Have you thought about how you are going to pay for your child’s education?

1. Figures are past results and are not predictive of results in
future periods.
Investments are not FDIC-insured, nor are they deposits of or
guaranteed by a bank or any other entity, so they may lose value.
© American Funds Distributors, Inc. AI-37599

2. Investing in their future
CollegeAmerica®
The 529 college savings
plan available nationwide
and trusted by financial
advisers and the families
they help
V2 AI-90016

3. Agenda
 An academic decision
 An educated choice
 Building your plan
© American Funds Distributors, Inc. V2 AI-90004

4. An academic
decision
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5. 529 college savings plans
An attractive combination of benefits
 Tax advantages
 Flexibility
 Control
© American Funds Distributors, Inc. V2 AI-90012

6. The tax-free advantage
Why tax-free investing?
$50,000 $48,329
Tax-free account
40,000 $38,929
Taxable account
30,000
20,000
10,000
0
Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18
Assumes an 8% average annual rate of return (compounded monthly) for both investments and a 25% income tax rate. (The typical mutual fund
investor falls into the 25% tax bracket.) Your tax rate may vary. Current minimum tax rates on capital gains and dividends could make taxable
investment returns higher, thus reducing the difference between the two ending values. Results shown are hypothetical and are not intended to
represent an investment in a specific fund. Your investment experience will differ. Regular investing does not ensure a profit or protect against
loss. You should consider your willingness to keep investing when share prices are declining.
© American Funds Distributors, Inc. V2 AI-90013

7. An educated
choice
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8. Why CollegeAmerica?
 Designed for use with advisers
 Among the lowest operating expenses*
 Diverse investment options
 Experienced investment management
 Low start-up amounts
 Among Morningstar’s top-rated 529 plans
since 2004†
* According to a 2011 Morningstar study of 529 college savings plans
† Based on annual Morningstar reports. Among the criteria Morningstar assessed were fees, flexibility of investment options and the fund
company’s record of treating shareholders well.
© American Funds Distributors, Inc. V2 AI-90014

9. Never too early … or too late
How your monthly investment could have grown
Figures shown are past results for Class A shares and are not predictive of results in future periods.
Current and future results may be lower or higher than those shown. Share prices and returns will vary, so
investors may lose money. Investing for short periods makes losses more likely. Fund results are for Class
A shares and reflect a deduction of the maximum sales charge (5.75% for equity funds). For current
information and month-end results, visit americanfunds.com.
Steady progress during a difficult period (18 years ended December 31, 2011)
$70,000 $60,325
American
60,000 Balanced
Fund®
$53,355
50,000 U.S. stocks
40,000 $37,925
CDs
30,000
20,000
10,000
0
94 95 96 97 98 99 00 01 02 03 04 05 06 07 08 09 10 11
U.S. stocks are measured by Standard & Poor’s 500 Composite Index. Source for CDs — Thompson 180-day CDs. Results assume reinvestment
of all distributions and, for American Balanced Fund, are hypothetical prior to the 529 share-class inception date of 2/15/02. The indexes are
unmanaged and, therefore, have no expenses.
© American Funds Distributors, Inc. V2 AI-34647

10. Building
your plan
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11. Building your plan
With 25 funds to choose from, investors can:
 Invest in a single fund
 Build a customized portfolio of funds
 Select a predefined investment portfolio
© American Funds Distributors, Inc. V2 AI-90499

12. Building your plan
Three of the predefined portfolios
Capital Washington
EuroPacific World Growth Mutual
Growth Fund® and Income Investors Intermediate
Fund® FundSM The Bond Bond Fund
AMCAP Fund of America®
Fund® New American of AmericaSM
SMALLCAP Perspective
World Balanced
Fund® Fund®
Fund®
Short-Term
Fundamental The Bond Bond Fund
InvestorsSM Fund of of AmericaSM
AmericaSM
Growth Balanced Preservation
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13. Enrollment is a long way off
EuroPacific
Growth Fund
Growth
AMCAP
Significant growth-fund holdings
Fund provide you with the potential to
SMALLCAP
World
grow your college savings nest
Fund egg over a longer time frame.
Fundamental
Investors
This sample asset allocation is for illustrative purposes only.
© American Funds Distributors, Inc. V2 AI-70112

14. Shorter horizon or increased stability
Washington
Capital World Mutual
Growth and
Income Fund
Investors
Fund
Balanced
Includes everything from growth
New American
stocks to bonds, which may be
Perspective
Fund
Balanced
Fund
appropriate when your
beneficiary has a few years until
college or if you’re seeking to
The Bond
Fund of
reduce volatility.
America
This sample asset allocation is for illustrative purposes only.
© American Funds Distributors, Inc. V2 AI-90017

