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College Student Survey
                                                 Sample = 255 Full-Time College Students
                                                 Ages 18-30 and 251 Recent College Graduates
                                                 Ages 18-30 Who Are in the Workforce or
                                                 Seeking Employment



This survey is being conducted by Kelton Research, a leading national public opinion company. We are
not trying to sell you anything, but would like to ask you a few questions for a national opinion study, the
results of which will appear in the nation’s leading media outlets in the coming weeks. Your answers will
be confidential and anonymous.

    1. After graduating college, for about how long do/did you expect to receive at least some financial
       support from your parents?

                                         Average = 2 Years                               Average = 2
                                   Response                      Student Student        Grad      Grad
                                                                  Total     %           Total      %
                                    Never                          77     30%           83       33%
                              Less Than a Year                      89       35%         93       37%
                                  1-2 Years                         52       20%         50       20%
                                  3-4 Years                         28       11%          9       4%
                               5 Years or More                       9       4%          16       6%

    2. Which of the following benefits would most likely be non-negotiable for you when evaluating a
       potential job, meaning that you would consider passing on the job if these benefits were not included
       or undesirable?

                                  Response                      Student Student        Grad       Grad
                                                                 Total     %           Total       %
                            Health Insurance                      98     38%            98        39%
                   A Flexible Schedule Such as Non-
                   Traditional Hours or Being Able to
                            Work From Home                        33        13%         23        9%
                             Vacation Time                        32        13%         31        12%
                 The Commute or the Office’s Location             27        11%         47        19%
                 401 (k) or Other Retirement Accounts             26        10%         25        10%
                           Your Potential Title                   19        7%          14        6%
                           Corporate Culture                      12        5%           6        2%
                           Gym Memberships                         8        3%           7        3%





  All decimals are rounded to the nearest percentage point. This may result in certain numerical totals adding up to
slightly more or slightly less than 100%
eHealth College Students and Grads Survey | May 2011                                  Page 2 of 7

3. Which of the following best describes you?

                            Response                    Student Student       Grad     Grad
                                                         Total     %          Total     %
             I’m Currently Covered By an Individual
               Health Insurance Policy Paid For By
                            My Parents                     70       27%        37      15%
              I’m Currently Covered By My Parent’s
                      Health Insurance Policy              63       25%        39      16%
                    I’m Currently Covered By a
                   Government or Public Health
                Insurance Plan, Such as Medicaid           29       11%        21       8%
                I’m Currently Covered By a Health
             Insurance Policy That I Pay For Myself        23        9%        28      11%
                   I’m Currently Covered By an
               Employer-Provided Health Insurance
                                Plan                       19        7%        78      31%
               I’m Currently Covered By a Student
                       Health Insurance Plan               16       6%          2      1%
              I Currently Have No Health Insurance         30       12%        43      17%
                           I Don’t Know                     5       2%          3      1%

4. In your opinion, how important is it for people to have health insurance?

                           Response                    Student Student       Grad       Grad
                                                        Total     %          Total        %
                     Extremely Important                 207    81%          201        80%
                     Somewhat Important                  41     16%           42        17%
                       Important Net                     248    97%          243        97%
                    Somewhat Unimportant                  3      1%            4         2%
                    Extremely Unimportant                 4      2%            4         2%
                      Unimportant Net                     7      3%            8         3%

5. After their children graduate college, for about how long do you think it’s fair for a parent to help cover
   this child’s health insurance costs?

                                 Average = 3 Years                             Average =3
                           Response                    Student Student       Grad       Grad
                                                        Total     %          Total       %
                             Never                       21      8%           14        6%
                       Less Than a Year                  73     29%           74        29%
                            1 Year                       19      7%           29        12%
                            2 Years                      53     21%           55        22%
                            3 Years                      30     12%           24        10%
                        4 Years or More                  59     23%           55        22%
eHealth College Students and Grads Survey | May 2011                                   Page 3 of 7

6. Students: How likely or unlikely do you think it will be that your first job after graduating college will
   provide you with healthcare benefits?

                                      Response                       Total      %
                                  Extremely Likely                    89      35%
                                  Somewhat Likely                    116      45%
                                    Likely Net                       205      80%
                                 Somewhat Unlikely                    40      16%
                                 Extremely Unlikely                   10       4%
                                   Unlikely Net                       50      20%

   Grads: Did you think your first job after graduating college would provide you with healthcare
   benefits?

                                        Response                     Total     %
                                          Yes                        182      73%
                                           No                         69      27%

7. If you had to choose one, which of the following would you rather do/do you think is better to do for
   the first year after you graduate college?

