PirusPac is a user-friendly online loan mediation tool that guides borrowers and mediators through the mediation process. It allows borrowers to easily package their own HAMP file, including an automated property valuation and required forms. Once completed, the file can be securely viewed and shared with lenders electronically. PirusPac aims to facilitate an efficient review process and timely resolution by giving all parties access to the same loan documents and financial information in one place.

1. Pirus Pac
Productivity
Information Technology
Resources
User Friendly
Secure
PirusPac is a user-friendly
loan mediation tool that is
uniquely effective in file
preparation, document fulfillment,
valuation reporting, and secure
data storage/sharing. PirusPac
was designed to easily guide
borrowers and mediators alike
through the mediation process,
ensuring a fully completed
customer package and timely
resolution.
The Pirus Company, Inc.
The Pirus
C o m p a n y, I n c .
PO Box 181407
Coronado, CA 92178
800 717 9667 voice
888 423 7782 fax
www.PirusCompany.com

2. Technology at work for the homeowner
CONNECT ING THE HOMEOWNE R T O THE LENDER/SERVICER T HROUGH TECHNOLOGY
The PirusPac provides the homeowner an The PirusPac is fully secure and reduces the costs of
ASS ESSPRO
inexpensive and secure web based site to package sending documents through the mail or express
their own HAMP file with a Fannie Mae approved services. The PirusPac virtually eliminates the lost Automated Valuation Models (AVM)
Condition Values
property valuation. Once the homeowner has entered document rationale for not moving forward toward a
REO Adjustment from Market
their information and faxed in their documents, the prompt resolution. With each interested party viewing Property Transfer History
Area Price Trends
package is ready to be viewed and/or forwarded the same set of data, the focus can be on the
Neighborhood Price Range
electronically to the appropriate lender/servicer for an mediation process. The PirusPac has decision Recent Foreclosure Sales in the Area
Notices of Default in the Area
efficient assessment and timely disposition. To assist models that assist the parties in evaluating various
Trustee Sales in the Area
those homeowners who may need help, the PirusPac courses of action. The PirusPac auto-populates the
can be viewed by an independent mediator or other forms required for a loan resolution or new loan
professional to ensure that all the information is application. With its vaulting capabilities, even the
submitted and available for the lender to review. original loan documents can be available for review.
PIRUSPAC FEATURES the solution for END THE SE ARCH FOR DOCUMENTS
SB94 COMPLIANT
UPDATED HAMP FORMS
your loan review needs BE GIN THE RE SOLUT ION PROCESS
INCLUDING 4506EZ
Ho w Piru sPac Wo rks SE CURITY
MISM0 & SAS 70 SECURITY MEDIA TION P ROCES S MANAGE MENT The PirusPac is fully MISMO and
PirusPac can be utilized to quickly and efficiently SAS 70 Compliant
ASSURES COMPLETION OF FULL assist distressed home owners in default or immanent Management of the Mediation Process is significantly Access is user name and password
default. Access to PirusPac is through a user and enhanced when each interested party is viewing the protected
SUBMISSION PACKAGES
password protected portal that is unique for each same set of financial information and documentation. Only authorized viewers can
ALL REQUIRED FORMS AND property. The distress homeowner is provided with a Coupled with the AssessPro valuation module, the Pirus- access the individual loan
coupon to establish a PirusPac account for their documents and financial information
LETTERS AUTO POPULATED
Pac provides a centralized
individual property.
EASY TO FOLLOW STEP-BY-STEP storage and viewing
package that eliminates
The PirusPac program guides the homeowner through
INSTRUCTIONS lost documents, reduces
the data gathering process, either through direct data
documents in transit time,
E-MAIL, FAX AND VAULTING. entry or fax-to-scan uploading of documents.
and allows for both the
homeowner and the MEDIA TION S OLUT IONS
Once the homeowner s property and financial PirusPac provides the Mediator with the essential
Lender/Servicer to load the
information is completed, the files are electronically tools and processes to assist in reaching a timely
documents necessary for a
available to the lender/servicer for review. This avoids successful mediation. resolution. With PirusPac, the mediator, the
loss documents or inefficiencies resulting from parties homeowner and the lender/servicer ALL see the
reviewing dated information. Both the homeowner and same documents, valuations and financial status.
the lender/servicer are reviewing the same information Improved efficiency and quality of documentation to
simultaneously. support the mediation process.
WE HAVE INCORP ORATED THOUSANDS OF LOAN REV IE W CHA LLENGES INT O ONE COMP REHENSIVE
LOA N RESOLUT ION TOOL DESI GNED TO FOCUS INDIV IDUA L ATTE NTI ON ON A NATI ONA L PROB LEM