Know how to make your Goals for your investing and Financial needs.

1. Creating Life Goals
Compiled and Explained Further by Dexter Panganiban
Disclaimer: Some Idea is from ANC on The Money Show
Speaker : Jenny Del Mundo
Compiled by : Dexter Panganiban
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2. Align your Financial Goals With
Your Dreams
• Wealth
• Home & Family
• Health
• Self Improvement
• Philanthropy (Generosity)
Compiled by : Dexter Panganiban
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3. Creating Life Goals
• Having A Financial Plan Requires You to
Prioritize. (Which Comes First) - Proverbs
19:21
• Put Money Value for Each Goal because each
has a price tag.
• Put a deadline (Without a deadline it’s a
dream With a deadline it’s a goal) - Habakkuk
2:2
Compiled by : Dexter Panganiban
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4. Your life stage can determine
your priority
Compiled by : Dexter Panganiban
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5. Sound Foundation Safety Net &
Steady Growth
Funeral Expenses
Estate Tax
Transfer
Home Ownership Death
Education Fund Accident
Retirement Fund Illness or Disability
Mid Term Build Unemployment
Long Term Savings Emergency Fund
Protect
Compiled by : Dexter Panganiban
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6. Protect Stage
• Emergency Fund – 3 to 6 of Your monthly
expenses (Very Liquid) - Proverbs 27:12
(NLT) ”A prudent person foresees danger and
takes precautions. The simpleton goes blindly
on and suffers the consequences.“
• Secure Risk
– Critical Illness
– Untimely death
Compiled by : Dexter Panganiban
http://www.pinoyinvestmentguide.com/ | http://www.pinoyinvestmentguide.com/imgtrm/

7. Build Stage
• Stocks
• Mutual Funds
• VUL ( Insurance + Investment )
Compiled by : Dexter Panganiban
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8. Transfer Stage
• Term or Whole Life Insurance
Compiled by : Dexter Panganiban
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9. Guides
• The Younger You are the cheaper it is to
protect
• We need to avoid procrastination
• Time can help you create more money
• What is BTID – Buy Term and Invest the
Difference

10. Goals Shall Be As Follows
• Specific
• Measurable
• Attainable
• Realistic
• Time Bound
Compiled by : Dexter Panganiban
http://www.pinoyinvestmentguide.com/ | http://www.pinoyinvestmentguide.com/imgtrm/

11. BIBLE GUIDELINES IN INVESTING
AND GOAL SETTINGS

12. Money Should Not Be our Master
• But Jesus also said “Do not store up for
yourselves treasures on earth, where moth
and rust destroy, and where thieves break in
and steal. But store up for yourselves
treasures in heaven, where neither moth nor
rust destroys, and where thieves do not break
in or steal; for where your treasure is, there
your heart will be also.” Matthew 6.
Compiled by : Dexter Panganiban
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13. Be Wise in Your Investment
• Proverbs 21:20 (NIV)
• 20 The wise store up choice food and olive oil,
but fools gulp theirs down.
Compiled by : Dexter Panganiban
http://www.pinoyinvestmentguide.com/ | http://www.pinoyinvestmentguide.com/imgtrm/

14. Diversification in the Bible
• Ecclesiastes 11:1-3 ESV
• Cast your bread upon the waters, for you will
find it after many days. Give a portion to
seven, or even to eight, for you know not what
disaster may happen on earth. If the clouds
are full of rain, they empty themselves on the
earth, and if a tree falls to the south or to the
north, in the place where the tree falls, there
it will lie.
Compiled by : Dexter Panganiban
http://www.pinoyinvestmentguide.com/ | http://www.pinoyinvestmentguide.com/imgtrm/

15. Warning About Temptation
• 1 Timothy 6:9-10 ESV
• But those who desire to be rich fall into
temptation, into a snare, into many senseless
and harmful desires that plunge people into
ruin and destruction. For the love of money is
a root of all kinds of evils. It is through this
craving that some have wandered away from
the faith and pierced themselves with many
pangs.
Compiled by : Dexter Panganiban
http://www.pinoyinvestmentguide.com/ | http://www.pinoyinvestmentguide.com/imgtrm/