                             Response                    Student Student      Grad      Grad
                                                          Total     %         Total      %
             Live With Your Parents and Be Able to
                    Afford Health Insurance                137       54%       185      74%
               Live on Your Own and Go Without
                        Health Insurance                   118       46%        66      26%

8. Which of the following do you think is more important for a new college graduate?

                             Response                    Student Student      Grad      Grad
                                                          Total     %         Total      %
               Finding a Job That You Don’t Like
               That Provides Benefits Like Health
               Insurance or Retirement Accounts            146       57%       123      49%
              Finding a Job You Like That Doesn’t
             Provide Benefits Like Health Insurance
                    or Retirement Accounts                 109       43%       128      51%

9. If you were already attracted to a date or potential significant other and then found out that he or she
   had health insurance, would you be more likely to be...?

                            Response                   Student Student%        Grad     Grad
                                                        Total                  Total     %
                 More Attracted to Him or Her            230     90%           234      93%
                 Less Attracted to Him or Her            25      10%            17      7%
eHealth College Students and Grads Survey | May 2011                                  Page 4 of 7

10. To the best of your knowledge, about how much would you expect to pay each month for a private
    health insurance plan? Please assume a plan that covers benefits such as prescription drugs,
    preventive screenings, and emergency room visits.

                                   Average = $204                            Average= $171
                            Response                    Student Student       Grad     Grad
                                                         Total     %          Total     %
                             Nothing                       0       -            1        -
                             $1-$99                       60     24%           60      24%
                           $100-$199                      33     13%           50      20%
                           $200-$299                      19      7%           21      8%
                          $300 or More                    29     11%           31      12%
                          I Don't Know                    114    45%           88      35%

11. If you had to purchase your own health insurance plan, what do you think would be a fair monthly
    cost?

                                   Average = $155                            Average=$126
                            Response                    Student Student       Grad     Grad
                                                         Total     %          Total     %
                             Nothing                       0       -            0        -
                             $1-$99                       97     38%           92      37%
                           $100-$199                      38     15%           50      20%
                           $200-$299                      13      5%           22      9%
                          $300 or More                    17      7%           15      6%
                          I Don't Know                    90     35%           72      29%

12. If you had no health insurance, which of the following, if any, would you be willing to do in order to
    obtain health insurance? Please choose all that apply.

                            Response                    Student Student       Grad     Grad
                                                         Total     %          Total     %
                  Give Up One Night Out at a
                     Restaurant Per Week                  174       68%       167      67%
             Give Up One Night Out at the Movies
                           Per Week                       170       67%       160      64%
                   Give Up My Daily Coffee                130       51%       133      53%
             Add 30 Minutes to My Daily Commute           86        34%       82       33%
               Have My Parents Make All of My
                Financial Decisions For a Year             46       18%        33      13%
                Not Have Cable or High-Speed
                       Internet at Home                    45       18%        46      18%
                             Other                          6       2%         17      7%
                            Nothing                        16       6%         17      7%
eHealth College Students and Grads Survey | May 2011                                   Page 5 of 7

13. Which of the following, if any, would you be less likely to do if you didn’t have health insurance while in
    your 20s? Please choose all that apply.

                             Response                    Student Student      Grad      Grad
                                                          Total     %         Total      %
                        Ride a Motorcycle                  124    49%         107       43%
                          Start a Family                   118    46%         132       53%
                Travel To Another Country With
               Different Public Health Standards,
             Such as Questionable Drinking Water
                              Quality                      117       46%       106      42%
               Participate in Risky or Dangerous
              Athletic Activities, Such as Skiing or
                          Rock Climbing                    115       45%       118      47%
             Pursue A Risky Job or Career, Such as
               Law Enforcement or Construction             94        37%        99      39%
              Have Sex With Someone on a First
                                Date                       77        30%        81      32%
             Eat at a Place With Questionable Food
              Quality, Such as a Dive Bar or Place
                    With a “B" Or "C" Rating               71        28%        54      22%
                           Get Married                     65        25%        52      21%
                Take a Cross-Country Road Trip             52        20%        42      17%
                         Start a Business                  47        18%        44      18%
                          None of These                    28        11%        44      18%

14. How informed or uninformed do you consider yourself to be about healthcare reform? Please be
    honest.

                             Response                    Student Student      Grad      Grad
                                                          Total     %         Total      %
                      Extremely Informed                   38     15%          26       10%
                      Somewhat Informed                    127    50%         121       48%
                        Informed Net                       165    65%         147       59%
                     Somewhat Uninformed                   67     26%          75       30%
                     Extremely Uninformed                  23      9%          29       12%
                       Uninformed Net                      90     35%         104       41%
eHealth College Students and Grads Survey | May 2011                                  Page 6 of 7

15. To the best of your knowledge, which of the following, if any, are available or apply to college
    graduates in 2011 as a result of healthcare reform? Please choose all that apply.

