Presentation given by A.V.V. Prasad, Additional commissioner (Admin, IT & Smart Cards), Govt. of Andhra Pradesh on August 3rd, 2011 at eWorld Forum (www.eworldforum.net) in the session ICT in Financial Inclusion, Taxation, Excise and Finance
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A.V.V. Prasad
1. Welcome A.P. SMART CARD PROJECT (Financial Inclusion for Good Governance) A.V.V.PRASAD Additional Commissioner Department of Rural Development Govt of Andhra Pradesh
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6. Smartcard Business Cycle BUSINESS CORRESPONDENT CSP BANK The AP Smart Card Project 5) Unspent money Reconciled statement Reconciled statement Unspent money Unspent money Acquittanc e CASH DISBURSEMENT Acquittanc e e-payorder & Fund Acquittanc e e-payorder CASH Acquittanc e
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8. PILOT Started in 6 mandals in Warangal District Service area Approach, ALW as TSP with 6 banks Enrollment started March,2007 - payments started in April, 2007 Service Area Approach GPs in six districts are allocated to different banks based on the service area From March, 2008 onwards, enrollment started The GPs are allocated to 12 banks in service area approach One Dist- One Bank model One single district is completely allocated to one single bank From November, 2008 onwards, enrollment started 7 banks & DoP are operating in this model. Project Implementation OVERALL PROGRESS AT A GLANCE No. of districts : All 23 Total no of GPs 21792 No. of GPs where enrollment is effected 21387 No of GPs where payments commenced 16423 Target (No.of Beneficiaries) 211 lakhs No. of beneficiaries enrolled 144 lakhs No. of cards issued 123 lakhs Amount paid (from May 2007) Rs. 3154 Cr.
9. Process Improvements made: Electronic Fund Management System Server to Server Integration & data transfer for payment and reconciliation Appointment of one Management Graduate as Coordinator for every district for better monitoring.
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12. Service Providers ALW FINO Integra Atyati TCS HCL Coromondal APOnline Banks Axis Bank Union Bank of India APGVB State Bank of India Andhra Bank Corp Bank Deccan Grameen Bank State Bank of Hyderabad ICICI Bank Indian Bank Punjab National Bank ING Vysya Bank Post Office
![Extent of Financial Exclusion ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],In million Source: Report on Currency and Finance 2006-08 (IIMS Survey, 2007), NABARD report Households Social Group Population in ‘000 % Included % Excluded S.C 15592.6 50.23 49.77 S.T 11924.1 36.32 63.68 OBC 37043 51.42 48.58 Others 24688.4 49.42 50.58 Total 89248.1 48.64 51.36 Institution / End-March 1993 2002 2007 Scheduled Commercial Banks 246 246.5 320.9 Regional Rural Banks 30.5 36.7 52.7 Primary Agricultural Credit Societies 89 102.1 125.8 Urban Co-operative Banks 41.6 42 50 Post Offices 47.5 60.2 60.8 Total 454.6 487.1 610.3 Total Accounts per 100 adult persons 51 46 54](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)