enjoy!
Last updated on March 14, 2013
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