                            Response                    Student Student      Grad      Grad
                                                         Total     %         Total      %
             The Ability to Stay on Parents’ Health
                        Plan Until Age 26                 136       53%       157      63%
               Access to Individually-Purchased
               Health Insurance Plans for People
             With Pre-Existing Medical Conditions,
                 Such as High Blood Pressure               54       21%        61      24%
            Subsidies Available to Help People Buy
                     Healthcare Coverage                   53       21%        48      19%
              Access to More Preventive Medical
            Services, Such as Annual Checkups, at
                    No Out-Of-Pocket Cost                  52       20%        49      20%
            A Requirement to Purchase Healthcare
                            Coverage                       41       16%        57      23%
                  Free Healthcare Coverage                 39       15%        26      10%
                Introduction of Online “Health
             Insurance Exchanges" for Purchasing
                     Healthcare Coverage                   35       14%        25      10%
               No Lifetime Limits on Healthcare
                            Coverage                       27       11%        32      13%
                         None of These                     43       17%        37      15%

16. Which of the following health insurance terms are you confident that you can define? Please choose all
    that apply.

                            Response                    Student Student      Grad      Grad
                                                         Total     %         Total      %
                            Co-Pay                        151    59%         184       73%
                          Deductible                      127    50%         153       61%
                           Premium                        75     29%          95       38%
                Annual Out of Pocket Maximum              72     28%          76       30%
                   Lifetime Coverage Limit                52     20%          50       20%
                         Co-Insurance                     41     16%          37       15%
                        None of These                     45     18%          24       10%

17. Have you visited a general doctor for regular preventive care or a check-up in the past 2 years?

                            Response                    Student Student      Grad      Grad
                                                         Total     %         Total      %
                               Yes                        193    76%         173       69%
                               No                         62     24%          78       31%
eHealth College Students and Grads Survey | May 2011                                Page 7 of 7

   18. Have you visited an emergency room for yourself in the last 4 years?

                               Response                    Student Student     Grad      Grad
                                                            Total     %        Total      %
                                  Yes                        125    49%        104       41%
                                  No                         130    51%        147       59%

Methodological Notes:

The eHealth College Student and Grads Survey was conducted by Kelton Research between April 21st and April
29th, 2011, using an email invitation and an online survey.

Results of any sample are subject to sampling variation. The magnitude of the variation is measurable and is
affected by the number of interviews and the level of the percentages expressing the results.

For the sample of college students, the chances are 95 in 100 that a survey result does not vary, plus or
minus, by more than 6.1 percentage points from the result that would be obtained if interviews had been
conducted with all persons in the universe represented by the sample.

For the sample of recent college graduates, the chances are 95 in 100 that a survey result does not vary, plus
or minus, by more than 6.2 percentage points from the result that would be obtained if interviews had been
conducted with all persons in the universe represented by the sample.

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Survey Of Full-time College Student Regarding Insurance 2011