15. Enrollment is near
Intermediate
Preservation
The Bond Bond Fund
Fund of America A mix of bond funds designed to
of America
offer stability (relative to growth
funds) and fixed-income
diversity as the first day of
Short-Term
Bond Fund
college is drawing nearer.
of America
This sample asset allocation is for illustrative purposes only.
© American Funds Distributors, Inc. V2 AI-90006

16. American Funds in CollegeAmerica
Equity funds
Growth funds Growth-and-income funds
AMCAP Fund® American Mutual Fund®
EuroPacific Growth Fund® Capital World Growth and Income Fund®
The Growth Fund of America® Fundamental InvestorsSM
The New Economy Fund® International Growth and Income FundSM
New Perspective Fund® The Investment Company of America®
New World Fund® Washington Mutual Investors FundSM
SMALLCAP World Fund®
Equity-income funds Balanced funds
Capital Income Builder ® American Balanced Fund®
The Income Fund of America® American Funds Global Balanced FundSM
© American Funds Distributors, Inc. V2 AI-34645

17. American Funds in CollegeAmerica
Fixed-income and money market funds
Bond funds
American Funds Mortgage Fund®
American High-Income TrustSM
The Bond Fund of AmericaSM
Capital World Bond Fund®
Intermediate Bond Fund of America®
Short-Term Bond Fund of AmericaSM
U.S. Government Securities FundSM
Money market fund
American Funds Money Market Fund®
© American Funds Distributors, Inc. V2 AI-34646

18. The American Funds difference
Consistent Proven Superior
approach system long-term
track record
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19. Planning for college
 An academic decision
– 529 college savings plans
 An educated choice
– CollegeAmerica
 Building your plan
– Trust American Funds
© American Funds Distributors, Inc. V2 AI-90024

20. American Funds investment results
Average annual total returns for periods ended 6/30/12
Figures shown are past results for Class A shares and are not predictive of results in future
periods. Current and future results may be lower or higher than those shown. Share prices
and returns will vary, so investors may lose money. Investing for short periods makes
losses more likely. Fund results are for Class A shares and reflect a deduction of the
maximum sales charge (5.75% for equity funds). For current information and month-end
results, visit americanfunds.com.
1 year 5 years 10 years Expense ratio
American Balanced Fund® 0.11% 1.53% 5.38% 0.62%
Investment results assume all distributions are reinvested and reflect applicable fees and expenses. The expense ratio is as of the fund’s
prospectus available at time of publication. When applicable, investment results reflect fee waivers and/or expense reimbursements, without which
results would have been lower. Visit americanfunds.com for more information.
© American Funds Distributors, Inc. AI-37600

21. Investors should carefully consider investment
objectives, risks, charges and expenses. This and
other important information is contained in the fund
prospectuses, summary prospectuses and
CollegeAmerica Program Description, which can be
obtained from a financial professional and should
be read carefully before investing. CollegeAmerica
is distributed by American Funds Distributors®, Inc.
and sold through unaffiliated intermediaries.
© American Funds Distributors, Inc. AI-99978

22. Depending on your state of residence, there may be an in-state plan that
provides tax and other benefits not available through CollegeAmerica.
CollegeAmerica is sponsored by Virginia 529. CollegeAmerica is
distributed by American Funds Distributors® and sold through unaffiliated
intermediaries.
You should discuss the tax implications of 529 plans with your legal
and/or tax advisers, as features may vary significantly from state to
state. You should read the appropriate 529 plan program description
before investing. It includes details about the plan’s risks, charges and
tax treatment.
Most 529 plans will accept both in-state and out-of-state applicants.
While federal tax treatment of 529 plans is identical regardless of the
state plan, state tax treatment varies. State tax treatment may also vary
for in-state and out-of-state residents.
Each state’s 529 plan must be evaluated based upon its own merits
relative to your needs, including the tax effects on the contributor and
the beneficiary.
© American Funds Distributors, Inc. AI-90189

23. Regular investing neither ensures a profit nor protects against loss in a declining
market.
The return of principal for bond funds and for funds with significant underlying bond
holdings is not guaranteed. Fund shares are subject to the same interest rate, inflation
and credit risks associated with the underlying bond holdings. Bond prices and a bond
fund’s share price will generally move in the opposite direction of interest rates.
Diversifying investments does not insure against market loss.
Investing outside the United States involves risks such as currency fluctuations, periods
of illiquidity and price volatility, as more fully described in the prospectus. These risks
may be heightened in connection with investments in developing countries.
Lower rated bonds are subject to greater fluctuations in value and risk of loss of income
and principal than higher rated bonds.
Small-company stocks entail additional risks, and they can fluctuate in price more than
larger company stocks.
An investment in the money market fund is not insured or guaranteed by the FDIC or
any other government agency. Although the fund seeks to preserve the value of your
investment at $1.00 per share, it is possible to lose money by investing in the fund.
AI-44440

24. © American Funds Distributors, Inc. AI-37355-A