Can be used in ad-hoc sales presentations to compare rates and annual premium bu line of coverage and/or package offering

1. Quoted Current Quoted
Current Rates Volume Premium Premium
Basic Life $0.080 $0.104 $20,450,000 $19,632.00 $25,521.60
AD & D $0.020 $0.013 $20,450,000 $4,908.00 $3,190.20
Dependent Life $2.250 $1.870 59 $1,593.00 $1,323.96
Supplemental Life
$0.05 $0.04 $0 $0.00 $0.00
<24
$0.06 $0.06 $0 $0.00 $0.00
25-29
$0.07 $0.08 $100,000 $84.00 $96.00
30-34
$0.10 $0.12 $275,000 $330.00 $396.00
35-39
$0.14 $0.17 $1,000,000 $1,680.00 $2,040.00
40-44
$0.25 $0.28 $875,000 $2,625.00 $2,940.00
45-49
$0.48 $0.41 $426,000 $2,453.76 $2,095.92
50-54
$0.53 $0.55 $75,000 $477.00 $495.00
55-59
$0.86 $0.85 $15,000 $154.80 $153.00
60-64
$1.27 $1.10 $0 $0.00 $0.00
65-69
$3.15 $2.97 $0 $0.00 $0.00
70+
Supplemental
$0.02 $0.02 $2,766,000 $663.84 $663.84
AD&D
LTD $0.190 $0.640 $919,494 $20,964.46 $70,617.14
STD $0.407 $0.380 $32,656 $15,949.19 $14,891.14
Dental
EE $27.62 $25.46 43 $14,251.92 $13,137.36
ES $35.41 $33.29 18 $7,648.56 $7,190.64
EC $62.44 $59.81 11 $8,242.08 $7,894.92
EF $79.84 $73.50 33 $31,616.64 $29,106.00
Vision:
EE $7.52 $6.41 43 $3,880.32 $3,307.56
ES $13.47 $12.18 18 $2,909.52 $2,630.88
EC $12.76 $12.82 11 $1,684.32 $1,692.24
EF $18.18 $18.59 33 $7,199.28 $7,361.64
TOTAL $148,947.69 $196,745.04
Difference Quoted -32.09%