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You have just made your first $5 , 000 contribution to your individual retirement account. Assume you earn an annual return of 10.8 percent and make no additional contributions. a. What will your account be worth when you retire in 44 years? Note: Do not round intermediate calculations and round your answer to 2 decimal places, e.9. 32.16 . b. What if you wait 10 years before contributing? Note: Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16 . .

You have just made your first $5 , 000 contribution to your individual retirement account.
Assume you earn an annual return of 10.8 percent and make no additional contributions. a. What
will your account be worth when you retire in 44 years? Note: Do not round intermediate
calculations and round your answer to 2 decimal places, e.9. 32.16 . b. What if you wait 10 years
before contributing? Note: Do not round intermediate calculations and round your answer to 2
decimal places, e.g., 32.16 .

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