  • 1. College Student Survey Sample = 255 Full-Time College Students Ages 18-30 and 251 Recent College Graduates Ages 18-30 Who Are in the Workforce or Seeking Employment This survey is being conducted by Kelton Research, a leading national public opinion company. We are not trying to sell you anything, but would like to ask you a few questions for a national opinion study, the results of which will appear in the nation’s leading media outlets in the coming weeks. Your answers will be confidential and anonymous. 1. After graduating college, for about how long do/did you expect to receive at least some financial support from your parents? Average = 2 Years Average = 2 Response Student Student Grad Grad Total % Total % Never 77 30% 83 33% Less Than a Year 89 35% 93 37% 1-2 Years 52 20% 50 20% 3-4 Years 28 11% 9 4% 5 Years or More 9 4% 16 6% 2. Which of the following benefits would most likely be non-negotiable for you when evaluating a potential job, meaning that you would consider passing on the job if these benefits were not included or undesirable? Response Student Student Grad Grad Total % Total % Health Insurance 98 38% 98 39% A Flexible Schedule Such as Non- Traditional Hours or Being Able to Work From Home 33 13% 23 9% Vacation Time 32 13% 31 12% The Commute or the Office’s Location 27 11% 47 19% 401 (k) or Other Retirement Accounts 26 10% 25 10% Your Potential Title 19 7% 14 6% Corporate Culture 12 5% 6 2% Gym Memberships 8 3% 7 3%  All decimals are rounded to the nearest percentage point. This may result in certain numerical totals adding up to slightly more or slightly less than 100%
  • 2. eHealth College Students and Grads Survey | May 2011 Page 2 of 7 3. Which of the following best describes you? Response Student Student Grad Grad Total % Total % I’m Currently Covered By an Individual Health Insurance Policy Paid For By My Parents 70 27% 37 15% I’m Currently Covered By My Parent’s Health Insurance Policy 63 25% 39 16% I’m Currently Covered By a Government or Public Health Insurance Plan, Such as Medicaid 29 11% 21 8% I’m Currently Covered By a Health Insurance Policy That I Pay For Myself 23 9% 28 11% I’m Currently Covered By an Employer-Provided Health Insurance Plan 19 7% 78 31% I’m Currently Covered By a Student Health Insurance Plan 16 6% 2 1% I Currently Have No Health Insurance 30 12% 43 17% I Don’t Know 5 2% 3 1% 4. In your opinion, how important is it for people to have health insurance? Response Student Student Grad Grad Total % Total % Extremely Important 207 81% 201 80% Somewhat Important 41 16% 42 17% Important Net 248 97% 243 97% Somewhat Unimportant 3 1% 4 2% Extremely Unimportant 4 2% 4 2% Unimportant Net 7 3% 8 3% 5. After their children graduate college, for about how long do you think it’s fair for a parent to help cover this child’s health insurance costs? Average = 3 Years Average =3 Response Student Student Grad Grad Total % Total % Never 21 8% 14 6% Less Than a Year 73 29% 74 29% 1 Year 19 7% 29 12% 2 Years 53 21% 55 22% 3 Years 30 12% 24 10% 4 Years or More 59 23% 55 22%
  • 3. eHealth College Students and Grads Survey | May 2011 Page 3 of 7 6. Students: How likely or unlikely do you think it will be that your first job after graduating college will provide you with healthcare benefits? Response Total % Extremely Likely 89 35% Somewhat Likely 116 45% Likely Net 205 80% Somewhat Unlikely 40 16% Extremely Unlikely 10 4% Unlikely Net 50 20% Grads: Did you think your first job after graduating college would provide you with healthcare benefits? Response Total % Yes 182 73% No 69 27% 7. If you had to choose one, which of the following would you rather do/do you think is better to do for the first year after you graduate college? Response Student Student Grad Grad Total % Total % Live With Your Parents and Be Able to Afford Health Insurance 137 54% 185 74% Live on Your Own and Go Without Health Insurance 118 46% 66 26% 8. Which of the following do you think is more important for a new college graduate? Response Student Student Grad Grad Total % Total % Finding a Job That You Don’t Like That Provides Benefits Like Health Insurance or Retirement Accounts 146 57% 123 49% Finding a Job You Like That Doesn’t Provide Benefits Like Health Insurance or Retirement Accounts 109 43% 128 51% 9. If you were already attracted to a date or potential significant other and then found out that he or she had health insurance, would you be more likely to be...? Response Student Student% Grad Grad Total Total % More Attracted to Him or Her 230 90% 234 93% Less Attracted to Him or Her 25 10% 17 7%
