1. 6 November 2010 Moscow School of Management
SKOLKOVO
1
mHealth
Solutions for Insurance Industry
Prepared for ROSNO

2. Reduce cost: decreasing visits to doctors and daily spent in hospitals
18.03.2022 Moscow School of Management SKOLKOVO 2
mHealth Innovation How it works? Call to action
Mobile Healthcare applications
Save life: providing immediate response in emergency cases
Save time: providing on-line patient-to-doctors communication

3. 18.03.2022
+ Life insurance + Healthcare insurance + New insurance products
Sharing innovation across 3 market segments
Remote Health monitoring
Case #2: Health Diagnostics Case #3: Pills management
GSM module
Remote Health treatment
Case #1: Senior Emergency
GSM module
GPS tacking
Emergency help
Emergency Alert Solution
mHealth Innovation How it works? Call to action

4. 18.03.2022 Moscow School of Management SKOLKOVO 4
Emergency Alert Solution
Do you know that?
>18 mln Russians are over 65
40% out of them will fall this year
Falls are the #1 cause of death among those over 65
1st four hours are the most critical
Immediate assistance reduces
• hospitalization by 26%
• death by 80%
Emergency Alert Solution
Case #1: Senior Emergency
GSM module
GPS tacking
Emergency help
Endure a Senior life
Reduce insurance costs
Potential customers:
Seniors over 65
Invalids (MS, Alzheimer)
mHealth Innovation How it works? Call to action
Additionally this solution might be customized for:
Dangerous professions
Children

5. 18.03.2022
Emergency Alert Solution
Adding value to existing ROSNO insurance products:
mHealth Innovation How it works? Call to action



Parents Care
Rosno Emergency
Accident insurance
Portable alert button, no phone calls
Alert button and GPS tracking
GSM module
GPS tacking
Emergency help
Emergency Alert Solution
Additional confidence for children:
alert button, fall detection, GPS tracking

6. 18.03.2022 Moscow School of Management SKOLKOVO 6
mHealth diagnostics
Do you know that
≈18% of patients are readmitted within 30 days of their
hospital discharge.
mHealth reduce
≈25% in number of days hospitalized
≈19% in hospitalization costs for patients.
Remote Health Monitoring
Case #2: mHealth Diagnostics
Boost health condition
Reduce insurance costs
Potential customers:
With cardio conditions (>16 mln Russians)
Diabetics (>11 mln Russians)
Other diseases
mHealth Innovation How it works? Call to action

7. 18.03.2022
Adding value to existing ROSNO insurance products:
mHealth Innovation How it works? Call to action


Parents Care
Family Health Insurance
Remote health monitoring,
less visits to doctors
Customized solutions to:
- Cardio
- Diabetes
- Other diseases
Remote Health monitoring
mHealth diagnostics

8. 18.03.2022 Moscow School of Management SKOLKOVO 8
Remote Health Treatment
Remote Health Treatment
Case #3: Pills management
GSM module
Boost treatment efficiency
Reduce insurance costs
Do you know that?
Remote treatment reduces
• >30% of doctor’s time per 1 patient
• >20% costs per one patient
Pills management:
>50% stop taking pills
≈20% restart taking pills
Increase treatment expenses by 30%
Potential customers:
With cardio conditions (>16 mln Russians)
Diabetics (>11 mln Russians)
Other diseases
mHealth Innovation How it works? Call to action

9. 18.03.2022
Adding value to existing ROSNO insurance products:
mHealth Innovation How it works? Call to action


Parents Care
Family Health Insurance
Increase treatment efficiency
Reduce hospitalization cases
Increase treatment efficiency
1 solution might be used for whole family
Pills management
GSM module
Remote Health treatment
+ ROSNO having full control of pills intake might develop
new products with drug expenses coverage
Remote Health Treatment

10. Partnership solutions
18.03.2022 Moscow School of Management SKOLKOVO 10
$ $
Customer
mHealth Co
24/7 Service:
-Senior Emergency
-Remote Health monitoring
-Pills management
 Attract new customers
 Increase loyalty of existing customer base
 Reduce healthcare costs
Insurance product
+
mHealth Solutions
mHealth Innovation How it works? Call to action

11. 18.03.2022 Moscow School of Management SKOLKOVO 11
ROSNO target customers segment
1
mHealth develop business model for your business
2
mHealth test and tune business model within pilot co-projects
3
Our market is 1,5 mln potential clients
mHealth Innovation How it works? Call to action