  • 4. eHealth College Students and Grads Survey | May 2011 Page 4 of 7 10. To the best of your knowledge, about how much would you expect to pay each month for a private health insurance plan? Please assume a plan that covers benefits such as prescription drugs, preventive screenings, and emergency room visits. Average = $204 Average= $171 Response Student Student Grad Grad Total % Total % Nothing 0 - 1 - $1-$99 60 24% 60 24% $100-$199 33 13% 50 20% $200-$299 19 7% 21 8% $300 or More 29 11% 31 12% I Don't Know 114 45% 88 35% 11. If you had to purchase your own health insurance plan, what do you think would be a fair monthly cost? Average = $155 Average=$126 Response Student Student Grad Grad Total % Total % Nothing 0 - 0 - $1-$99 97 38% 92 37% $100-$199 38 15% 50 20% $200-$299 13 5% 22 9% $300 or More 17 7% 15 6% I Don't Know 90 35% 72 29% 12. If you had no health insurance, which of the following, if any, would you be willing to do in order to obtain health insurance? Please choose all that apply. Response Student Student Grad Grad Total % Total % Give Up One Night Out at a Restaurant Per Week 174 68% 167 67% Give Up One Night Out at the Movies Per Week 170 67% 160 64% Give Up My Daily Coffee 130 51% 133 53% Add 30 Minutes to My Daily Commute 86 34% 82 33% Have My Parents Make All of My Financial Decisions For a Year 46 18% 33 13% Not Have Cable or High-Speed Internet at Home 45 18% 46 18% Other 6 2% 17 7% Nothing 16 6% 17 7%
  • 5. eHealth College Students and Grads Survey | May 2011 Page 5 of 7 13. Which of the following, if any, would you be less likely to do if you didn’t have health insurance while in your 20s? Please choose all that apply. Response Student Student Grad Grad Total % Total % Ride a Motorcycle 124 49% 107 43% Start a Family 118 46% 132 53% Travel To Another Country With Different Public Health Standards, Such as Questionable Drinking Water Quality 117 46% 106 42% Participate in Risky or Dangerous Athletic Activities, Such as Skiing or Rock Climbing 115 45% 118 47% Pursue A Risky Job or Career, Such as Law Enforcement or Construction 94 37% 99 39% Have Sex With Someone on a First Date 77 30% 81 32% Eat at a Place With Questionable Food Quality, Such as a Dive Bar or Place With a “B" Or "C" Rating 71 28% 54 22% Get Married 65 25% 52 21% Take a Cross-Country Road Trip 52 20% 42 17% Start a Business 47 18% 44 18% None of These 28 11% 44 18% 14. How informed or uninformed do you consider yourself to be about healthcare reform? Please be honest. Response Student Student Grad Grad Total % Total % Extremely Informed 38 15% 26 10% Somewhat Informed 127 50% 121 48% Informed Net 165 65% 147 59% Somewhat Uninformed 67 26% 75 30% Extremely Uninformed 23 9% 29 12% Uninformed Net 90 35% 104 41%
  • 6. eHealth College Students and Grads Survey | May 2011 Page 6 of 7 15. To the best of your knowledge, which of the following, if any, are available or apply to college graduates in 2011 as a result of healthcare reform? Please choose all that apply. Response Student Student Grad Grad Total % Total % The Ability to Stay on Parents’ Health Plan Until Age 26 136 53% 157 63% Access to Individually-Purchased Health Insurance Plans for People With Pre-Existing Medical Conditions, Such as High Blood Pressure 54 21% 61 24% Subsidies Available to Help People Buy Healthcare Coverage 53 21% 48 19% Access to More Preventive Medical Services, Such as Annual Checkups, at No Out-Of-Pocket Cost 52 20% 49 20% A Requirement to Purchase Healthcare Coverage 41 16% 57 23% Free Healthcare Coverage 39 15% 26 10% Introduction of Online “Health Insurance Exchanges" for Purchasing Healthcare Coverage 35 14% 25 10% No Lifetime Limits on Healthcare Coverage 27 11% 32 13% None of These 43 17% 37 15% 16. Which of the following health insurance terms are you confident that you can define? Please choose all that apply. Response Student Student Grad Grad Total % Total % Co-Pay 151 59% 184 73% Deductible 127 50% 153 61% Premium 75 29% 95 38% Annual Out of Pocket Maximum 72 28% 76 30% Lifetime Coverage Limit 52 20% 50 20% Co-Insurance 41 16% 37 15% None of These 45 18% 24 10% 17. Have you visited a general doctor for regular preventive care or a check-up in the past 2 years? Response Student Student Grad Grad Total % Total % Yes 193 76% 173 69% No 62 24% 78 31%
  • 7. eHealth College Students and Grads Survey | May 2011 Page 7 of 7 18. Have you visited an emergency room for yourself in the last 4 years? Response Student Student Grad Grad Total % Total % Yes 125 49% 104 41% No 130 51% 147 59% Methodological Notes: The eHealth College Student and Grads Survey was conducted by Kelton Research between April 21st and April 29th, 2011, using an email invitation and an online survey. Results of any sample are subject to sampling variation. The magnitude of the variation is measurable and is affected by the number of interviews and the level of the percentages expressing the results. For the sample of college students, the chances are 95 in 100 that a survey result does not vary, plus or minus, by more than 6.1 percentage points from the result that would be obtained if interviews had been conducted with all persons in the universe represented by the sample. For the sample of recent college graduates, the chances are 95 in 100 that a survey result does not vary, plus or minus, by more than 6.2 percentage points from the result that would be obtained if interviews had been conducted with all persons in the universe represented by the sample.